Ingabe ufanelekile ku-Medicare?
I-Medicare inikeza ukunakekelwa kwezempilo ezigidini zabantu, izigidi ezingu-56.9 ngo-2014. Abaningi basalokhu bengashiywe uninsuredured. Kubalulekile ukwazi ukuthi nini futhi uma ufanelekile ukusebenzisa ngokunenzuzo izinzuzo eziningi zohlelo. Ngenkathi i-Medicare.gov inikeza wokubala okufanelekile, kungase kudideke. Ukuqonda kahle ukuthi lezo zimfuneko kuzokunika ukuqonda kangcono inqubo yesicelo se- Medicare .
Ukuhlala eMelika
I-Medicare ukunakekelwa kwezempilo okuxhaswa ngokuyinxenye ngemali yentela. Njengoba imali yemali ehambisana nemboni, akumangazi ukuthi uhulumeni ufuna ukugcina izinsipho eziqinile kulezi zinsizakalo. Ngokukodwa, ifuna ukuqinisekisa ukuthi uyisakhamuzi noma umhlali ohlala unomphela wase-United States.
Mane nje, uma ungewona isakhamuzi sase-US, udinga iKhadi eliGreen.
Awufanelekile ku-Medicare uma:
- Ungase-United States ku-visa.
- Ushadile nesakhamuzi sase-US noma umhlali onomthetho unomphela, kodwa awuyena owodwa.
Ngenkathi umshado kwezinye izimo kungakwenza ulungele ukuthola ingxenye yamahhala e-Part A , kufanele uqale ukuhlangabezana nobummi kanye / noma izidingo zokuhlala zomthetho ngaphambi kokuba ubhekwe njengomsebenzi we-Medicare nhlobo.
Ukuhlala Kwezomthetho e-United States
Izidingo zomhlalaphansi zomthetho zeMedare zikhahlekile. Akukona nje ukuthi kufanele uqinisekise ukuhlala unomphela emazweni ase-United States, kodwa kufanele futhi ugcine ukuhlala okungenani iminyaka emihlanu.
Njengomnikazi we-Green Card, isikhathi sithinta futhi. Ngisho noma usuwedlule iminyaka emihlanu njengomhlali ohlala unomphela, awukwazi ukufaka isicelo seMedare ngaphandle uma uhlala e-United States phakathi neminyaka emihlanu elandelanayo ngokushesha ngaphambi kokuthi ufake isicelo.
Isibonelo, uMaria ube ne-US Green Card iminyaka eyisithupha futhi uzoba neminyaka engama-65 ubudala ngo-2018. Noma kunjalo, wayehlala ngaphandle kwezwe ngo-2017. Ngeshwa, ngeke akwazi ukufaka isicelo se-Medicare ngo-2018 . Kuzofanele aphile e-United States ngeminyaka emihlanu eqhubekayo ngaphambi kokuba afanelekele ukukhishwa.
Ukuthola i-Green Card
Ungasungula indawo yokuhlala ngokomthetho ngenye yezindlela ezilandelayo, kodwa ungalindeli kube lula noma esheshayo. Inqubo ingathatha noma yikuphi kusukela ezinyangeni kuya eminyakeni ngaphambi kokuba uthole i-Green Card. Zonke izicelo kumele ekugcineni zivunywe yi-US Citizenship and Immigration Services (USCIS) ngaphansi koMnyango Wezokuphepha Komhlaba. Kodwa-ke, ukuthuthela kwamanye amazwe kuyisici esishisayo-inkinobho. Qinisekisa ukungena nge-USCIS ukuze ubuyekeze izinqubo zabo zamanje.
Kusukela ngo-2017, ufanelekile ku-Green Card:
- Ngesimo sokukhoseliswa noma sokubalekela. Uma uhulumeni wase-US ekunikezele ukukhoseliswa, ungase uvumeleke ukuhlala unomphela ngemuva konyaka owodwa wokungena kwakho e-United States. Lokhu kuhlala kunjalo uma nje isimo sakho sokukhoseliswa noma sokubalekela singagqanyuliwe.
- Nge-Programme ye-Vigrant Visa. Uma uhlala ezweni elinamazinga aphansi okuthuthela e-United States, ungafaka isicelo seloti yonyaka ngeVisa. Abangaphezu kuka-50,000 abafuduki bangase bathathe i-Visa ngokusebenzisa uhlelo lwe-DV.
- Ngomqashi wakho. Umqashi angakuxhasisa ngesicelo somsebenzi. Umqashi wakho kumele akhombise uhulumeni ukuthi akekho isakhamuzi sase-US noma ummeli wezomthetho oqeqeshiwe okunye futhi ozimisele ukwenza isikhundla osinikezwayo.
- Ngomabhizinisi. Uma utshala ama-dollar kwinkampani yaseMelika, wena, oshade naye nabantwana bakho bangabhekwa njengendawo yokuhlala unomphela. Lokhu kuzodinga ukutshalwa kwezimali okungenani $ 500,000 endaweni yezwe lapho kunezinga eliphezulu lokungasebenzi noma izidingo eziphakeme, okungukuthi izindawo zasemaphandleni. Uma kungenjalo, kuyodingeka ukutshala imali okungenani $ 1,000,000. Kumele futhi uqiniseke ukuthi ukutshala imali kwakho kusekela okungenani imisebenzi eyishumi egcwele yesikhathi esigcwele yabasebenzi abafanelekayo base-US.
- Ngelungu lomndeni. Uma ilungu lomndeni wakho isisakhamuzi se-US noma umhlali ohlala unomphela, bangafaka isicelo sokukuxhasa ngokuhlala komthetho, okungukuthi, i-Green Card. Izakhamuzi zase-US ezineminyaka engaphezu kwengu-21 zingakwazi ukuxhasa labo abashade nabo, abazali, izingane, izingane zakubo, izigodlo, kanye nezingane zabantombazane. Izakhamuzi zomthetho ezihlala njalo zikhawulelwe ukuxhasa labo abashadile nabantwana babo. Ngencazelo, izingane zingashadile futhi zingaphansi kweminyaka engu-21 ubudala.
- Ngamakhono akho. Uma ungumsebenzi onolwazi noma ochwepheshe ohlinzeka ngezinsizakalo ezibhekwa njengabanamandla "okungajwayelekile," ungafaka isicelo kuhulumeni ngokuhlala komthetho. Ngokuthakazelisayo, umculi we-burlesque uBettina May wanikezwa elinye lala makhadi ajwayelekile ajwayelekile ngo-2012. Kufanele nje uqinisekise ukuthi ungcono kakhulu ensimini yakho.
Ukungahambisani noMthetho
Njengazo zonke izinto, kuhlale kuhlukile. Kungenzeka, nakuba kungavamile, ukuba ufaneleke ku-Medicare ngaphandle kokuba yisakhamuzi sase-US noma umhlali ohlala unomphela.
Lokhu kungaba njalo uma ufanelekela izinzuzo zomhlalaphansi ze- Social Security , Umshuwalense Wokukhubazeka Kwezenhlalakahle , noma Izinzuzo zeBhodi YezeMhlalaphansi. Kudingeka ube ngokomthetho e-United States ukuze ufanelekele lezo zinhlelo kodwa hhayi ukuthi uhlala unomphela unomthetho. Futhi, uzodinga ukuhlangabezana nazo zonke izidingo zokufaneleka zokuthola lezo zinhlelo ngaphambi kokuthi uthathwe njengeMedare.
Izwi kusuka
Uma usungule isakhamuzi sase-US noma indawo yokuhlala yomthetho, usendleleni yokuthola ukunakekelwa kwezempilo nge-Medicare. Okulandelayo, kuzodingeka ubonise isidingo sezokwelapha esekelwe eminyakeni yobudala (iminyaka engama-65 nangaphezulu) noma ngokususelwa ekukhubazekeni kwesikhathi eside . Ukuqonda lezi zidingo zokufaneleka kuzokusiza ukuthi uthole ukunakekelwa okudingayo.
> Imithombo:
> Uhlelo lweViversity Visa - Ukungena. UMnyango Wezezwe we-US Bureau of Affairs Consular. https://travel.state.gov/content/travel/en/us-visas/immigrate/diversity-visa-program-entry.html.
> Ikhadi elihlaza. I-Web Site Esemthethweni yoMnyango Wezokuphepha Ezokuvakasha - Usizo Lwezakhamuzi zase-US kanye Nezokuthutha. http://www.uscis.gov/greencard.
> Medicare Eligibility kanye Premium Calculator. Iwebhusayithi ye-Medicare.gov. http://www.medicare.gov/eligibilitypremiumcalc/#
> I-Medicare Yokubhalisa Amashadi. Izimo Zengqondo Ezihlala Ngesimo Sokugcina. https://www.ccwdata.org/web/guest/medicare-charts/medicare-enrollment-charts.