Okufanele Ukwazi Ngomshwalense Wokuhlinzeka Ngezizwa Zokuzwa

Izinkampani eziningi ziye zenqaba kakhulu ukunikeza umshuwalense wezinsiza zokuzwa . Nakuba kuyaqondakala ukuthi bayenqaba ukuwafihla abadala asebekhulile ngenxa yokuthi abantu abaningi bangabafuna noma bawadinga, kuthiwani ngezingane? Njengoba izindleko zezinsiza zokuzwa ziqhubeka zikhula, abazali abaningi kanye nabantu ngabanye bayinkampani yomshuwalense onzima.

Indlela Yokuqaphela Uma Ukuphepha Kwakho Kwezempilo Ukuzwa Izinsiza

Ukuze unqume ukuthi umshuwalense wakho wezempilo uhlanganisa yini izinsiza zokuzwa, hlola uhlelo lwakho ngalunye. Bheka inombolo ye-toll free for services ilunga ohlwini ekhadini yomshuwalense. Ngisho noma unayo, ukukhokhelwa kwe-inshuwalense yezinsiza zokuzwa kuyahlukahluka ngendlela esetshenziswa ngayo. Ngaphezu kwalokho, ukuzwa okusiza ukuzwa ngaphakathi kwepulani kungahluka kuye ngokuthi uhlalaphi. Isibonelo, uKaiser Permanente unikeza inzuzo yokusiza ukuzwa ngenkokhelo yekhredithi ngayinye emva kwezinyanga ezingu-36, kodwa incike ezindaweni ezithile kuphela.

Mayelana namazwe amabili okwamanje anikezela ukuthi izinkampani zomshuwalense wezempilo zihlinzekela ngokugcwele ukusizwa kwezingane zokuzwa. Ngeshwa, yizinkampani ezimbalwa kuphela ezigunyaza izinkampani zomshuwalense wezempilo zinikeza ukuzwa ukusiza abantu abadala.

Uma iziphathimandla zakho zombuso zithunyelwa , uzodinga ukwenza ucwaningo oluthile ukuze uthole mayelana nesamba esikuhlanganisiwe nokuthi kaningi kangakanani isimangalo esingenziwa, kanye nanoma yiziphi ezinye iziqu zokubheka.

Uchwepheshe wakho wokunakekelwa kokuzwa angakwazi ukunikeza isiqondiso esithile uma usesha.

Ukufakwa komshuwalense kanye nezaphulelo kushintsha njalo. Uma ucabangela ukuthengwa kwezinsiza zokuzwa, shayela umhlinzeki wakho womshuwalense bese ubuza mayelana necebo lakho.

Imibuzo Yokubuza Inkampani Yomshuwalense Ngezinsiza Zokuzwa

1. Iyini uhlelo lwezempilo oluzuzwayo ngezinsiza zokuzwa?

1. Ingabe kufanele ngisebenzise abahlinzeki abathile, futhi, uma kunjalo, ngingaba nohlu lwabahlinzeki endaweni yami?
2. Uma uhlelo lwezempilo lunemali noma inzuzo, kufanele ngikhokhele umhlinzeki inani eligcwele bese ngithumela iphepha ukuze ngibuyiselwe? Ingabe umhlinzeki angayikhokha ngokuqondile uhlelo lwezempilo?
3. Ingabe inzuzo iphela kumamodeli athile okusiza ukuzwa noma ubuchwepheshe? Buza uhlelo lwakho olumele ukuchaza ngokucacile imigomo efana nokusiza "ukuzwa" njalo.
4. Zikhona yini izinkomba noma izinkomba zokubheka? Ezinye izinhlelo zezempilo zingadinga ukuthi ukulahlekelwa kwezindlebe kwakho kube yizinga elithile ukuze uthole inzuzo yabo.

Njalo qiniseka ukuthi uhlole umhlinzeki wakho womshuwalense ukuze unqume ukuthi wena noma othandekayo wakho unelungelo lokuthola inzuzo yokuzwa.

Okufanele Ukwenze Ngokuthi Uzwe Ukusizwa Uma Ungaphili Esimweni Ezigunyaziwe

Uma ungahlali kwelinye lamazwe anikezwe amandla, akusho ukuthi awunayo inkokhelo yomshuwalense wezinsiza zokuzwa, kumane kusho ukuthi imithetho yakho yombuso ayidingi. Hlola nomqashi wakho noma umxhumanisi wezinzuzo.

Izinhlelo zokunakekelwa kwezempilo, amaqembu omhlalaphansi othisha, amaqembu omsebenzi wasezindaweni nasesifundazweni, kanye nanoma imuphi omunye umqashi omkhulu noma iqembu lizosebenzisana ngezinye izikhathi ngenethiwekhi yezinhlinzeko ezikhethiwe ukunikeza elinye izinga lesaphulelo noma isevisi.

Inhlangano ye-AARP inikeza uhlelo lokunakekelwa kwezindlebe zamalungu abo anikezela " ukugcinwa kwezinsiza zokuzwa kanye nemikhiqizo yokunakekelwa kwezempilo."

_Umthombo

_{Ukuzwa Ukulahlekelwa Umhlangano weMelika. Ukuzwa Usizo kanye noMthetho Wokunakekelwa Okunganakekelwa.}