Uhlelo lwemibono luyingxenye ebalulekile yesulo lomshuwalense wakho wezempilo jikelele. Uma ugqoka izibuko noma uxhumane namalensi, uhlelo lokubuka lungakusiza imali eningi. Ngisho noma umbono wakho uhle, uhlelo lokubuka lungasiza ngezindleko zokunakekelwa kwamehlo nokubona njalo. Ngenxa yokuthi izifo eziningi zamehlo azikho izibonakaliso noma izimpawu, izivivinyo ezivamile zamehlo ziyisici esibalulekile ekugcineni amehlo nempilo enempilo.
Amalungiselelo ambalwa ombono omuhle atholakalayo namuhla.
Izinhlobo Zemihla
- Izinhlelo Ezinkulu Zokubukela: I- Vision Service Plan (VSP) kanye ne-Eyemed Vision Care yizinhlelo ezimbili ezibonakala zithandwa kakhulu namuhla. Lezi zinhlelo zinikeza izinzuzo ezinhle zombono ngokusebenzisa amanethiwekhi omhlinzeki amakhulu anamazinga aphezulu, azimele ezizimele.
- Izinhlelo Zokubheka Amaphuzu : Ngezinye izikhathi ungabhalisela uhlelo lwezinyosi kanye nawo, bangase bafake uhlelo lokunciphisa umbono. Ngaphandle kwalokho, ungase ube eqenjini lenkampani noma umqashi owanikeza uhlelo lokunciphisa umbono. Nakuba lezi akuzona izinhlelo ezibuyisela izinsiza noma izinto zokugqoka, zihlinzeka ngendlela enhle yokuthola isaphulelo kumasevisi okunakekela amehlo. Izibonelo zingaba yi-AAA, AARP, noma uMthombo Wesigceme 20/20 Wokulondolozwa okuhlinzekwa nguMthombo Wombono, enye yamanethiwekhi amakhulu kunazo zonke ze-optometry ezizimele esizweni.
- I-Akhawunti ye-Flex: I- Akhawunti ye-Flexible Spending Account (FSA) ingenye yama-akhawuntini wezezimali ahlelwe intela angasethwa ngumqashi e-United States. I-FSA ivumela isisebenzi ukuthi sibeke eceleni ingxenye yemali yakhe yokukhokhela ukukhokhela izindleko ezifanelekile, ikakhulukazi ezindleko zezokwelapha. Uma une-flex account, cishe awudingi uhlelo lokubona. Izivivinyo zamehlo, izibuko, nama-lens okuthintana nawo kubhekwa njengezindleko zezempilo kanye ne-akhawunti yakho ye-flex.
- Ukunakekelwa KwezeMpilo: Abasebenzi abaningi bezisebenzi ezizimele basebenzisana nezinhlelo ezingaphandle zokuxhasa imali, njenge-CareCredit yezimali zegciwane. CareCredit igxile ekuxhaseni izinqubo zokunakekelwa kwezempilo. Kuye ngesikweletu sakho, ungase uvumeleke izinyanga ezingafika ku-24 zezimali ezingekho-interest.
- Ama-Akhawunti Wokulondoloza: Ukunakekelwa kokubona, ingxenye enkulu, kuyindleko ehleliwe. Ngaphandle kokulahlekelwa noma ukulimala ngengozi, ngokuvamile uyazi ukuthi kufanele yini izibuko ezintsha noma ukuhlolwa kweso. Abantu abaningi bakhetha ukwakha i-akhawunti encane yokulondoloza bese wengeza imali encane kuyo inyanga ngayinye.
Izinhlelo zokubheka izingxenye ziyingxenye ebalulekile yepulani lomshuwalense wezempilo. Ngeshwa, ngezinye izikhathi yilokho kuphela isizathu esenza abanye abantu bahlele ukuhlolisiswa kwamehlo wonyaka: Uma bengenalo uhlelo, cishe ngeke banakekele amehlo kuqala. Ukubaluleka kokuhlolwa kweso njalo kuvame kakhulu. Izifo zamehlo ezinzima ngokuvamile ziphuthelwa odokotela abavamile. Izimo zamehlo ezifana ne- glaucoma ngokuvamile ayitholakali ngokwanele ngama- optometrists noma ophthalmologists ukuvimbela ukulahleka kombono. Kuyadabukisa ukuthi akuzona zonke izinqubomgomo zomshuwalense wezokwelapha ezenza kube okujwayelekile ukumboza izindleko zokuhlolwa kweso. Uma uzithola uhlakulela ukunakekelwa kwamehlo nangombono ngenxa yezezimali, yenza kube yinto yokuqala ekutholeni nasekutshaleni ohlelweni lokubona okungabizi. Ungathathi amathuba ngenye yezinto zakho eziyigugu kakhulu, umbono wakho ocacile.
Umthombo:
Association American Optometric. I-Vision Service Plan, i-VSP, i-AOA, ngoMashi 2007.