Ngaphandle kokugunyazwa kwangaphambili, Umshwalense wakho angeke anikeze ukuhlinzekwa
Ukwamukelwa ngaphambilini kuyimfuneko ukuthi udokotela wakho athole imvume evela kumhlinzeki wakho wezempilo ngaphambi kokunikeza ukunakekelwa. Ngaphandle kwalokhu kuvunyelwe kuqala, umhlinzeki wakho womshuwalense wezempilo angeke ahlinzekele ukukhokhelwa, noma akhokhe, imithi yakho noma ukusebenza, akushiye ukumboza ezinye, noma zonke, izindleko eziphuma ephaketheni.
Abanye abaqinisekisi bezempilo badinga ukugunyazwa ngaphambilini, okuyaziwa nangokuthi bangaphambi kokuqinisekisa, ngezinhlobo ezithile zemisebenzi yokunakekelwa kwezempilo, njengokuhlinzwa noma ukuvakashelwa esibhedlela .
Lokhu kusho ukuthi wena noma udokotela wakho kumele uxhumane nomshuwalense wakho ukuthola imvume yakhe ngaphambi kokuthola ukunakekelwa, noma ngabe umshuwalense angeke akwazi ukumboza. Akuzona zonke izinsizakalo ezizodinga ukugunyazwa ngaphambilini, kodwa uma ungabaza, kungcono ukuxhumana nenkampani yakho yomshuwalense ngaphambi kokuthola noma yiluphi uhlobo lwezempilo.
Futhi eyaziwa ngokuthi: Isiqinisekiso sokuqala. Umqondo woku-pre-approval ufana kakhulu nokugunyazwa kwangaphambili.
Kunezizathu eziningana zokuthi umhlinzeki womshuwalense wezempilo uzodinga ukugunyazwa kuqala.
1. Insizakalo noma izidakamizwa ozicelayo kuyadingeka ngokwenyama .
2. Insizakalo noma izidakamizwa zilandela izincomo zakamuva kuze kube yinkinga yezokwelapha osebenzelana nayo.
3. Isidakamizwa yilona ukhetho olunomthelela kakhulu lwezokwelapha olutholakalayo ngesimo sakho. Isibonelo, iDrug C (ezishibhile) kanye neDrug E (ezibizayo) kokubili ziphatha isimo sakho. Uma udokotela wakho ebeka iDrug E, uhlelo lwakho lwezempilo lungase lufune ukwazi ukuthi kungani iDrug C ingasebenzi kahle. Uma ungabonisa ukuthi i-Drug E iyindlela engcono, ingase iqinisekiswe ngaphambili. Uma kungekho isizathu sezokwelapha ukuthi kungani i-Drug E ikhethwe phezu kweDrug C eshibhile, uhlelo lwakho lwezempilo lungenqaba ukugunyaza izidakamizwa E.
4. Le nsizakalo ayikwenziwa ngokuphindaphindiwe. Lokhu kukukhathazeka lapho ochwepheshe abaningi behilelekile ekunakekeleni kwakho. Isibonelo, udokotela wakho wephaphu angalawula isifuba se- CT scan , engaqapheli ukuthi, amasonto amabili nje edlule, ube nesifuba CT oyalelwe udokotela wakho womdlavuza. Kulesi simo, umshwalense wakho ngeke avumele ukuhlola okwesibili kuze kube yilapho eqinisekisa ukuthi udokotela wakho wamaphaphu ubonile ukuskena kwakho okungamaviki amabili edlule futhi ukholelwa ukuthi kuyadingeka ukuthi kuthathwe ukuskena okwengeziwe.
5. Isevisi eqhubekayo noma ephindaphindiwe empeleni ikusiza. Isibonelo, uma uthola ukwelashwa ngokomzimba izinyanga ezintathu futhi ucela ukugunyazwa ezinye izinyanga ezintathu, ingabe ukwelashwa ngokomzimba ngempela kusiza? Uma wenza kancane, intuthuko elinganiswayo, izinyanga ezintathu ezengeziwe zingase zigunyazwe ngaphambilini. Uma ungenzi nantuthuko nhlobo, noma uma i-PT empeleni yenza uzizwe unzima nakakhulu, uhlelo lwakho lwezempilo lungase lungagunyazi ezinye izikhathi zeP PT kuze kube yilapho ukhuluma nodokotela wakho ukuqonda kangcono ukuthi kungani ecabanga ezinye izinyanga ezintathu I-PT izokusiza.