Ama- akhawunti atholakele , noma i-AR, umbiko uklanyelwe ukuhlaziya impilo yezezimali yehhovisi lezokwelapha . Ukusebenzisa usuku lokukhishwa kwe-akhawunti yesiguli, umbiko we-AR ubala ubude besikhathi esithatha ukuthola izimangalo zezokwelapha okufanele zikhokhwe.
Kungani kubalulekile ukwazi lolu lwazi? Uma ubona isiguli namuhla futhi ezinsukwini eziyishumi i-akhawunti ikhokhwe ngokugcwele futhi ibonisa ibhalansi yenani, kucacile ukuthi ukhokhwa ngezinsizakalo zakho ngokushesha futhi ihhovisi lakho lezokwelapha lisebenza kahle.
Kodwa-ke, uma ubona isiguli namuhla nezinyanga eziyisithupha kusukela manje i-akhawunti engakaze ikhokhwe, kusobala ukuthi kuthatha isikhathi eside kakhulu ukuxazulula izilinganiso zesiguli kanye nehhovisi lakho lezokwelapha alisebenzi kahle.
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Indlela Yokubala Izinsuku A / RIfomula yokubala izinsuku ze-A / R kanje:
Inani lezinsuku ku-A / R lilingana ne-balance current receivables balance ehlukaniswe isilinganiso semali yesilinganiso nsuku zonke (A / R izinsuku = A / R balance / average daily charge amount)
Ukulinganisa kwe-A / R kubonisa inani eliphelele lemali ekhokhelwa ama-akhawunti athile.
Isilinganiso semali yesilinganiso nsuku zonke sibalwa ngokuthatha amacala alinganiselwe okwedlule ngonyaka ohlukaniswe ngezinsuku ezingu-365.
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Indlela Yokubala Amanani OkulahlaUkwenqaba ukuxazulula kuyadingeka ukuze ufinyelele imigomo yezezimali yehhovisi lezokwelapha. Enye indlela ebalulekile yokuthuthukisa ukugeleza kwemali ehhovisi lezokwelapha ukulandela ukuphika ngokubala amanani okuphika.
Kungani kubalulekile ukwazi lolu lwazi? Umgomo wakho ukuthola ukukhokha ngokushesha ngangokunokwenzeka. Ukuthatha indlela esebenzayo yokusingatha ukuphika kungathuthukisa izinsuku ezingu-AR ngokuyinhloko. Ukuze kunciphise ukuphika, ihhovisi lezokwelapha kufanele libale amanani okungafuni ukubona ukuthi ihhovisi liqhuba kahle kangakanani noma libi kangakanani.
Ifomula yokubala amanani okuphika kanje:
Izinga lokulahla lilingana nenani lemali eliphelele lemali ephikisiwe ehlukaniswe yi-dollar ephelele inani lezicelo ezihanjisiwe. Ngokususelwa kumthamo wezimangalo ehhovisi lakho lezokwelapha, lokhu kungabalwa ngokusebenzisa izinyanga zenyanga, ngekota, noma ngonyaka. (Ukulahla izinga = Ukulahlekelwa ama-dollar / ama-dollar angenisiwe)
Ukulahla kungabuye kubalwe ngenani langempela lezimangalo ezihanjisiwe futhi ziphikisiwe. Uma ukhetha ukusebenzisa le ndlela, ifomula yokubala amanani okuphika kanje:
Izinga lokulahla lilingana nenani eliphelele lezimangalo eziphikisiwe ezihlukaniswe inani eliphelele lezicelo ezihanjisiwe. Ngokususelwa kumthamo wezimangalo ehhovisi lakho lezokwelapha, lokhu kungabalwa ngokusebenzisa izinyanga zenyanga, ngekota, noma ngonyaka. (Ukulahlwa kwezinga = # ama-dollar alahlekile / # wezimangalo eziphelele ezithunyelwe)
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Indlela Yokubala I-Rate RateAmazinga okuqoqwa asiza ihhovisi lezokwelapha ukuthi lithole ukuthi ihhovisi liphumelele kangakanani ekuqoqeni izimali ezifanelekayo. Lesi silinganiso sitshela okuningi mayelana nokusebenza kwezimali kwehhovisi lezokwelapha ukuthi usebenza kanjani ngokuqoqa izimali ezifanelekayo.
Kungani kubalulekile ukwazi lolu lwazi? Yonke imizamo yokuqoqwa kufanele ihlolwe ngokusebenza kahle. Izinga lokuqoqa lihlukile ngoba empeleni libonisa ukulungiswa kwesabelo sezimali zokuthola imali ezingxenyeni zezimali eziqokiwe eziqoqiwe. Noma iyiphi iqoqo leqoqo elingaphansi kwamaphesenti angu-100 lisho ukuthi kukhona indawo yokuthuthukisa.
Ifomula yokubala isilinganiso seqoqo kanje:
Izinga lokuqoqa lilingana nama-dollar angu-total atholakele ahlukaniswe ngemali etholakalayo ephelele (inani lokuqoqa
Izimali ezikhokhwayo ezilindelekile zibalwa ngokukhipha ukulungiswa kwezivumelwano kunani lamanani.