Izindlela ezincane zokwelapha zivame ukubhekana nezimo ezingase zibhekwe njengezingxabano zentshisekelo. Ukuphikisana okukodwa kwesithakazelo kungaba ukuphatha izinkokhelo zesiguli kanye nezinhlelo zokukhokha udokotela. Izikhathi eziningi udokotela eqala umkhuba owodwa akakwazi ukukhokhela abasebenzi abagcwele. Ngenxa yalokho, udokotela futhi mhlawumbe isisebenzi esisodwa sinomthwalo wokuphatha zonke izici zomkhuba.
Kuyaqondakala ukuthi odokotela abaningi bangase baqale ukwenza imali yabo yokukhokha kanye nokuqoqa kuma-akhawunti wegciwane ngaphezu kokuhlinzeka ukwelashwa nezinsizakalo iziguli zabo kanye neminye imisebenzi yomsebenzi. Noma kunjalo, lokhu kubonakala kuyinselele kunoma yimuphi umkhuba, omdala nomusha, nodokotela.
Kungani ukukhokhwa kwesineke nguMdokotela kungumphikisana wesithakazelo
Umsebenzi wokuqala odokotela ukuxilonga nokuphatha izimpawu, izifo, nokulimala kweziguli ukuthuthukisa impilo yabo. Uma udokotela futhi enomsebenzi wokukhokhisa lezi ziguli kanye nezinkampani zabo zomshuwalense lapho kungaba khona impikiswano yangempela noma ebonakalayo yentshisekelo.
Izibonelo zokuphikisana kwezintshisekelo
- Ukungqubuzana kwangempela kwesithakazelo : Isahlulelo somdokotela singaxhaswa ubuhlobo obungokomzwelo nesiguli okuholela ekulahlekelweni kwemali kulo mkhuba. Udokotela angeke akwazi ukuhlukanisa imisebenzi yakhe yemitholampilo ngemithwalo yemfanelo yezezimali. Ukuba nomuntu osebenzayo ongagcizelela inqubomgomo yezezimali yehhovisi lezokwelapha kubalulekile ekuphumeleleni jikelele kwezezimali komsebenzi wezokwelapha.
- Ukungqubuzana okubonakalayo kwesithakazelo : Isiguli singakholelwa ukuthi udokotela akanikezeli ukunakekelwa kwekhwalithi ngenxa yezilinganiso ezivelele ze-akhawunti. Iziguli kufanele zizwe zivikelekile ukuthi udokotela abaphathayo uyoletha izinga eliphakeme lokunakekela elitholakalayo ngaphandle kokubandlulula. Ukuhlukaniswa okucacile kwemisebenzi kunika iziguli umqondo wokuphepha ukuthi izinqumo eziphathelene nokunakekelwa kwazo azikho ubudlelwane nesibopho sezimali se-akhawunti yabo.
Ukususa uDokotela
Odokotela abazikhulula ekukhokheleni kanye nokuqoqa ngaphakathi komkhuba wabo baqeda ukwenza izinqumo ezingakhululekile mayelana neziguli nezinkinga zezezimali. Kungokwemvelo kwabanye odokotela ukuzwa ukuthi badinga ukuba nobuhlobo obuningi lobuchwepheshe nemali yabo. Yiqiniso, akukho lutho olungalungile ngalokho. Noma kunjalo, ibanga eliphilile liyadingeka ukuze imisebenzi yezimali iphumelele.
Nazi izindlela ezinhlanu zokuhlala zihilelekile ngemali yomkhuba
- Qinisekisa ukuthi abasebenzi basehhovisi base-front bayakwazi inqubomgomo yakho yezezimali
- Hlangana nabasebenzi basehhovisi ngaphambili ukuqinisekisa ukuthi inqubomgomo ilandelwa
- Khuthaza abasebenzi basehhovisi ukuba babike izitayela ezikhomba amathuba okuthuthukisa
- Yiba khona ukubonisana nabasebenzi basehhovisi ngaphambili ezindleleni zokusingatha ama-akhawunti aneziguli ezinzima
- Buyekeza izitatimende zezimali masonto onke nenyanga ukuze uqonde ukusebenza kwezimali jikelele komkhuba
Impumelelo yanoma iyiphi indawo yokunakekelwa kwezempilo incike emandleni enqubomgomo yezezimali yehhovisi lezokwelapha. Ukusungula inqubomgomo yezezimali kuqinisekisa ikhono lenhlangano ukuqhubeka nokuhlinzeka ngezempilo ezinhle kakhulu iziguli zakho.
Ukukhulumisana nenqubomgomo yokukhokhwa kweziguli
Ukunemba nokuvumelana kuyindlela eyodwa yokuxhumana nenqubomgomo yokukhokhela isiguli yehhovisi lakho lezokwelapha.
Uma iziguli zijwayele izinqubo ozenzayo ngokuqiniswa okuphindaphindiwe, ngokuhamba kwesikhathi izinga elithile lokuqonda lingakhula. Indlela engcono kakhulu yokubhekana nemfundo yesiguli ngukuxhumana okuhle neziguli nemindeni yabo.
- Qhubeka nokwazisa iziguli zemithwalo yemfanelo yabo yezezimali ngaphambi kokuvakashelwa ngalunye.
- Nikeza iziguli uhlu lwezinto okuzozenza nazo ukuvakashelwa ngalunye.
- Esikhundleni sokulinda kuze kufike isiteji sokuqoqa umjikelezo wemali, sebenzisa ngokunenzuzo ukuxoxa ngezindaba zezimali nokuqoqa izinkokhelo zesiguli ekuqaleni kwenkambiso.
- Nciphisa izikweletu zesiguli ukuze uthuthukise ukuqonda kweziguli zokuthenga nokuqoqa izinto