Yazi Uhlelo Lwenqubo Yokwelapha Nezibonelelo Zezezimali
Ukuxilongwa kwe-cancer yakho yesifuba kuzothinta impilo yakho, ubuhlobo, isimiso, kanye nekhredithi. Ukwelapha umdlavuza kuyabiza futhi izindleko zakho zinganezela ngokushesha. Ungathola usizo lokukhokhela ukwelashwa kwemdlavuza webele kusuka kumhlinzeki wakho womshuwalense wezempilo, Medicare, Medicaid, noma ezinye izinhlelo zosizo lwezezimali. Uma usuqedile uhlelo lwezokwelapha , ungabutha ulwazi bese wenza uhlelo lwezezimali.
Ukulungele isabelo sakho sezimali sezindleko zokwelapha umdlavuza kuyisinyathelo esihlakaniphile sokuthatha.
Izingosi Ezithonya Isifo Sokwelapha Ngomdlavuza Webele
Uma uzibuza ukuthi izindleko zakho zokwelashwa zizobe ziphi, lokho kuyisibonakaliso esihle sokuthi ulungele ukwenza uhlelo lwezezimali noma isabelomali. Izindleko zakho ngeke zifane nesinye isiguli ngoba ukuxilongwa kwakho kuyingqayizivele futhi uhlelo lwakho lwezokwelapha luzofaniswa nawe. Kuhle ukuthola ukulinganisa kwezindleko ngaphambi kokwelashwa, kodwa khumbula ukuthi izinto zingashintsha njengoba uhamba ngalolu hambo. Ukuhlolwa kwegazi, izifundo ze-imaging, ukwelashwa ngokomzimba, kanye nemithi eyengeziwe ingase iqhubekele izindleko jikelele. Izinto eziningi zizothonya izindleko zakho zokwelapha - nansi ezinye zokukhumbula:
- Uhlobo Lwezonyango: Ukuhlinza, Ukushiswa Kwegazi, Chemotherapy, Ukwelashwa Kwezinto Eziphilayo
- Isikhathi Sokwelashwa: Inani Lonke Lesikhathi Elidinga Ukugcwalisa Ukwelashwa
- Ukuphindaphindiwe Kwezindlela zokwelashwa: Kwenzeka kanjani ukuthi ukwelashwa kaningi
- Ukusungula Ukwelashwa: Ikhaya, Umtholampilo, Isibhedlela
Ukukhokhela Ukwelashwa Kwebelevuza Yesisu
Umshwalense Wezempilo Ungasiza
Uma ngabe usuhlelo oluyimfihlo noma lwempilo yomshuwalense wezempilo ngaphambi kokuba uhlolwe, uzothola usizo oluningi ngezindleko zokwelapha umdlavuza webele. Shayela umhlinzeki wakho womshuwalense bese ubatshela uhlelo lwakho lokuxilonga futhi ukwelashwa, bese ubuza mayelana nemininingwane yokufaka kwakho, ama-deductibles, ama-premium, kanye nokukhokha okufanayo.
Khuluma nomqondisi wezezimali emtholampilo wakho we-oncology bese uqinisekisa ukuthi bayamukela uhlobo lwakho lomshuwalense. Uma kuzobe sekulula ukukhokhela zonke izikweletu, cela mayelana nezinhlelo zokukhokha kanye nosizo lwezezimali. Ungase ufune ukumisa i- akhawunti yokulondoloza impilo (HSA) ukuze ulondoloze izindleko ezihlobene nomdlavuza kanye nokwehla intela.
Usizo Lokungaqinisekisiwe Noma Okwehle-Ukuthola Iziguli Zomdlavuza Webele
Kunezinsiza eziningi ezitholakalayo uma ungumuntu ogulayo ongenayo imali, uninsuredured, noma ungasebenzi uma udinga ukwelashwa. E-United States, kunezinhlelo ze- Medicare ne- Medicaid ezingakusiza ukhokhele ukunakekelwa komdlavuza. Ezinye zinikeza umshwalense wezempilo osekelwa nguhulumeni. Hlola endaweni yakho yezibhedlela ezinikezela izinhlelo zokuhlola, ukwelashwa, nokusekela iziguli zomdlavuza. Uma uye wakhonza empini, shayela ihhovisi lakho lezokuPhathwa kweVeterans bese ubuza ngezinzuzo zakho zezempilo. Omunye emtholampilo wakho we-oncology angazi ngezinhlangano zendawo ezingenzi nzuzo ezisiza ngezindleko zokwelapha umdlavuza. Thola usizo manje, futhi ngemuva kokwelapha uma usubuyela ezinyaweni zakho, ungase ukwazi ukufinyelela emuva futhi usize omunye umuntu.
Abantu Bokubuza Ngosizo Lwezezimali
Kungakhathaliseki ukuthi unomshuwalense wezempilo noma awunayo, ungase usudinga usizo lwezezimali.
Ukwazi ukuthi ubani ozocela lolo sizo kuyindlela eyodwa yokuqalisa. Khuluma nomqondisi wezezimali emtholampilo wakho we-oncology ngezinhlelo zokukhokha, usizo lwezezimali, nezinhlangano zendawo ezisiza ngezindleko zomdlavuza. Udokotela wakho uyisisetshenziswa esihle sokuhlola mayelana nokuhlolwa okusemtholampilo, okungahle kutholakale kancane noma kungabi namali kuwe. Esibhedlela, hlola nesisebenzi sezenhlalakahle ukuze ufunde ukuthi yiziphi izinsiza zemali ezingase zibe khona ngaphakathi kwakho. Laba bantu abanjalo bangase bazi futhi ngemithombo yokwesekwa okuwusizo ongayidinga ngenkathi ukwelashwa.
Akuzona Zonke Izindleko Zizokwelapha
Ukwelashwa komdlavuza wesifuba nangemva nangemva kwalokho, ungase uzithole uzisebenzisa okuningi ezintweni zansuku zonke nezinsizakalo ezenza impilo yakho ibe lula.
Ukudla kwakho kungashintsha, futhi ungase uchithe okuningi ekudleni, ukududuza izingubo, ukuzijabulisa ekhaya, nezindleko zokuhamba. Ngezinye izikhathi ungadinga imithi engaphezu kwe-counter ukusiza ukubhekana nemiphumela emibi yokwelashwa - lezo ngeke zihlanganiswe nanoma yiluphi uhlobo lomshwalense. Kungase kudingeke ukhokhele izinsizakalo zokungcebeleka, ukunakekelwa kwezingane, noma ukunakekelwa kwezempilo ekhaya. Kukhona amalungu omndeni, abangani, omakhelwane, nezinhlangano ezizuzayo ezingasiza ekuhlinzekeni usizo oluyisisekelo, uma imali yakho ingeke ilulale kuze kube manje. Ithimba lakho lokusekela lingasiza ngokubamba i-fundraiser , ukusetha iwebhusayithi ukuqoqa iminikelo, noma ukubandakanya isonto noma iqembu labantu ukuze banikeze usizo ngezandla.
Ngaphansi kokukhokhela ukwelashwa kwebelevuza
Akungabazeki ukuthi umdlavuza yisifo esibi kakhulu sokuthola nokuphatha. Kungakhathaliseki ukuthi ukuxilongwa kwakho kuyini, uma imali ibonakala iyisithiyo ekwelapheni, funa usizo - ungayeki ukwelashwa. Uma usuhamba isikhathi eside ngaphandle kokwelashwa ngemuva kokuthola ukuthi unomdlavuza, kuyodingeka ukuthi ukhathazeke kakhulu ngokuhamba kwesikhathi. Ngakho yenza kube lula empilweni yakho, emndenini wakho, kanye nesabelomali sakho - lungiselela ukuhlangabezana nezindleko zokwelapha umdlavuza webele ngokukwazi uhlelo lwakho lwezokwelapha, ukuqonda umshuwalense wakho wezempilo, nokufuna usizo ngezindleko zokunakekelwa. Ukuphila kwakho kuyigugu , ngakho-ke yenza okudingekayo ukuze uphinde uthole amandla nempilo yakho.
Imithombo:
Ngemuva kokuqaphela: Umhlahlandlela weziguli kanye nemindeni. Ngizokhokhela kanjani konke lokhu? I-American Cancer Society. Kugcine ukubuyekezwa: 07/07/2010.
Izinsiza zosizo lwezezimali zeziguli kanye nemindeni yabo. I-National Cancer Institute. Kufinyelelwe ngo-Agasti 9, 2010.
Izindleko zokwelapha umdlavuza. I-American Cancer Society. Kugcine ukubuyekezwa: 07/07/2010.