Ingabe Kufanele Ulindele Ibhonasi Yokusayina Ne-Job Offer?
Ibhonasi yokubhalisa iyinani lemali elikhokhwayo lapho lamukela isipho somsebenzi. Ukubhalisa amabhonasi kusetshenziselwa ukugqugquzela okungeziwe, ikakhulukazi lapho ukuncintisana kwethenda kuphakeme kakhulu, njengabanakekeli kanye nabanye abahlinzeki abaphuthumayo abangewona odokotela.
UJim Stone, umongameli weThe Medicus Firm, u-ejensi wezokwelapha osesigabeni sikazwelonke uthi: "Ezikhathini zanamuhla, odokotela bafuna ukuthenga imakethe, odokotela abaningi balindela futhi bayayithola.
Eqinisweni, umthamo wamabhonasi wokubhalisa uye wanda eminyakeni edlule futhi manje ivame ukuhlanganiswa "namabhonasi okuthutha" ngenhloso enkulu kakhulu yokukhwela odokotela abakhulu phezulu esibhedlela esithile noma eqenjini lezokwelapha.
Kule minyaka embalwa edlule, udokotela obhalisa amabhonasi usukhulile futhi uhambela ngaphezulu kuka-R20 000, ngokusho kukaMnu. Stone. Ngxenye yokuqala ka-2015, ibhonasi yesignesha yokulinganisa yayingu-$ 21,595.
Ukwengeza, abahlinzeki abangewona odokotela (njengabahlengikazi abahlengikazi, abahlengikazi nodokotela bama-CRNA) manje banquma ukubhalisa amabhonasi. Ngonyaka ka-2014, isigamu sabo bonke abahlinzeki abangewona odokotela ababekwe nge-firm batho bathole ibhonasi yokubhalisa, kuqhathaniswa namaphesenti angu-11 kuphela ngo-2013. Ibhonasi yokubhalisa ejwayelekile yabanikezeli abangewona odokotela abangaphezu kokuphindwe kabili, kusuka ku-$ 3,000 ngo-2013 kuya ku-$ 7,500 ngo-2014.
Ukusayina iBhonasi Ubukhoma
"Amaphesenti angaba ngu-70 wabanikezeli esiwabeke wona athole ibhonasi yokubhalisa kuze kube manje ngo-2015," kusho u-Stone, "ngakho-ke, cishe uthola okungaphezu kwalokho, njengodokotela noma ohlinzeka phambili."
Noma kunjalo, akusona uhlelo oluhle lokucabanga ukuthi uzothola ibhonasi yokubhalisa. Ukuncintisana okuthe xaxa ukukhethekile, yiyo cishe uzothola ibhonasi, futhi kuyoba ngaphezulu. Ukunakekelwa okuyisisekelo kanye nokugula kwengqondo "kuyashisa" udokotela osesha manje, (kusukela maphakathi no-2015), ngokusho kukaMnu Stone.
Futhi, imiphakathi encane ingase ibe namathuba amaningi okunikeza ibhonasi enkulu ngoba iyancintisana nezindawo ezinkulu zemitha.
Qiniseka ukuthi ubuza umqashi odokotela uma unesithakazelo kwibhonasi yokubhalisa. Myeke, noma yena, azi ukuthi unesikweletu somfundi sokukhokha noma ngabe ngabe yini isidingo sakho, uma kungenzeka.
Ukwengeza, izindawo ezincane noma ngaphezulu zasemaphandleni, noma izindawo zokunqongophala ezikhethiwe kuzoba nomthelela wokunikeza ibhonasi yokubhalisa futhi.
Ungayithathi uma unganikezwa ibhonasi yokubhalisa. Ngokuvamile, lezi zinhlobo zamabhonasi zihlelwe kusabelomali kusengaphambili. Ngezinye izikhathi ayinikezwa kuze kufike noma ngaphandle kokuthi ucele eyodwa. Uma ucela, qiniseka ukuthi wenze kanjalo ngendlela ehloniphayo engabonakali njengokuhaha, noma enesihloko. Uma kunokwenzeka, chaza ukuthi kungani uzizwa udinga imali engaphambili, uma ucabanga ukuthi kuyisizathu esizwakalayo esingasiza ukubeka icala lakho kumqashi wakho ozoyiqasha.