Funda uma ungabhalisa uphinde ushintshe izinhlelo ze-Medicare
Ukubhalisa ku-Medicare noma ukushintsha izinhlelo ze-Medicare akulula kodwa ukwazi ukuthi ungakwenza nini kungadideka. Kukhona izikhathi eziningi zokubhaliswa kwe-Medicare unyaka wonke kodwa ezimbalwa kuphela ezingafaka isicelo esimweni sakho. Lekhalenda izokusiza ukuba uzigcine ziqondile.
Izikhathi zokubhalisa zokuqala:
Okokuqala futhi okubaluleke kakhulu, kufanele uqonde isikhathi sakho sokubhalisa sokuqala (IEP) .
Yilapho uqala ukufaka isicelo se-Medicare. Izinsuku zakho ze-IEP zizohluka ngokusekelwe ezimweni zakho. Ukungaphumeleli i-IEP yakho kungabangela ukuthi ukhokhele izinhlawulo zesikhashana .
- Ngokususelwa eminyakeni yobudala: Ufanelekile ku-Medicare uma uvula iminyaka engu-65 ubudala . IEP yakho iqala izinyanga ezintathu ngaphambi futhi iphele izinyanga ezintathu emva kokuzalwa kwakho kweminyaka engu-65.
- Ngokusekelwe ekuhlinzekeni kwezempilo okuxhaswe ngumqashi: Uma uneminyaka engama-65 ubudala futhi ube nokuqashwa kwezempilo ngomqashi oqasha abasebenzi okungenani abangu-20, i-IEP yakho iqala usuku oshiya ngalo umsebenzi noma ngosuku olahlekelwa ngalo ukuhlinzekwa kwempilo, noma yikuphi iza kuqala, futhi zihlala izinyanga eziyisishiyagalombili.
- Ngokusekelwe kwesifo sokuqeda isiteleka sokuphela: I-IEP yakho iqala inyanga lapho uthola khona futhi ihlala izinyanga ezintathu ezengeziwe.
- Ngokususelwa ekukhubazekeni nge-SSDI: Uyakufanelekela ku-Medicare ngemuva kokuthola izinzuzo ze- SSDI izinyanga ezingu-24. I-Social Security Administration izokubhalisa ngokuzenzekelayo ku-Medicare ngenyanga yesi-25.
Isikhathi sokubhalisa jikelele:
NgoJanuwari 1 - Mashi 31
Uma ulahlekelwe yisikhathi sakho sokubhalisa sokuqala, lokhu kungukuthi ungabhalisela iNgxenye A, Ingxenye B noma kokubili. Awukwazi ukukhetha uhlelo lwe- Medicare Advantage ngalesi sikhathi. Izinzuzo zakho zemithi ngeke ziqale kuze kube ngoJulayi 1.
I-Medicare Advantage Period Period:
Januwari 1 - Februwari 14
Uma unquma ukuthi awuthandi uhlelo lwakho lwe-Medicare Advantage, ungaluphonsa futhi ushintshe ku-Original Medicare phakathi nalesi sikhathi sokuhlukunyezwa. Ungase futhi ukhethe isigaba se-Part D ukwengeza ukukhishwa kwakho kwe-Original Medicare ngalesi sikhathi. Lokho ongenakukwenza ukuguqula kusuka kuhlelo olulodwa lwe-Medicare Advantage kuya kwesinye noma ukushintsha kusuka kwesinye isigaba D kuya kwesinye.
Isikhathi Esibalulekile Sokubhalisa:
Ngo-Ephreli 1 - Juni 30
Uma ubhalisele i-Medicare ngesikhathi sokuBhaliswa Okujwayelekile, lokhu kungukuthi ungabhalisela uhlelo lwe-Part D. Ungase ubhalise ohlelweni lweMedricare Advantage nge-Part D ukufakwa, uhlelo lwe-MA-PD. Awukwazi ukukhetha uhlelo lweMediare Advantage ngaphandle kokufakwa kwezidakamizwa ezidakamizwa ngalesi sikhathi. Izinzuzo zakho zizoqala ngo-Julayi 1.
Isikhathi sokubhalisa sokuvula:
Okthoba 15 - Disemba 7
Le nkathi yokubhalisa iyatholakala kuwo wonke umuntu ku-Medicare. Ngalesi sikhathi ungashintsha kusuka ku-Original Medicare noma ngaphandle kwepulani le-Part D kwi-Medicare Benevantage noma ngaphandle kokufakwa kwezidakamizwa zemithi futhi ngaphandle kwalokho. Ungabhalisela futhi, ukhansele noma ushintshe izinhlelo ze-Part D.
Isikhathi sokubhalisa izinkanyezi ezinhlanu:
Disemba 8 - Novemba 30
Uma ufuna ukubhalisela uhlelo lwe- Five-Star Medicare Advantage noma uhlelo lwe-Part D , ungakwenza kusukela ngo-Disemba 8 ngemuva kokuba uhlelo luzuze isilinganiso sazo ezinhlanu ze-Star kuya ku-Novemba 30 wonyaka olandelayo.
Unenketho yokwenza lokhu kuphela ngonyaka. Uma ufuna ukushiya uhlelo lwe-Five-Star nganoma yisiphi isizathu, kuzodingeka ulinde kuze kube yisikhathi sokuPhawula kokuVula ukukwenza.