Ukugunyazwa ukugunyazwa kwezinsizakalo zezokwelapha ngenkampani yomshuwalense, ngokuvamile ngaphambi kokunikezelwa kwezinsizakalo.
Izinyathelo Zokuthola Ukugunyazwa
- Uma nje isiguli sihlelelwe inqubo, inqubo yokuqinisekisa umshuwalense kufanele iqale.
- Uma inkampani yomshuwalense idinga ukugunyazwa kwenkambiso, xhumana nehhovisi likadokotela ngokushesha ukuze uthole ukuthi ukugunyazwa kuyatholakala.
- Uma ihhovisi lezokwelapha lithole imvume, thola inombolo yokugunyazwa kubo. Uma bengenayo, thintana nomnyango ofanele ekhamphani yomshuwalense ukuthola inombolo yokugunyazwa. Kungumqondo omuhle ukuqinisekisa ukuthi ulwazi oluhambisana namarekhodi akho.
- Uma ihhovisi likadokotela lingakutholi imvume, lazisa ngokuzithoba ukuthi kufanele lizitholele ngaphambi kokuba isiguli sabo singenaso inqubo yabo. Ngokuvamile, odokotela bayavumelana kakhulu nalesi sicelo. Bafuna iziguli zabo ukuba zithole ukunakekelwa okungcono kakhulu futhi ngeke zenze noma yini ezibafaka engozini ukuze zikwazi ukwenza inqubo eyenziwa.
- Njalo ulandele inkampani yomshuwalense. Uma kungenzeka, cela ifeksi yokugunyazwa okuvunyelwe kwamarekhodi akho. Ungayidinga kamuva.
- Uma inqubo iguquka noma into ingeziwe ngomzuzu wokugcina, xhumana nenkampani yomshuwalense ngokushesha ngangokunokwenzeka ukwengeza izinguquko ekugunyazweni. Ezinye izinkampani zomshuwalense zivumela isaziso sehora samahora angama-24 ukuba samukelwe ekushintsheni.
Ulwazi oludingekayo lokugunyazwa
Izicelo zangaphambi kokugunyazwa ngokuvamile zidinga ulwazi olufakazela isidingo sezokwelapha ezifana nalokhu:
- Iziguli ezedlule umlando wezokwelapha noma amarekhodi wezokwelapha
- Izimo, izimpawu, nokuxilongwa okusekela inqubo
- Usuku lokuqala ukuthi isifo, ukugula noma izimpawu zenzeka
- Imiphumela evela ezinkambisweni zangaphambilini (ama-lab, ama-X-ray, ukuhlinzwa, njll)
- Izindlela zokwelashwa zangaphambili, uma kusebenza
- Amanothi okuqhubekayo okuqhubekayo odokotela
Imibuzo Mayelana Nokugunyazwa
1. Ukuthola ukugunyazwa ngaphambi kwezinsizakalo ezitholwa kusho ukuthi inqubo izokwenziwa?
Cha. Ukugunyazwa akusona isiqinisekiso sokuthi amasevisi ahlanganiswa. Lapho isimangalo sesithunyelwe kumkhokheli womshuwalense, kunezici eziningana ezingacatshangelwa. Isimo sokufaneleka sesiguli, isidingo sezokwelapha, noma ukuthi umkhokhisi womshuwalense uchaza kanjani "izinsizakalo ezihlanganisiwe" anganquma ukuthi isimangalo sikhokhelwa noma sinqatshelwe. Ezinye izikhotho zingasebenza.
2. Yiziphi izinhlobo zamasevisi noma izinqubo ezidinga ukugunyazwa ngaphambi?
Izinsizakalo eziningi ezibhekwa njengezihlobo eziphuthumayo zingadinga ukugunyazwa ngaphambi. Kuyinto evamile kubantu abaningi abakhokhwa yomshuwalense ukuba badinga ukugunyazwa ngaphambi kwemisebenzi ebiza kakhulu ye-radiology njenge-ultrasounds, izilinganiso ze-CAT , nama- MRIs . Izinqubo ezithile zokuhlinzekwa neziguli ezingenayo iziguli zingadinga ukugunyazwa, ngakho-ke, kubalulekile ukuqinisekisa lolu lwazi ngaphambi kwezinsizakalo ezinikezwayo.
3. Ingabe isimangalo sizophikwa uma kungekho ukugunyazwa okutholakele?
Izinsizakalo ezinikezwa isiguli ezidinga ukugunyazwa ngaphambilini zinganqatshelwa ngumkhokhi womshuwalense ngaphandle kwezimo ezimbili.
Esinye isizathu ukuthi izinsizakalo ngeke zithathwe uma ngabe izinsizakalo ezinikeziwe zibhekwa njengesimo esiphuthumayo sezokwelapha. Isizathu sesibili kungukuthi umhlinzeki uzama ukuthola ukugunyazwa kwe-retro ngaphakathi kwamahora angu-24 kuya kwangu-72 alandela ngemuva kokuthi izinsizakalo zitholwe kuye ngokulandela imihlahlandlela yabakhokhisi bomshuwalense. Abanye abakhokhisi bomshuwalense angeke banikeze le nzuzo.
4. Uma isimangalo sinqatshiwe ngaphandle kokugunyazwa, ingabe isiguli singakhokhiswa?
Ngokuvumelana nesivumelwano sesiguli esiningi nenkampanhla yabo yomshuwalense, kuyisibopho somguli ukwazi ukuthi ngaphambi kokugunyazwa kuyadingeka yini, banesihe somhlinzeki ukuthola.
Noma kunjalo, umhlinzeki kumele abe yilawo oxhumana naye nenkampani yomshuwalense ukuze agunyazwe. Uma umhlinzeki ehluleka ukuthola ukugunyazwa okufanele, imikhuba emihle ibonisa ukuthi umhlinzeki kufanele athole lezo zindleko kunokuba azidlulisele esigulini.