I-Medicare wuhlelo lombuso olunikezela ngezinsizakalo zezempilo kulabo asebekhulile baseMelika kungakhathaliseki ukuthi bazuza kanjani. Kodwa-ke, i-Medicaid iyisimiso sikahulumeni esinikezwe ezingeni likahulumeni esinikeza ukunakekelwa kwezempilo kubantu abathola imali engenayo. I-Medicare inikeza ukwesekwa okwesikhashana nje kokunakekelwa kwezingane zasemakhaya, ngenkathi iMedicaid izohlinzeka ukunakekelwa kwekhaya lokuhlala ngonakekelo lwabantu abadala asebekhulile futhi abakhubazekile abagulayo abagulayo abadinga lolu hlobo lokunakekelwa.
Ngenxa yokuthi kungenzeka ukuba afanelekele ukunakekelwa kwezingane ekhaya nge-Medicaid, abanye abantu bayibheka njengesiqinisekiso sokulondeka isikhathi eside. Nokho, iqiniso liyinkimbinkimbi kakhulu.
Ungayifanelekela Kanjani Ukunakekelwa Kwekhaya Kwakanakekelwa Ngesikhathi Esikhunjulwa Ngama-Medicaid?
Ukuze ufanelekele i-Medicaid, kufanele uhlangabezane nokuhlolwa kwesindlela. Imali engenayo kanye nempahla kufanele ibe ngaphansi kwezinga elithile, njengoba kunqunywe yizwe lakho ngabanye. Iningi lisetshenziselwa ukufaka izilinganiso zezinkombandlela ze- Federal Poverty njengoba induku yokulinganisa inquma ukufaneleka.
Uma umuntu efaka isicelo se-Medicaid ukuze agcwalise izindleko zokunakekelwa kwezingane zasemakhaya, osebenza naye uzophenya ngesimo sabo sezimali ukuze asize ukuzimisela ukuthi ngabe ofake isicelo uhlangabezana neziqu zokuhlinzekwa. Imali ihlanganisa inkokhelo kanye nezinkokhelo zempesheni, futhi izimpahla zingabandakanya izinto ezifana nokulondoloza, izimoto, izindlu, nezinto eziyigugu okungenzeka kube ngumnikazi wesicelo.
Kuthiwani Uma Angihlangabezane Nemihlahlandlela Yokuxilongwa?
Uma izimpahla zomfakisicelo zidlula inani lemali ezibekwe kulo mhlahlandlela, kungadingeka ukuthi angene ekhaya labahlengikazi njengendawo yokukhokha yangasese futhi "echitha phansi" lawo mafa.
Lokhu kungase kuhilele ukuthengisa lezo zimpahla ngemali ukuze ukhokhe imali ekhokhelwa ekhaya labahlengikazi. Eqinisweni, kufanele uchithe phansi izimpahla zakho kuze kube sezingeni lokungabi nandaba ngaphambi kokuba ufanelekele ukuthola imali.
Qaphela ukuthi i-Medicaid ilawula ayikuvumeli ukuba unike imali yakho (isibonelo, kubantwana bakho noma kubazukulu) ukuze ufanelekele i-Medicaid.
I-Medicaid manje isebenzisa isikhathi seminyaka emihlanu "yokubukeka emuva," okusho ukuthi iMedicaid izohlola konke okusebenzayo kwezezimali okungenani eminyakeni emihlanu eyedlule. Uma udlulisele noma unikeze imali kunoma ubani phakathi naleyo minyaka emihlanu, uzokwaziswa ngokulibaziseka kokufaneleka kwakho kwe- Medicaid .
Iningi lamakhaya asebahlengikazi abamukela inkokhelo ye-Medicaid bazokwazi ukusiza isiguli noma umndeni ngenqubo yesicelo.
Kwenzekani Kumngane Womuntu Ekunakekelweni Kwamahlengikazi Okuxhaswe Ngama-Medicaid?
Uma kukhona oshade naye ongeke ahlale ekhaya labahlengikazi, lowo muntu ngeke adingeke abe mpofu ukuze akhokhe ukunakekelwa (isibonelo, ukuthengisa ikhaya lokukhokhela ukunakekelwa), kodwa iMedicaid ingadinga abanye " ukubuyisela "ngokunakekelwa ngemuva kokuthi lowo oshade naye udlulisele ngokukhokhisa ifa.
Izwi kusuka
Ngenkathi abantu abaningi bedinga ukunakekelwa kwezingane ezixhaswe ngemali, uhlelo aluhloselwe ukufaka umshwalense wokunakekelwa isikhathi eside uma ungakwazi ukukukhokhela. Ngaphezu kwalokho, iziqu zezinketho kanye nezinketho ezitholakalayo nge-Medicaid ziyashintsha. Kubalulekile ukuphindaphinda kabili-hlola izinqubomgomo zombuso nezombuso ukuze uqiniseke ukuthi unolwazi olusuka kuminithi.
> Umthombo:
> Ukufaneleka. I-Medicaid.gov. https://www.medicaid.gov/medicaid/eligibility/index.html.