Amathuba oMnyango Wezokwelapha Ngesinye Isinyathelo Sendlela Yokuthola Imali
Ukuphatha umjikelezo wemali ngendlela ephumelelayo akuyona umsebenzi olula futhi kudinga ukunakwa kwakho njalo. Isigaba ngasinye somjikelezo wemali - kusukela ngesikhathi isiguli sihlelelwe ukuqokwa kuze kufike isikhathi sokukhokha kwenkampani yomshuwalense - kubaluleke kakhulu ekukhuliseni imali yokubuyisela umshuwalense.
Kubalulekile ukusimama kwezezimali esibhedlela noma ihhovisi lezezidakamizwa ukuba nenqubo endaweni yesigaba ngasinye somjikelezo wemali.
Ngeke nje uthola izinkokhelo ngesikhathi esifanele kodwa futhi uzonciphisa umthwalo kubasebenzi bokukhokha, ugcine izindleko zokuphatha, futhi okubaluleke kakhulu ukugcina ubuhlobo obuhle neziguli zakho.
Ukuqinisekiswa komshuwalense
Umjikelezo wezimali kufanele uqale ngaphambi kokufika kwesiguli. Ngokushesha lapho kuqokwa ukuqokwa, ulwazi lomshuwalense lomguli kumele luqinisekiswe. Ngoba ulwazi lomshuwalense lungashintsha nganoma yisiphi isikhathi, ngisho neziguli ezivamile, kubalulekile ukuthi umhlinzeki uqinisekise ukufaneleka kwesilungu njalo izinsizakalo zinikezwa. Izinzuzo zokuthola inshuwalense ngaphambi kokufika kwesiguli zihlanganisa:
- Nciphisa ukuphika kokumangalelwa ngenxa yolwazi lwesiguli esingavumelekile
- Thola ukugunyazwa kwangaphambili
- Qinisekisa ukubhalisa okusheshayo kanye / noma ukunika amandla ukubhalisa kwangaphambili
- Qinisekisa ukuthi yiziphi izinsizakalo zezokwelapha ezihlanganisiwe / ezingekho
- Thola ulwazi mayelana nokukhokhelwa kwe-patient, coinsurance, kanye nokudonswa kweziguli
2. Amaqoqo aphezulu
Indlela esheshayo yokwandisa ukugeleza kwemali nokuthuthukisa amanani okuqoqwa ukuqoqa umthwalo wemithi phezulu. Iziguli azikhohlisi kangako ukukhokha noma kunzima ukufinyelela uma izinkonzo zenziwe. Esikhundleni sokulinda kuze kufike isiteji sokuqoqa umjikelezo wemali, abahlinzeki kufanele bazuze ukuxoxa ngezinkinga zemali nokuqoqa izinkokhelo zesiguli ekuqaleni kwenkambiso.
Yazisa iziguli ngaphambi kokuba zifike kulokho okuzobekwa khona umthwalo wazo futhi zibenza bazi ukuthi ukukhokhwa kuyadingeka ngaphambi kokuba amasevisi akhiwe.
Futhi, ukunxusa ngokwezezimali kungasiza ukunquma ukufaneleka kwesiguli ukuze uthole usizo lomphakathi, ukunakekelwa kosizo noma izinhlelo zokukhokha, okungase kube nzima ukukwenza uma isiguli sesivele sithole ukwelashwa. Le nqubo izosiza ngokunciphisa umthwalo wokusebenza kwabasebenzi bokukhokha kanye nokuthuthukisa imizamo yokuqoqwa.
3. Ukukhokha izimangalo ezihlanzekile
Ukuhambisa isimangalo esihlanzekile yindlela kuphela yokuqinisekisa ukukhokha okulungile okokuqala . Ukukhokhisa kahle okokuqala kuzovimbela ukubambezeleka kokucubungula isimangalo futhi, kwezinye izimo, ukubuyisela okuphezulu. Isimangalo esihlanzekile sinye esiqediwe ngokunembile ngokuhambisana nezinkampani zomshuwalense kanye nemihlahlandlela yokukhokha kahulumeni kahulumeni.
Inselele enkulu kubahlinzeki ukukhomba nokunamathela emithethweni ethile ephathekayo ehlobene nokukhokhwa. Nakuba izinkinga zokukhokha akuzona kuphela izizathu zokuphika komshuwalense, ngezinye izikhathi zinganakiwe ngenxa yokubuyisela okuphansi okungahambisani nezinye ukuphika okungenzeka ukuthi akukho ukubuyisela okungafani nokwaziswa okungalungile kwesiguli. Kubaluleke kakhulu ukuthi abasebenzi bekhodi nokukhokhisa bahlale bethola imininingwane emikhombandlela yokukhokha yabo bonke abathwali.
Khumbula ukuqinisekisa ukuthi ulwazi lwesiguli linembile ukuvimbela ukuphika.
4. Ukuphatha Ngokushesha Ukulahla
Iningi labathwali bomshuwalense kudingeka bakhokhele isimangalo noma banikeze ukuphika ngokubhala ezinsukwini ezingu-30 ngemuva kokuthola. Isimangalo esingazange sichithwe zingakapheli izinsuku ezingama-30 sibhekene nezinhlawulo zesithakazelo, noma kunjalo, ukukhokhelwa inzalo akuyona emgomweni wakho. Umgomo wakho ukukhokhelwa ngokushesha ngangokunokwenzeka. Ukuthatha indlela esebenzayo yokusingatha ukuphika kungathuthukisa izinsuku ezingu-AR ngokuyinhloko.
- Yenza abasebenzi bakho bokukhokhisa balandele izimangalo ezinsukwini ezingu-10 zebhizinisi zokumangalelwa kwe-elekthronikhi ezikhokhisiwe kanye nezinsuku ezingu-15 zebhizinisi zamaphepha ezikweletu ukuqinisekisa ukuthi isimangalo sitholiwe futhi ukuthola ukuthi isimangalo sesivele senziwe.
- Uma isimangalo sesivele senqatshiwe, isimangalo sesimangalo singakutshela ucingo esikhundleni sokulinda ukuphika ukuthi kufike e-mail. Isinyathelo sokulungisa ngokushesha singenziwa.
- Uma isimangalo singatholakali nhlobo, uyazi ngokushesha ukuze uphinde uthumele isimangalo.
5. Ukubuyekeza Ukukhokha
Isinyathelo sokugcina ekulawuleni umjikelezo wemali ukubuyekezwa izinkokhelo zokunemba. Qinisekisa ukuthi uthola ukukhokhelwa okugcwele ngenkontileka yomshwalense wakho. Ngezinye izikhathi ukubuyiselwa okuphansi kungenziwa ngenxa yephutha lokubhala noma mhlawumbe iphutha lokukhokha elenziwe ngumphathi womshuwalense. Noma yikuphi ukungahambisani kufanele kuhanjiswe ngokushesha ukuze kuxazululwe ngendlela esifike ngesikhathi.