Akuwona wonke ukukhubazeka oyokufanelekela
Akuwona wonke umuntu ofanelekayo ku-Medicare oneminyaka engama-65 nangaphezulu . Nakuba izakhamizi ezikhulile zivame ukwanda kwezidingo zezokwelapha, uhulumeni wesifundazwe uyaqaphela ukuthi kunenani elibalulekile labantu abasha abanezinkinga ezinkulu zempilo. Abantu abakhubazekile bangena kulo mlinganiso.
Umbuzo uwukuthi: Yini ebala njengokukhubazeka ngezinhloso zokufaneleka kweMedare?
Ukuchaza ukukhubazeka
Uma othile ephule umlenze wakhe, angase abekwe esitokisini futhi anikwe iseluleko sezokwelapha ukuze angathwali umlenze. Ingabe ukhubazekile? Mhlawumbe ngesikhathi esifushane kodwa ngokulondolozwa okulindeleke kuphela amasonto away, kungaba yinkinga enzima yokwenza isikhathi eside. Ngenhloso yoMshuwalense Wokukhubazeka Kwezenhlalakahle, ukukhubazeka kufanele kugcine okungenani izinyanga ezingu-12 esikhathini eside.
Izincazelo zokukhubazeka zingahlukahluka komunye umuntu kodwa iziqondiso zikaMedare zishiya indawo yokuhumusha. Omunye umuntu kumele akwazi ukukhubazeka isikhathi eside. Uzohlangabezana nesimo sokukhubazeka sokufaneleka kukaMedare kuphela uma uwela kwenye yezigaba ezintathu ezilandelayo.
Une-amyotrophic lateral sclerosis (ALS).
Eyaziwa nangokuthi isifo sikaLou Gehrig, i- ALS yisifo esiyingozi se-neurologic esingabangela ukuhlukunyezwa kwe-muscle, ukuphefumula nokufa. Kulinganiselwa ukuthi abaningi abangaba ngu-20 000 baseMelika bane-ALS nganoma yisiphi isikhathi esisodwa.
Ukuqina nokukhula okusheshayo kwalesi sifo kudinga izinga eliphakeme lokunakekelwa kwezempilo kanye nezinsizakalo.
Usukela ngokushesha kuM Medicare futhi kufanele usebenzise ngokushesha ngangokunokwenzeka. Asikho isikhathi sokulinda.
Unesifo se- renal sokugcina (ESRD).
Amaphesenti angaba ngu-10 aseMelika anqunywa ukuthi anesifo esingenasifo sezinso , ngokusho kwamaCenters for Disease Control and Prevention.
Abantu abangaphezu kuka-100 000 bayaqhubeka nokuhluleka kwezinso, futhi kubhekiswa njengesifo sokuqeda isiteleka sokuphela , ngonyaka ngamunye. Uma izinso zakho zihluleka, umzimba wakho awukwazi ukuhlunga ubuthi emzimbeni. Uzodinga ukwelashwa kwe-dialyse noma ukufakelwa kwezinso ukuze uhlale uphila.
Izinzuzo zakho zokuqala ziqala izinyanga ezintathu ngemuva kokuqala ukwelashwa kwe-dialysis. Uma uthola ukufakelwa kwezinso, uMnyango wezeMpilo ungase ube yisikhathi eside. Lolu hlelo luzohlinzeka ngokufaka izinyanga ezingu-36 emva kokufakelwa kokugunyazwa kweMedare. Ngemuva kwalokho, uma izinso zakho ezintsha zihlala zisebenza, ngeke usakwazi ukuthola i-Medicare, futhi uzolahlekelwa ukufakwa kwakho.
Uthola Umshuwalense Wokukhubazeka Komphakathi (SSDI) wokukhubazeka.
Ezinye izimo zezokwelapha eziningana zingakwazi ukufaneleka njengokukhubazeka. Ukuze kubonakale ukuthi kufanelekile njenge-Medicare, lowo muntu kumelwe ukuba uye waqhubeka nenqubo yesicelo esiqinile yokufaka isicelo soMshuwalense Wokukhubazeka Komphakathi . Le nqubo yedwa ingathatha izinyanga ezimbalwa ukuqedela.
- Kungathatha izinyanga ezintathu kuya kweziyisithupha ukuPhatha kwezokuThuthukiswa koMphakathi ukuvumela uhlelo lwakho lokusebenza. Inqubo yesicelo ingahle ifinyelelwe uma isimo sakho sezokwelapha sisohlwini lwezikhalazo eziphikisanayo.
- Ukuvunywa kwesicelo sakho kulandelwa yisikhathi sokulinda izinyanga ezinhlanu ngaphambi kokuba uthole izinzuzo ze-SSDI.
Awufanelekile ku-Medicare uze uzuze izinzuzo ze-SSDI okungenani izinyanga ezingu-24. Ukwengeza zonke lezi zikhathi, uzolinda ubuncane bezinyanga ezingu-29, esimweni esingcono kakhulu, kuze kube yizinyanga ezingu-35 esimweni esibi kunazo zonke ngaphambi kokuba uthole imithombo ye-Medicare.
Lokhu kuqinisekisa uhulumeni ukuthi ukukhubazeka kunzima ngokwanele ukuze kuqinisekiswe ukunikezelwa kweMediare. I-Social Security Administration ibike ukuthi abasebenzi abangu-8 939 abakhubazekile bathola izinzuzo zokukhubazeka ngo-Ephreli 2015.
Izwi kusuka
I-Medicare ayiyona kuphela izakhamuzi ezikhulile. Noma ubani okhutshaziwe ngenxa ye-ALS, isifo sokuqeda isiteji sokuphela, noma ukukhubazeka okuvunyelwe i-SSDI, kungakhathaliseki ukuthi uneminyaka yobuphi, ufanelekile ku-Medicare. Kungase kube nezinkathi zokulinda ezahlukene kuye ngokuthi ukukhubazeka okukhulunywe ngakho, kodwa kubalulekile ukusebenzisa ngokushesha ngangokunokwenzeka ukuvimbela noma yikuphi ukulibaziseka ekubukeni. Thatha izinyathelo ezidingekayo ekutholeni ukuhlinzeka ngempilo oyidingayo.
> Imithombo:
> I-DI 23022.080 Uhlu lwe-Compassionate Allowance (CAL) Imibandela. UkuPhathwa KwezokuPhepha Komphakathi https://secure.ssa.gov/poms.nsf/lnx/0423022080. Kubuyekezwe ngo-Septhemba 15, 2017.
> I- National Chronic Chronic Kidney Sheet Fact Sheet: Ukwaziswa Okujwayelekile kanye Nezilinganiso Zikazwelonke Ngezifo Eziyimpilo Ezingapheli E-United States, 2014. Izikhungo Zokulawulwa Nokuvimbela Izifo. http://www.cdc.gov/diabetes/pubs/pdf/kidney_factsheet.pdf.
> Ucwaningo, Izibalo, & Ukuhlaziywa Kwemigomo - Isifinyezo Somnyaka Sokubhala, ngo-Ephreli 2015. UkuPhathwa KwezokuThuthukiswa Komphakathi. http://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/. Kubuyekezwe uMeyi 2015.
> Kuyini i-ALS? ALS Association. http://www.alsa.org/about-als/what-is-als.html.