Izithakazelo Nezinhle Zokusetshenziswa Kwezidakamizwa ZeMeyili
Ungasebenzisa izinsizakalo zemithi ye-mail ukuze uthole izidakamizwa zakho zemithi ekhishwa ekhaya lakho. Uqaqa umugqa kanye nokuphazamiseka kokuvakashela ikhemisi. Kukhona kokubili izinzuzo nezinselelo zokuthola izidakamizwa nge-mail oda.
Izinzuzo zeMilayezo YokuLawula I-Mail
- Ukuzijabulisa: Ungathola ukuthengiswa kwemithi ngayinye kwezinsuku ezingu-90 ekhaya lakho. Ngokuvamile, uthola ukuhlinzekwa kwezinsuku ezingu-30 kuma-pharmacy wakho wokuhamba.
- Ungalondoloza imali: Uhlelo lwakho lwezempilo lungaba nezinkokhelo ezincane zemithi yokwelashwa oyithola ngokusebenzisa i-mail-order, kunokuba usebenzise i-pharmacy ejwayelekile yokudayisa.
- Ungakwazi ukuhleleka kalula i-refills: Uma imithi yakho yesimanje ikhona, ama-pharmacy amaningi e-mail akwenza uvumele ukuthi ulayishe ama-refills ku-intanethi, ngeposi noma ngefoni. Ngaphezu kwalokho, ungayenza nganoma yisiphi isikhathi sosuku noma ubusuku.
- Izinsizakalo zamakhasimende ezikhethekile: Amanye ama-pharmacies e-mail anikezela ngamasevisi akhethekile, kufaka ikhono loku:
- Bhalisela ukukhumbuza ukuvuselelwa kwe-intanethi ukuze wazi ukuthi yisikhathi sokuvuselela imithi yakho. Ungathola isikhumbuzi se-imeyili noma isikhumbuzi sefoni esenzakalelayo.
- Khuluma ngqo nomuntu wemithi ukuze uphendule imibuzo yakho yemithi.
- Hlola isimo se-oda lakho ku-intanethi noma ngocingo.
- Buka umlando wakho wokubhalisa.
- Finyelela ulwazi lwezemfundo zabathengi ngemithi yakho kanye nempilo yakho
Ngaphansi kweMilayezo YokuLawula Imeyili
- Izinkinga zokuphepha: Uma uthenga imithi ngokusebenzisa i-imeyili evela kumakhomikhali e-intanethi angenakuhlonishwa, usengozini yokuthola imithi engalungile noma imithi engalungile.
- Izinkinga zokulethwa kweposi: Nakuba ziphephile futhi zisebenza kahle, amaphakheji aphathwa yi-US Postal Service angalahleka noma awonakele. Ukwengeza, kukhona ingozi encane yephakheji yakho ebiwe kusuka ebhokisini leposi elisemgwaqweni noma emgwaqeni.
- Ukulethwa kwe-imeyili nge-imeyili kungancipha: Uma usebenzisa ikhemisi ye-mail-oda, kungathatha isikhathi esingangamaviki amabili ukuthola imithi yakho. Lokhu kungaba kuhle uma uhlela phambili. Uma ulinde uze uphume imishanguzo ngaphambi kokuba ulayishe ukuvuselelwa, noma kunjalo, kuzodingeka ukhokhele ukuthutha okungaphezu kwamabili noma kokuhamba kwelanga elilodwa, okungabiza.
- Akukho othintana ubuso nobuso nommakhemisi wakho: Omunye wemithombo yakho yempilo ebaluleke kakhulu emphakathini wakho ungumakhemikhali wakho. Uma uthatha imithi eminingana futhi usebenzisa izidakamizwa ezingaphezu kwe-counter, i-pharmist yakho ingakuleka mayelana nokusebenzisana nemiphumela emibi.
Indlela Yokuthola I-Pharmacy Ye-Mail-Order
Uma unesipiliyoni sezempilo ngokuthola izidakamizwa, kungenzeka ukuthi unethuba lokuyalela imithi yakho ngeposi. Izinhlelo eziningi zempilo emikhulu zisebenza nezinkampani ezibizwa ngokuthi abaphathi bezinsizakalo ze- pharmacy (PBMs), ezilawula inzuzo yezidakamizwa ohlelweni lwezempilo. Lezi zinkampani zingathenga imithi ngokugcwele ngokuqondile ezinkampanini zezidakamizwa futhi ziyakwazi ukukunikeza izaphulelo ngemithi oyilula ngeposi. Ama-PBM amakhulu kakhulu ezweni, i-Medco, i-Caremark, ne-Express Scripts, inikezela izidakamizwa zamakhoyili kubantu abangaphezu kwezigidi ezingu-100.
Amaketanga amakhulu amakhulu okudakwa kwezidakamizwa, njengeWalgreens noWal-Mart, nawo anikela ngezinsizakalo ezikuvumela ukuba ulawule imithi ngeposi. Unenketho yokuzikhethela ekhemisi noma ukuthunyelwa ekhaya lakho. Ngaphezu kwalokho, izindawo ezinkulu zokudayisa izidakamizwa zingase zinikeze imithi yokwelashwa yosuku olulinganiselwa ku-90 efana namaketanga nama-PBMs.
Kunezinketho ezahlukene zokuthola imithi yokudayiswa kwemilayezo ye-imeyili, ngokuya ngecebo lakho lempilo nesimo sezimali.
Uma Unomshwalense Wezempilo
Uma unezidakamizwa njengengxenye yecebo lakho lempilo, hlola ibhukwana lakho lokuhlomula kanye newebhusayithi yakho yezempilo ukuze ubone ukuthi uhlelo lwakho lwezempilo lusebenzisa i-PBM. Njengoba imithi yakho ikhokhwa yomshuwalense wakho wezempilo, unomthwalo wemali kuphela yokukhokha imali.
Uma uyala igama lomuthi wegama lomuthi, isinqumo sakho esingcono kakhulu sokulondoloza imali cishe kunikezwa izinsuku ezingu-90 kusuka ku-PBM yakho yezempilo.
Isibonelo, i-copay yakho ye-Diovan (i-valsartan), imithi esetshenziselwa ukwelapha umfutho wegazi ophezulu, ingaba ngu-$ 25 ngezinsuku ezingu-30 ezinikezwa ekhemisi yangakini kanye ne-$ 50 ukuze unikezwe izinsuku ezingu-90 kusuka ePBM yakho yezempilo, ukugcinwa $ 25.
Uma uthatha imithi ejwayelekile , njenge- simvastatin (igama legama elithi Zocor), elisetshenziselwa ukwelapha i-cholesterol ephakeme, noma kunjalo, i-PBM yezempilo yakho ingakhokhisa u-$ 15 ngezinsuku ezingu-90, ngenkathi i-pharmacy yakho noma isitolo sakho sasekhaya saseWal-Mart ikhemisi ingakhokhisa u-$ 10 kuphela ngezinsuku ezingu-90.
Uma Unayo Medicare Ingxenye D
Amapulani amaningi e- Medicare Part Part D anikezela ngemigomo ye-mail-order. Lokhu kusebenza okufana nomshuwalense wezempilo ovamile, ngekhophi encane uma uyala ukunikezwa kwemithi yakho engu-90 kusuka ku-PBM yepulani. Uma ufinyelela igebe lokuhlanganisa noma i- donut hole , noma kunjalo, unesibopho sezindleko ezigcwele zemithi yakho. Ungaqhubeka nokuthenga ngezinsuku ezingu-90 ngokusebenzisa uhlelo lwakho lwe-Part D, kodwa ungakwazi ukulondoloza imali ngokuqhathanisa ukuthenga. Izinketho zakho zihlanganisa:
- Ukusebenzisa isevisi yokuthumela i-imeyili yamaketanga amakhulu e-drugstore, njenge-Wal-Mart neWalgreens.
- Ukusebenzisa izinsizakalo zokuthumela i-mail ezitolo zokuthengisa izidakamizwa eziye zaqinisekiswa yiNational Association of Boards of Pharmacy.
Uma Ungenayo Umshwalense Wezempilo
Uma ungenayo umshuwalense wezempilo ngokufaka izidakamizwa, kunezinketho eziningana zokuthumela i-mail ukuze zikusize uthole izidakamizwa ezithandwayo zemithi.
I-AARP inikeza uhlelo lomuthi wokunciphisa imithi yamalungu. Ilawulwa yi-OptumRx futhi ingasetshenziswa kuma-pharmacy angaphezu kuka-66,000.
Amakhomithi amabili e-mail-oda athengisa ukunikezelwa kwamalanga angu-90 wenani elilinganiselwe lemithi yokwelashwa ye $ 20, $ 30, noma $ 40. Lezi zinkampani ezi-intanethi, i-RxOutreach ne-Xubex, zinemali engenayo. Isibonelo, indlu kababili ingase ikwazi ukwenza okungaphansi kuka-$ 50,000 ngonyaka (e-Continental US) ukuze ikwazi ukufaneleka.
Amathiphu okusebenzisa i-Mail-Order Pharmacy
- Uma udinga imithi emisha, udokotela wakho abhale imibhalo emibili. Enye ingaba amasonto amabili ongagcwalisa ekhemisi yangakini. Esinye singaba sezinsuku ezingu-90 sokuthunyelwa e-pharmacy ye-mail.
- Uma ukhokha izindleko ezigcwele zemithi yakho, cela udokotela wakho uma ungasebenzisa uhlobo olujwayelekile. Bese uhlola uma imithi itholakala ngezinhlelo eziphansi izindleko kuWal-Mart, Target, noma kumaketanga esitolo. Lezi zingase zibe yindlela engabizi kakhulu, ngezinye izindleko zemithi okungenani u-$ 9.99 ngezinsuku ezingu 90.