Izinsiza kanye nolwazi lokuxhumana
Lesi sihloko siqukethe ulwazi mayelana nomshuwalense wezempilo esifundazweni saseMassachusetts.
I-Massachusetts Division of Insurance
I-Massachusetts Division of Insurance ilawula ukulawula zonke izinhlobo zomshuwalense ezithengiswa esifundazweni saseMassachusetts, kufaka phakathi izinqubomgomo zomshuwalense wezempilo.
Uma ufuna ukuthola umshuwalense wezempilo, i-Division of Insurance ingakusiza ukuthi uthole i-agent yomshuwalense noma inkampani yomshuwalensi eyelayisensi yokwenza ibhizinisi eMassachusetts.
Ungaxhumana nabo ngenombolo yefoni engezansi, noma uqhubekele ukucinga kwakho ku-intanethi.
Uma unenkinga yokuxazulula impikiswano yezimangalo nomshuwalense wakho, ungafaka isikhalazo ku-Division of Insurance. Ungalanda ifomu lesikhalazo bese ulithumela kulo, noma uthintane neCandelo loMshuwalense ngocingo ngenombolo elandelwe ngezansi ukuze uthole usizo olungaphezulu:
I-Massachusetts Division of Insurance
Isiteshi Sesi-1, isitezi sesi-5
Boston, MA 02110
Ifoni: 617.521.7777
http://www.mass.gov/ocabr/government/oca-agencies/doi-lp/
UMnyango Wezabasebenzi wase-US
Uma uthola umshuwalense wakho ngemisebenzi, uhlelo lwakho luphinde lulawulwe yi-US Department of Labor's Benefits Benefits Security Administration (EBSA) yaseMelika. Benza futhi baphoqelele imithetho umqashi wakho okufanele ayilandele uma ehlinzeka ngemisebenzi yomshuwalense wezempilo. Isibonelo, umqashi wakho akakwazi ukuqasha umsebenzi ngamunye ukuba amshiye ngaphandle kwepulani ngoba unesifo esibizayo.
Futhi, uma kunabasebenzi abangu-20 noma ngaphezulu emsebenzini wakho, kufanele unikezwe ukuthunyelwa kokuqhubeka kwe-COBRA uma ushiya umsebenzi wakho. I-EBSA isebenza ukuqinisekisa ukuthi konke lokhu kwenzeka nokuthi amalungelo akho avikelwe.
Uma unenkinga mayelana nemikhuba yomqashi wakho ekuphathweni kwempilo yakho esekelwe emisebenzini - isibonelo, uma ucabanga ukuthi kufanele unikezelwe ukuqhutshwa kwe-COBRA, kodwa awunjalo, noma uma uzizwa ukuthi unqanyuliwe ngokungalungile ohlelweni lwakho lwezempilo - xhumana nehhovisi lakho le-EBSA yesifunda.
Umnyango Wezabasebenzi Base-US Benebee Benefits Security Administration
Ihhovisi lesifunda saseBoston
I-JFK Building, Igumbi 575
IBoston, MA 02203
UJames Benages - uMqondisi
Ifoni: 617.565.9600
Ifeksi: 617.565.9666
https://www.dol.gov/agencies/ebsa
Ukuthenga Izinqubomgomo Ezizimele eMassachusetts
UMassachusetts usanda kumisa igunya elifuna bonke abahlali ukuba bathole umshuwalense wezempilo, noma ngemisebenzi yabo noma emakethe yangasese. Ngenhlanhla, ama-insurers eMassachusetts AKUVUMELWA ukulahla noma yikuphi isicelo sokuthola ulwazi ngesimo sezempilo. Noma kunjalo, bangase bafake isikhathi sokukhishwa kwesimo esandulele esikhathini esandulele kuze kube izinyanga eziyishumi nambili kulabo bantu abangenawo ukufakwa okuqhubekayo okuqhubekayo.
"Abantu abakufanelekile" be-HIPAA bakhululwa kulezi zinkathi zokukhishwa kwezimo zangaphambili. Ungaba yi-HIPAA-kufanelekile uma:
- kwakunezinyanga ezingu-18 zokuqashwa okuqhubekayo okukhishwa imali, usuku lokugcina lwalo ngaphansi kwepulani leqembu
- usuphelile konke ukuqhutshwa kwe-COBRA okuqhubekayo okwakukhona kuwe.
Uma ungaqiniseki ukuthi ungumuntu ofanelekile we-HIPAA, i-agent yakho yomshuwalense noma i-Division of Insurance ingakusiza ukuba uthole.
I-Massachusetts Children's Medical Security Plan (CMSP)
I-Children's Medical Security Plan inikeza inshuwalense yempilo yabantwana abangaphansi kweminyaka engu-19 kunoma yiliphi izinga elingenayo engenayo abangafanelekele izinzuzo zeMedicaid nge-MassHealth.
Imininingwane yokuxhumana ye-Children's Medical Security Plan ingezansi:
Uhlelo Lokuphepha Lwezempilo Lwezingane
Ifoni: 1.800.909.2677
Iwebhusayithi ye-CMSP
Massachusetts Ukukhonza Izidingo Zempilo Zabadala (SHINE)
Ukukhonza Izidingo Zempilo Zabadala, noma ukunikeza, kuhlinzeka ngeziphakamiso zamahhala ngabanye abahlomulayo ngemithi mayelana neminye imikhakha ye-Medicare, kubandakanya inzuzo entsha ye-Part D yesidakamizwa, noma i-Medigap.
Ukwaziswa koxhumene nabo ocingweni lwehhovisi laseMassachusetts SHINE lendawo lingatholakala lapha. Ulwazi oluthe xaxa mayelana ne-SHINE lungezansi:
Massachusetts SHINE
Ifoni: 1.800.243.4636
I-Massachusetts SHINE iwebhusayithi
MassHealth
MassHealth uhlelo lweMedicaid lweMassachusetts. I-medicaid wuhlelo lukahulumeni olwenzelwe ukusiza ompofu nompofu ukuthola izinsizakalo zokunakekelwa kwezempilo. Abesifazane abakhulelwe nabantwana abangaphansi kweminyaka engu-19 abahlangabezana nezidingo ezithile zezimali ezingenayo bangase bakwazi ukuthola ukuhlolwa kweMedicaid, kanye nabantu abadala, abayizimpumputhe nabakhubazekile. Ukuze uthole olunye ulwazi mayelana neMisaHealth, kufaka phakathi isicelo sokubhalisa, xhumana no-MassHealth ngenombolo engezansi:
Masshealth
Isikhungo Sezinkonzo Zamakhasimende
55 Street Street
Boston, MA 02110
Ifoni: 1.888.665.9993
Iwebhusayithi ye-MassHealth