Indlela Yokukhetha Uhlelo Lwezinyosi

Nakuba ukucabanga ukuhlala esihlalweni somuntu wamazinyo kwenza abanye abantu bakhathazeke, izindleko ezingase zibe khona nazo zihoxisa abaningi. Uma unomshuwalense wamazinyo ngomqashi wakho-noma ungakwazi ukuzithengela wena-kungcono ukukhetha uhlelo oluhlanganisa ukunakekelwa kwamazinyo wena nomndeni wakho kuyodinga manje nasesikhathini esizayo.

Izindleko zokwelapha amazinyo yilokho okugcina okungaphezu kwesigamu sabathengi kude nodokotela wamazinyo iminyaka ngeminyaka, ngokusho kocwaningo olwenziwa yi-American Dental Association.

Izindleko eziningi zamazinyo kulula ukuzilindela, noma kunjalo, ngaphandle kwezimo eziphuthumayo, njengokuphula izinyo. Izidingo zamazinyo ezibonakalayo ezingacacile ngokuvamile zingahle zibikezelwe ngokuhlola okuvamile, okufaka phakathi ukuhlonza x-rays ukuhlola isimo jikelele samazinyo, izinsini nomhlathi.

Okunye okudingeka ukucabangele ukuthi ngabe wena noma ilungu lomndeni lingadinga ukunakekelwa okukhethekile, njengama-braces noma enye i-orthodontia, amazinyo noma izimila zamazinyo noma imiqhele noma amabhuloho. Lokhu ngokuvamile akuhlanganiswa kakhulu njengokunakekelwa njalo, njengokuhlolwa nokugcwaliswa.

Yini Ehlanganisiwe Kuhlelo Lwezinyosi?

Izinhlobo eziningana zesevisi zifakiwe (kuya degrees ezihlukahlukene) kumacebo ajwayelekile wamazinyo:

Izinhlobo Zemihla Yamazinyo

Izinhlelo zokunakekelwa kwamazinyo enkululeko-ye-choice zinikeza izinga eliphakeme lokuguquguquka. Lokhu kusho ukuthi noma yimuphi umuthi wamazinyo uzobekwa, futhi ukubuyisela akuxhomeki kulohlobo lwezokwelapha ezitholiwe.

Nokho, izinhlelo eziningi zamazinyo zilawulwa-izinhlelo zokunakekelwa ezidinga iziguli ukuba zikhethe ohlwini lwabahlengikazi bamazinyo ngaphambi kokuvunywa kwinethiwekhi yabahlinzeki abaye bavuma ukunciphisa imali yabo. Eyaziwa njengezinhlangano zokuhlinzeka ezikhethwayo, lezi zinhlelo ngokuvamile zivumela odokotela bamazinyo neziguli ukuba banqume ukuthi imaphi ukwelashwa okudingekayo futhi bahlanganise amaphesenti athile endleko zokwelashwa.

Ama-PPO ahlinzeka ngokubhekwa okuningi kunezinga elilandelayo lokunakekelwa, izinhlangano zokulawulwa kwezempilo yamazinyo (ama-HMOs), okujwayelekile ukukhokha kwamazinyo e-dentist ngenani elilinganiselwe kungakhathaliseki ukuthi kunzima kangakanani ukunakekelwa kokunakekelwa.

Izinga ngalinye lokubheka linamathenda amanani ahambelanayo, nokukhokhwa kwe-premium yenkululeko yokuzikhethela ngokuvamile kuphakeme kuneleyo ye- PPOs noma i-HMO , ngokulandelana.

Izinhlelo Zamazinyo Nezindleko

Ukuchitha imali okungakanani kwe-pocket ukhululekile? Ukuthengwa kwemali kusekelwe ekukhokhweni kwe-premium (okuvame ukukhishwa ngokuqondile ekhokhweni lakho, uma umqashi wakho enikeza umshwalense) futhi ngezindleko zezinyathelo ezingenayo.

Isibonelo, i-HMO ingadala imali encane emalini yakho yokukhokha, kodwa uzogcina unamathele ngaphezulu kwezindleko zokuphela kokwelashwa okuyinkimbinkimbi, njengezibhuloho, izimplantshi noma ama-braces. Kungenzeka ukuthi akuyona into ozoyithemba ngayo.

Ngakolunye uhlangothi, ukukhokha amaphrimiyamu aphakeme ngenhloso yokuzikhethela inkululeko uma umlando wakho wezinyosi ungahambi kahle futhi udinga nje udokotela wamazinyo ukuhlanza abamhlophe abamhlophe kabili ngonyaka angase abe ngaphezulu.

Ngaphambi kokukhetha uhlelo lwamazinyo, vakashela udokotela wamazinyo bese uhlolwa ohlanganisa isethi yokuxilonga x-ray. Ingabe udokotela wakho wamazinyo ahlole impilo yakho yonke yamazinyo futhi anqume ukuthi yini, uma ikhona, izinqubo eziyinkimbinkimbi ezidingekayo kuwe (noma abaxhomekile bakho). Lokhu kudinga ukuhlolwa kufanele kukukhomba ekuqondiseni okuqinile ukuthi yiliphi izinga lomshwalense elizokuvikela kahle wena kanye nekhredithi yakho. Nakuba angeke ukhethe uhlelo olulula, luzokwenza lula izinketho zakho kanye nezidingo zokunquma umdlalo ongcono.

Imithombo:

Ukukhetha uhlelo lokuhlomula kwamazinyo. 17 Septemba 2008. Wisconsin Dental Association.

Umshuwalense. 2009. I-American Dental Association.

Ucwaningo kanye Nokucwaninga Kwezomnotho Kwamazinyo: Imibuzo Ebuzwa Ngokuphindaphindiwe. 2009. I-American Dental Association.

Izinto Okumele Uzicabange Ngaphambi Kokukhetha Uhlelo Lwezinshuwalense Zezinyosi. 2007. Yonke i-Insurance Info.org.