Incazelo
Ukukhokhwa komthwalo wemfanelo okwabelwana ngawo kuyisijeziso sentela esakhiwe nguMthetho Wokunakekelwa Ongenakusiza . Kunezinhlobo ezimbili zokukhokhelwa komthwalo wemfanelo okwabiwe: umqashi wabelane ngokukhokha komthwalo wemfanelo kanye nokukhokha komuntu ngamunye okwabelwana ngawo.
Umqashi wabelana ngokukhokhwa komthwalo wemfanelo kuyisijeziso sentela esinikezwe emabhizinisini abasebenzisana nabasebenzi abangaphezu kuka-50 abasebenza ngokugcwele uma amabhizinisi enganikeli izinzuzo zomshuwalense wezempilo ezingabizi, noma uma izinzuzo ezinikezwa zinganikezi inani eliphansi.
Uma ngabe omunye wabasebenzi bethola izinsizakalo noma izikweletu zokubasiza ukuba bathenge umshuwalense wezempilo kusuka ekushintsheni komshuwalense wezempilo , umqashi wabo uthola isigwebo sentela.
Lo muntu okhokhelwa ukukhokhelwa komthwalo wemfanelo, owenziwe yigunya lika-ACA, kuyisigwebo sentela esinikezwe izakhamizi ngabanye base-US kanye nezakhamuzi ezingokomthetho ezingenayo umshuwalense wezempilo ngemuva kuka-December 31, 2013.
Kunezinhlobo ezihlukahlukene zokukhululwa ezivela kumuntu ngamunye owaba nesibopho somthwalo wemfanelo. I- IRS ibike ngo-2017 ukuthi ngonyaka wonyaka wonyaka ka-2015, abayizigidi ezingu-12.7 ezifakiwe zentela abangaqinisekisiwe bacele ukukhululwa kwesigwebo, kanti izigidi ezingu-6.5 zazingaphansi kwesigwebo.
Ngonyaka wentela ka-2015, isigwebo esiphezulu esikhokhelwa yizihlungi eziyizigidi ezingu-6.5 kwakungu-$ 470. Kodwa isijeziso sanda ngo-2016, ngakho-ke izigwegwe ezijwayelekile zikhulu kakhulu.
Ingemuva
Isongo sokukhokhwa komthwalo wemfanelo esabiwe senzelwe ukugqugquzela abaqashi ukuba banikeze umshuwalense wezempilo kubasebenzi babo futhi bashukumise abantu abangaqinisekisiwe ukuba bathole umshuwalense wezempilo.
Umthethosisekelo wegunya lomuntu ngabanye wawuphikisana nabamelene ne-Obamacare bephikisana ngokuthi uhulumeni awunalo ilungelo lokubheka izakhamizi zakhe ngokungazithengi okuthile. Kodwa inkantolo yaphakanyiswa yiNkantolo Ephakeme ngoJuni 28, 2012. Inkantolo ithole ukuthi ukukhokhwa kwemfanelo okwabelwana ngayo empeleni kwakuhlobo lwentela, futhi kunqume ukuthi igunya lomuntu ngamunye liyisisekelo somthetho ngoba uhulumeni unelungelo lokukhokha izakhamizi zalo.
Ikusasa Lesigwebo Sokwabiwa Komthwalo
Ngaphansi kwe-Trump Administration, futhi namaRiphabhlikhi ekulawuleni kokubili amakamelo eCongress, ikusasa lesikhathi eside lomsebenzi womqashi kanye nokugunyazwa ngabanye akuqinisekisiwe. Ziyizingxenye ezimbili ezincane kakhulu-izingxenye ezithandwa kakhulu ze-ACA, futhi abameli beRiphabhulikhi baye bathi bafuna ukuqeda.
U-HR3762, owakhulunywa nguMongameli u-Obama ekuqaleni kuka-2016, uzobe eseqedile ukususa imithwalo yemfanelo ehlanganyelwe. Abameli baseRepublican bazama ukuphinda baphendule lo mthetho ngo-2017, kodwa kwahluleka ukudlula, naphezu kweningi lamaRephabhuliki kulawo maqembu amabili eCongress. Izikweletu ezihlukahlukene zafakwa ngo-2017 ngomzamo wokuqeda noma ukushintsha i-ACA . Zonke zazo zihlanganisa ukuqedwa kwezigwegwe zomuntu ngamunye kanye nomqashi, kodwa akekho kubo ekugcineni owayesekela ukwesekwa kweRiphabliki okwanele.
Ababhikishi baseRepublican bafungise ukuthi bazoqhubeka nokuzama ukuqeda i-ACA. Uma ekugcineni bekwazi ukudlula imithetho ephelele ephathelene ne-ACA, kunethuba elihle lokuthi ukuhlinzekwa komsebenzi okwabelwana ngawo kuzoqedwa (futhi mhlawumbe kufakwe esikhundleni sento efana nesidingo esilandelayo sokuthumela, lapho abantu bengase babe ngaphansi kokubhaliswa kwezokwelapha uma behluleka ukugcina ukwaziswa okuqhubekayo-okuwumqondo owawuthola ukulandelana nabanye abomthetho baseRepublican ngo-2017).
Kodwa okwamanje, ukuhlinzekwa komsebenzi okwabelwana ngawo kusekhona, futhi kungashintshi ngaphansi kwe-Trump Administration. I-IRS yaqhubeka yokwamukela ukubuyiselwa kwentela ngo-2017 engaphenduli umbuzo mayelana nokuthi ngabe ucingo unemshuwalense wezempilo ngunyaka odlule (lokho kwakuyi-protocol efanayo i-IRS esetshenziswa eminyakeni eyandulela), kodwa bazoqala ukwenqaba lezo zibuyekezo kusukela ngo-2018; wonke amafayili kuzodingeka akhombise ekubuyiseleni kwabo ukuthi ngabe abanalo yini umshuwalense wezempilo unyaka odlule-okushiywe umbuzo ongenalutho ngeke usavunyelwe.
Funda kabanzi
Uma ucabanga ukuthi uzothola inkokhelo yokubambisana okwabelwana ngakho ngoba awuqinisekisiwe, ungathola ukuthi uzothola malini " Ngabe Inkokhelo Yomshuwalense Wezempilo Yomuntu Ngakanani?
" Nokuthi" Isigwegwe Somshuwalense Wezempilo Imindeni Yingakanani? "
Ukuze ugweme ukukhokhwa kwemfanelo okwabiwe ngokuthola isitifiketi sokukhishwa kwe-inshuwalense yezempilo, funda " Ungayithola Yini Ukukhishwa Kwomshuwalense Wezempilo? Indlela Yokugwema Ukukhokhwa Kwemfanelo Yokwabiwa Kwempilo ."
Ukuze ugweme ukukhokhelwa komthwalo wemfanelo ngokuthola umshuwalense wezempilo, funda kuqala, " Ngaphambi Kokuthenga Umshwalense Wezempilo: Okudingeka Ukwazi Uma Uthenga Ngomshwalense Wezempilo ."
Abanikazi bamabhizinisi amancane bangafunda ngesikweletu esincane semali yentela yezebhizinisi ngokufunda, "I- Small Business Health Tax Credit - FAQs for Abanikazi Bamabhizinisi Amancane " futhi bafunde amasu okuthola isisebenzi sempilo yezempilo " Izinketho zeMpilo Yomshuwalense Ezamabhizinisi Akho Amancane. "
Futhi eyaziwa ngokuthi: inhlawulo yomshuwalense wezempilo, intela yomshuwalense wezempilo, isigwebo somuntu ngamunye, isigwebo somqashi umqashi, ukwabiwa kwesibopho somthwalo.
> Imithombo:
> HealthCare.gov. Funda uMthetho Wokunakekelwa Onganakekelwayo.
> Isevisi yangaphakathi yeNgeniso. I-ACA Isikhungo Sokwaziswa Sabachwepheshe Bentela. Isitatimende se-IRS mayelana nesidingo sokubika kwezempilo. Okthoba 2017.
> UKoskinen, uJohn. Isevisi yangaphakathi yeNgeniso. I-letter kuya e-Congress mayelana nezinkampani zentela ka-2016 ezihlobene noMthetho Wokunakekelwa Okunganakekelwayo . NgoJanuwari 9, 2017.