Unguchwepheshe wezokwelapha obheke ukushintsha umsebenzi wakho ngendlela ehlukile? Ingabe usonhlalakahle ongathanda ukusebenzisa amakhono akho ensimini yezempilo? Ungumzali noma ingane noma oshade naye oye wathola ukunakekelwa kwezempilo egameni lomthandekayo futhi angathanda ukwenza lolo hlobo lomsebenzi kwabanye? Ingabe usomabhizinisi ufuna i-niche emakethe ekhulayo? Ingabe ungumakhelwane noma umngane onesikhathi esisesandleni sakho ongathanda ukusifaka ekusizeni abanye, mhlawumbe njengesivolontiya? Ingabe unesithakazelo emkhakheni wezempilo futhi uhlola amathuba?
Uma uphendule "yebo" kunoma yimuphi wale mibuzo, ungase ube nesithakazelo, amakhono, ngisho neziqu okudingayo ukuze ube ummeli wesiguli noma umkhumbi wendlela. Ngenxa yokuthi kunezici eziningi ukubekezela ukubekezela , ububanzi bezizinda kanye nezithakazelo zabameli abanesineke bubanzi. Lezi zindaba ezinhle uma ucabangela umsebenzi, umsebenzi, noma isikhundla sokuzithandela njengommeli.
"Ukukhuthaza ukubekezela" kubhekwa njengomsebenzi ophezulu futhi ozayo. I-Entrepreneur Magazine kanye ne- US News & World Report boke bobabili baqaphele ukubambelela njengemisebenzi ezayo.
Lapha uzothola ulwazi oluyisisekelo kulabo abafisa ukuhlinzeka ngezinsizakalo zokubambisana nganoma iyiphi yezindlela ezilandelayo:
- Usizo lwezokwelapha / ukuhamba (akufani nokusiza ngezokwelapha)
- Usizo Lomshuwalense
- Usizo lwezeMpilo ekhaya
- Umdala noma Usizo Oluhlelekile
Iningi lwazi kulesi sihloko lichaza ubudlelwane obunye phakathi kwesiguli nommeli, nakuba kwezinye izimo ummeli angase asebenze nomndeni wesiguli noma abanye abathintekayo ekunakekeleni kwesiguli, naye.
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Okwenza Ummeli Omuhle ObekezelayoAbameli abazosiza iziguli ngokuxilongwa nokuphathwa kwezifo - noma ngabe lokho kusho ukuzisiza ukuba baxhumanisane nabachwepheshe bezokwelapha, basebenze nabo ukwenza ukwelashwa, noma ngisho nokuzisiza ukuba bathole odokotela abafanele ukubasiza - bangadinga isizinda sempilo kanye imithi, njengodokotela, umhlengikazi noma omunye ozokwelapha.
Abagqugquzeli abafisa ukuhlinzeka ngosizo lwezokwelapha, ezempilo noma ezenzelwe ukusiza bazodinga ukuba abantu abanamakhono futhi babe nesineke esikhulu.
Labo abafisa ukusebenza nabasebekhulile noma nabantwana abancane kakhulu bayodinga ukubekezela nokwazisa kwalabo maqembu obudala.
Labo abakhetha umshwalense kanye nezici zokukhokha zokudinga kuzodinga ukuqonda ukuthi ukukhokhela imali yokukhokhela izikhokhelo kusebenza kanjani, kanye nokukhokhela ama- co-insurances , kanye nama- deductibles . Ukuqonda izinhlelo zokukhokha zikahulumeni ezifana ne-Medicare ne-Medicaid, kanye namakhono ayisisekelo wamathuluzi nakho kubalulekile.
Ukuze ube ngummeli wesiguli osomabhizinisi futhi uqale ibhizinisi lakho lokukhuthaza isiguli, kuzodingeka uqonde izizinda zebhizinisi.
Zonke izinhlobo zokubambisana zidinga amakhono okuxhumana aphezulu kakhulu, ikhono lokuba nomusa (kodwa hhayi ukuzwelana nokulahlekelwa ukugxila), amakhono enhlangano, ukuphathwa kahle kwesikhathi, ikhono lokwenza ucwaningo lokuxazulula izinkinga, uhlangothi lokudala ukusiza ukuxazulula izinkinga ezinzima, kanye nokukwazi ukuhambisana nabantu abahlukahlukene, kuhlanganise neziguli, imindeni yabo, kanye nezifundiswa.
Ngaphezu kwalokho, abameli abanesineke ababekezelayo kufanele baqiniseke ngokwethembeka, futhi bakwazi kokubili ukunikeza inhlonipho nokuyala inhlonipho evela kwabanye abaningi abathintekayo ekunakekeleni isiguli.
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Amabhizinisi Nezinhlangano Eziqasha Abameli Ababekezelayo UkubabaSebenzeleKunezinhlobo ezimbalwa zezinhlobo zokubekezela komsebenzi.
Sebenza esibhedlela, isikhungo sokubuyiselwa kabusha, noma esinye isikhungo esiqasha abagqugquzeli besiguli. Abaningi banesikhundla sesevisi yamakhasimende. Abanye balaba bameli banemvelaphi emisebenzini yomphakathi noma kwezinye izinhlobo zamakhasimende. Ngenkathi besenkingeni-ukudubula nokuxazulula izinkinga ezigulini, izinqumo zabo eziningi kumele zenziwe ngokuvumelana nesikhungo futhi hhayi ngempela ezithakazelisayo zesiguli.
Yisebenzela inkampani yomshuwalense, ngokuvamile i-HMO (Health Maintenance Organization). Ezinye zezinhlelo zokunakekelwa kwempilo yokukhokhela izinsizakalo zokunakekelwa zisebenzisa izisebenzi. Bangase babizwe ngokuthi "abameli abagulayo" noma "abaphathi bamacala." Laba bameli banakekela ukuhamba kwesistimu kwamacala wezokwelapha okunzima. Umsebenzi wabo oyinhloko ukugcina imali yokukhokha, kodwa kungase kube usizo ezigulini ezinenkinga yokucabanga ukuthi zizophi.
Yisebenzela isifo esingenzi inzuzo noma inhlangano yenkampani. Labo abasebenza ngaphakathi kwalezi zinhlangano bavame ukubekezela ngesineke enhliziyweni, nakuba imisebenzi yabo ingase ibheke njengokwesikhwama sokukhulisa isikhwama noma imfundo yesiguli. Lo msebenzi kungenzeka ukuthi ungabi yi-classic eyodwa-patient, eyodwa-model-advocate model, kodwa kuseyindlela yokukhuthaza.
Yisebenzela inkampani kahulumeni. Abagqugquzeli besineke noma abaphathi bezehlakalo basebenzela amasistimu wezempilo kahulumeni ngokuvamile ekunakekeleni, noma emisebenzini yomphakathi / yamandla abantu. Iningi lezokusekelwa linikezwa iziguli ezithembele ku- Medicare , Medicaid , noma ezinye izinhlelo zokusebenza zombuso ukukhokha ukunakekelwa kwezempilo.
Zisebenzele wena. Qala ibhizinisi lokukhuthaza isiguli. Ngaphandle kokudinga amakhono okukhuthaza ukubekezela, ukuqala ibhizinisi lakho lommeli wesiguli uzokubiza ngezimfanelo ezengeziwe namakhono ongawuthola umvuzo omuhle. Kunezinyathelo ezithile ezithatha ukuthatha ezihlobene nokwakha ibhizinisi lokugqugquzela isiguli .
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Abaphili Abagulayo Abasebenza Ngokuqondile IziguliNgezinye izikhathi isiguli noma umndeni wakhe, empeleni, ungumqashi. Isiguli singase siqashe umuntu noma ibhizinisi ukummela ngezokwelapha, umshuwalense, noma izimo zomthetho. Ngenxa yokuthi isiguli sigomela ngokusebenza ngokuqondile isiguli, ukwethembeka kommeli kungagxila esigulini.
Yisebenzela inhlangano egxile isiguli. Kunezinhlangano ezigxile ekunakekelweni kwezempilo, umshuwalense, nezinkinga zenqubo yokukhokha, ngisho nokubekwa emakhaya ase-rehab noma ehlengikazi. Ziyizinhlangano zangasese noma ezingenzi inzuzo ezisebenza ngemali ekhokhelwa isiguli noma umndeni wakhe. Lezi zinhlangano seziqalile ukudlala indima enkulu kunazo zonke esimweni sokunakekelwa kwezempilo futhi ngeke kube yisikhathi ngaphambi kokuba zibe yingxenye yokunakekelwa kwezempilo okujwayelekile e-US
Yisebenzela isiguli ngasinye, esikholwa yisiguli noma ngomndeni wesiguli. Laba bameli banceda labo abanenkinga yokuhamba ohlelweni lwezokunakekelwa kwezempilo abangakwazi ukutholakala noma abangatholi ukwelashwa okufanele. Ezinye zalezi zinselelo zisebenza ngezinkinga zemishuwalense ezisiza ukuthola izinsiza zokukhokha noma ukusiza iziguli ukuthi zizulazula izinhlelo zabo zokukhokha. Bangase baqashwe amalungu omndeni ahlala kude kakhulu ukunikeza usizo kumthande othandekayo, noma odinga umnakekeli othandekayo ogulayo ngoba abesebenza emsebenzini usuku lonke.
Abameli abaningi abasebenzela abantu ngabanye basomabhizinisi abazimele. Abanye balaba besomabhizinisi bakhela amabhizinisi okukhuthaza futhi bangase baqashe abagqugquzeli abengeziwe ukuba basebenze nabo, ukuze bakhonze iziguli eziningi.
Iziguli eziningi zikhuthaza ukuthi zizisebenzi zokuzithandela. Basiza abathandekayo, amalungu omndeni noma abangani njengezinkampani ezibhekene nezimbhedlela, abanakekeli, abacwaningi - noma ngezinye izikhathi indima yabo ebaluleke kakhulu nje ukumbamba isandla somuntu noma ngisho nokuyithumela kuma-aphoyintimenti. Isihlengo sabo siza ngendlela yokwaneliseka okuvela ekusizeni omunye umuntu.
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Kudingeka izimpawu zokuqinisekisaNgenxa yokuthi abameli ababhekene nesiguli banesibindi kakhulu ekunakekelweni kwezempilo, kunezinhlelo ezimbalwa zezinga elihlelekile noma izinhlelo zokuqinisekisa. Abameli abaningi abanesineke bazimela ngokweqile, bevela ezizindeni ezihluka kuhlengikazi noma eminye imisebenzi yokunakekelwa kwempilo emisebenzini yomphakathi noma emfundweni. Abanye ababekezela ngesineke bavele bazuze ekuhlangenwe nakho okusebenzayo ekusizeni othandekayo ukuba baqonde uhlelo, futhi manje banethemba lokukhulisa lolo phiko emsebenzini wokusiza abanye.
Izinhlelo ezikhona zezempilo nezokubekezela zikhona ikakhulukazi kulabo abafisa ukuthola i-master degree, noma kubafundi bezokwelapha abafisa ukungeza ukuphakamisa izigaba zabo zezokwelapha. Muva nje, izinhlelo ze-intanethi nazo zakhiwe, futhi.
Abaphathi bamacala bangathola ukuqinisekiswa okungazuzwa ngokuhlanganiswa kwemfundo nokuhlolwa. Iningi labaphathi abaphathi banamabanga okugoma noma amazinga omsebenzi wezenhlalakahle ukuze baqale, bese uthatha uhlolo olwenza ukuba bafanelekele imisebenzi efuna ukuthi umphathi wecala aqinisekiswe. Abaningi baqashwe ngokunakekelwa okuphethwe / i-HMO (izinhlangano zokuphatha ezempilo), noma izinhlangano zikahulumeni ukusebenza ngqo neziguli.
Kusukela ngo-2008, izinhlelo eziningana ezibizwa ngokuqondile ngokuthi Iziguli zoMgqugquzeli weMpilo noma izinhlelo ze-Health Advocate, seziqale ukucela ukuthi zinikeze isitifiketi sabameli besiguli. Izinhlelo eziningi zinhle kakhulu, kodwa njengoba kungekho ukulinganisa, abakwazi ukuthembisa ukuqinisekiswa okuqinisekisiwe ezweni lonke (noma emhlabeni jikelele).
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Yini Okunye Okudingeka UyaziUkugqugquzela ukubekezela kuyimisebenzi ephakeme futhi ezayo, futhi labo abazinika isikhathi sokuzifundisa nokwakha amakhono abo kanye nokuhlangenwe nakho bazovuzwa kokubili umsebenzi oqinile futhi mhlawumbe imali engenayo. Ngakho-ke, yini enye okudingeka uyazi uma ufuna ukuba ummeli weziguli?
Abagqugquzeli besineke abafisa ukuziqasha bazofuna ukuqonda ukuthi kuthatha ukuthatha ibhizinisi lokukhuthaza isiguli, futhi bazi kalula izimpendulo zemibuzo engaba khona-amaklayenti abagulayo abazobuza . Ungase ube ngummeli omuhle kakhulu emhlabeni, kodwa uma ungakwazi ukuphendula le mibuzo mayelana nebhizinisi lakho, iziguli zizoqhubekela phambili ukuqasha omunye umuntu.
Okokugcina, ngoba umqondo wokubekezela ngesineke usemusha, futhi ngenxa yokuthi kunezithiyo eziningi ezibhekene nazo ngenkathi uzama ukuhamba ngesimiso samanje sokunakekelwa kwempilo yaseMelika, abameli besiguli bangase bamangale uma befunda ukuthi abamukelwa njalo noma abawamukeli kahle abahlinzeki bezokwelapha.
Labo abameli abakhetha ukusebenzela izibhedlela kanye nezinye izikhungo bangathola iziguli ezikhungathekile nezingcindezi ezivela kubaqashi babo ukusika imizamo yabo yokukhuthaza uma ibiza kakhulu ukusiza isiguli.
Abameli abasebenza ngokuqondile iziguli bazothola ukuthi iziguli zabo ziyabonga futhi zikhululiwe, kodwa ochwepheshe bezokwelapha nabakhokha bangabheka ngokusola ngoba abaqondi umqulu wommeli.
Lezi zithiyo zinganqotshwa ngokusebenzisa amakhono ahle kakhulu okukhulumisana - yingakho zidingekile kakhulu kubagqugquzeli bezobuchwepheshe. Akufanele ukuvimbela othile ngolwazi nokuzimisela ukuba ngummeli wesineke ekunikeni lokhu kuzama umsebenzi omuhle kakhulu.