Imibuzo Nezinkinga ze-Medicare-Ukuphi Ukuthola Usizo

I-Top Six Resources for Imibuzo Mayelana Medicare kanye Nezinkinga With Medicare

Unemibuzo mayelana ne-Medicare? Ingabe unenkinga yokuhlinzekwa kwe-Medicare noma isimangalo semithi? Usuke usesha iwebhu kuze kube yilapho ukhungathekile kodwa ungakwazi ukuthola impendulo? Awuqinisekile ukuthi ungaphi?

Nazi izinsiza eziyisithupha eziphezulu zokuphendula imibuzo yakho ye-Medicare nokuxazulula izinkinga zakho zeMedare.

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Uhlelo losizo lwe-Insurance Health Assistance
Uma unemibuzo mayelana nokukhishwa kwe-Medicare yakho, kunemithombo eminingi ukukusiza uthole izimpendulo. UJohn Clines / E + / Getty Izithombe

Isimo ngasinye sineS S H e-H ealth I Assurance Assistance P uhlelo olunikeza ukululekwa komuntu ngamunye kanye nosizo kubantu abahlali. I-SHIP yakho ingakusiza ngemibuzo mayelana nezinzuzo ze-Medicare, ama-premium kanye nokwabelana ngezindleko. Kungakusiza futhi ukubhekana nezinkinga zokubhalisela uhlelo lweMedare, izikhalo, futhi uthande isinqumo sokukhokha noma sokukhokha.

Ama-SHIP asebenza ngokuyinhloko yizisebenzi zokuzithandela eziye zathola uhlelo olubanzi lokuqeqesha. Esikhathini esingenakwenzeka ukuthi isisebenzi sakho sevolontiya se-SHIP asinayo impendulo yemibandela yakho ye-Medicare noma ayikwazi ukuxazulula izinkinga zakho zeMedare, uzokwazi ukuthi uzophendukela kuphi ukuze uthole impendulo noma isinqumo.

Amagama we-SHIP angashintsha kusuka kumbuso kuya ku-state. Isibonelo, i-SHIPs eMassachusetts naseFlorida ibizwa ngokuthi i-SHINE, ifinyelelekile ekukhonzeni ulwazi lwezeMpilo yabantu abadala. I-SHIP yaseCalifornia ihamba nge-HICAP ngesiqephu, ifinyelele ku-California Health Counseling & Advocacy Program. Ungathola ulwazi loxhumana naye nge-SHIP yesimo sakho lapha.

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Isikhungo samalungelo e-Medicare

I-Medicare Rights Center yinhlangano engeyona inzuzo eyinikezelwe ekusizeni asebekhulile baseMelika ukuba baqonde amalungelo abo kanye nezinzuzo zabo, baqonde indlela ye-Medicare futhi bathole ukunakekelwa kwezempilo okusezingeni.

Lokhu kwenza lokhu usebenzisa umtapo wolwazi oluningi olutholakalayo kuwebhusayithi yayo kanye nangomzila wosizo lwefoni. Abacebisi bezinsizakalo zosizo banikeza usizo ngemibandela yeMedaretha njengendlela yokunciphisa izindleko zakho ze- premium kanye nezinkinga zeMedare njengezikhokha zokukhokha.

Ungakwazi ukuzifundisa usebenzisa iwebhusayithi ye-Medicare Rights Center, noma uthole ukululekwa ngokwezifiso usebenzisa umugqa wosizo otholakala ngoMsombuluko-ngoLwesihlanu ngo-1-800-333-4114.

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I-Senior Medicare Patrol
I-Jamie Grill / Ibhange lesithombe / i-Getty Images

Uma umbuzo wakho noma inkinga nge-Medicare kuhilela iphutha elisola, ukukhwabanisa, noma ukuxhashazwa kwe-Medicare, i-Senior Medicare Patrol iyisisetshenziswa esihle kusukela ngokukhethekile kulezo zindawo. I-SMP inikeza ukwelulekwa komuntu oyedwa ukukusiza ukuthi uthole futhi ubike amaphutha okukhokha okunakekelwa kwezempilo. Umeluleki wakho we-SMP uzokusiza ukuthi ubone futhi ubike imikhuba yokukhohlisa efana nokukhokhwa kwezinsizakalo ezinganikezwa noma ezinikezwa ngezinsizakalo zokunakekelwa kwezempilo okungadingekile.

Abameli abaningi be-SMP yizivolontiya, futhi iningi lamavolontiya yibo abahlomulayo ngokwabo.

Thola indawo ye-SMP endaweni yakho ngokusebenzisa iwebhusayithi ye-SMP noma ngokubiza Isikhungo Sokusiza Sokuvikela Amakhasimende kaZwelonke, esaziwa ngokungahlelekile njengesikhungo sezinsiza ze-SMP, ngo-877-808-2468. Izingcingo zizophendulwa ngoMsombuluko kuya ngoLwesihlanu, ngo-9: 00 ekuseni-5: 30 ntambama ngesikhathi saseMpumalanga.

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Medicare.gov

Iwebhusayithi ye-Medicare.gov inolwazi olujwayelekile mayelana ne-Medicare kufaka phakathi ulwazi mayelana nokuthi ubani ofanelekile, ukuthi ungabhalisa kanjani, izindleko zemithi engakanani kanye nezinhlobo ezahlukene zeMedare . Uzokwazi ukuthola imiyalelo yesinyathelo ngesinyathelo sokufaka isikhalazo uma uMedarele engakhokhi okuthile ocabanga ukuthi yinzuzo ehlanganisiwe. Uzothola nemiyalelo yokuthi ungayifaka kanjani isikhalazo uma unelisekile ngekhwalithi yokunakekelwa noma amasevisi owutholile kumhlinzeki weMedare noma uhlelo lwezempilo.

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MyMedicare.gov

Indawo engumngane kaMediare.gov, ulwazi olutholakalayo kwiwebsite ye-MyMedicare.gov luhluke kwi-Medicare.gov ngoba lokho kuqondile kuwe. Uzokwazi ukubona izimangalo zakho ze-Medicare Part A ne-Part B kanye nokuthola ulwazi lwekhwalithi mayelana nodokotela, izibhedlela kanye nabanye abahlinzeki bezempilo. Uma une- Medicare Advantage noma uhlelo lwe-Medicare Part D, uzokwazi ukuthola ulwazi lwekhwalithi mayelana nesicwangciso sakho sezempilo, futhi.

Ungacela imibuzo ngokusebenzisa umsebenzi wengxoxo ebukhoma ofinyelelwe nge-isixhumanisi eduze nenhla kwekhasi. Ukusebenzisa ingxoxo ebukhoma, wena nommeleli weMedricare baxoxisana ngokuthayipha imibuzo nezimpendulo ebhokisini le-pop-up. Ngazama lokhu futhi ngisizwa ngaphakathi kwamasekhondi angu-30 ngummeli owaziyo nakuba ngabe ngo-6: 00 ntambama ngoMgqibelo.

Ukuze ufinyelele zonke izinsiza ku-MyMedicare.gov, kuzodingeka ubhalise usebenzisa inombolo yakho ye-Medicare bese udala igama lomsebenzisi nephasiwedi yokungena ngemvume. I-MyMedicare.gov idinga inombolo yakho ye-Medicare ukuze uzihlukanise ngokuzenzakalelayo iwebhusayithi kuwe. Isibonelo, ngaphandle kwenombolo yakho ye-Medicare, ngeke ukwazi ukuhlinzeka ngolwazi oluthile mayelana nezimangalo zakho noma yiziphi izinzuzo ezengeziwe ezinikezwayo nge-Medicare Advantage plan.

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Shayela u-1-800-MEDICARE (1-800-633-4227)
I-Biggie Productions / Getty Izithombe

Ungabiza u-1-800-MEDICARE futhi ukhulume nommeleli ukubuza imibuzo nge-Medicare noma uthole usizo lokuxazulula izinkinga nge-Medicare.

Ngenzele ucingo kule nombolo futhi ngibingelelwa nguMmeleli ohloniphekile ngemuva kokubamba imizuzwana engaba ngu-90. Nakuba ummeli engazange azi ngokushesha impendulo yombuzo wami mayelana neMedare, wakwazi ukuwubuka ngenkathi ngisefonini naye.

Ngabuza ukuthi yiziphi izinsiza ayezisebenzisayo ukuze ahlole impendulo, futhi waphendula ukuthi wasebenzisa iwebhusayithi ye-Medicare.gov. Uthe konke okuqukethwe akutholakele nakho kuyatholakala emphakathini kuwebhusayithi ye-Medicare.gov.

Njengoba kunikezwe lokho kuqondisisa, ngiphakamisa ukuthi ubiza u-1-800-MEDICARE uma unenkinga yokuthola ulwazi oludingayo kuwebhusayithi ye-Medicare.gov, ungaqondi ulwazi olutholile kuwebhusayithi, noma ufuna ukusikwa ukuxosha nokukhuluma nomuntu.

I-Medicare & Site Medicaid ye-About.com

I-About.com inesayithi lonke elizinikezele ekusizeni ukuthi uqonde futhi uthole okuningi kusuka kokusakaza kwakho kwe-Medicare & Medicaid. http://medicare.about.com/