Isizathu Sokuba Isiguli Sinezifo Eziphuthumayo
Uma usanda kuhlinzwa, noma uma uye ekamelweni eliphuthumayo futhi utshelwe ukuthi uzohlala esibhedlela ngesimo sakho, ungase ube nemibuzo mayelana nokwahlukana phakathi kokubona nokuhlala esibhedlela esibhedlela.
Lesi sihloko sivame ukudideka kakhulu futhi kuyisiqalo esenziwe ngokujwayelekile ngezinhloso zomshuwalense, njengoba ukunakekelwa kuvame ukufana nalokho ukuthi usebhedlela ukuze uhlale isikhathi esifushane sokugcina isikhathi noma ukugcinwa kwesikhathi eside (okuvunyelwe).
Okokuqala, ake sikhulume ngalokho okushiwo yimigomo yesifo, isifo sangaphandle, isingeniso nesingeniso sokubona. Ngokuba ummeli uchitha ubusuku esibhedlela, bavame ukucabanga ukuthi bayagula. Basesibhedlela, ngakho-ke lokhu kunengqondo, kodwa ezimweni eziningi lokhu akulungile ngezinhloso zokufaka umshwalense.
Ubude bokuhlala
Ubude bokuhlala kwakho busekelwe ezinkathini eziningi ozisebenzisayo esibhedlela. Phakathi kwamabili uhlala umehluko kungase kubonakale kungaqondakali, kodwa lokhu kusho ukuthi uzothola usuku olwengeziwe lokukhokhisa esibhedlela uma usegumbini lakho phakathi kwamabili. Lokho akusho ukuthi kufanele uhambe phakathi kwamabili; kusho ukuthi uma usesibhedlela ngaphansi kokunakekelwa udokotela phakathi nobusuku, uzothola usuku lwamacala.
Isibonelo, uya ekamelweni eliphuthumayo emini. Utshelwe ukuthi uzohlala ubusuku bonke esibhedlela. Usuka ngosuku olulandelayo emini.
Ube esibhedlela phakathi kwamabili, ngakho-ke uzocatshangwa ukuthi usebhedlela isikhathi esisodwa phakathi kwamabili okusho ukuthi uzokhokhiswa usuku olulodwa. Lesi yisiguli, noma ukubuka, hlala.
Esinye isibonelo: Uya ekamelweni eliphuthumayo emini. Utshelwe ukuthi cishe uzovunyelwa esibhedlela izinsuku ezimbalwa.
Uyiswe ekamelweni lakho ngoMsombuluko ngehora lesithupha ntambama. Uhlala ngoMsombuluko ebusuku, ngoLwesibili ebusuku bese ubuyela ekhaya ngoLwesithathu ngo-7: 00. Isikweletu sakho sizoba seminyaka emibili, noma ukuhlala izinsuku ezimbili, noma ngabe usesikhungweni samahora angu-49. Lesi yisikhathi sokuhlala esibhedlela, wangena kulesi sikhungo.
Isiguli : Isiguli esesibhedlela esinesikhathi esilindelekile sokuhlala emibili noma ngaphezulu. Isiguli esisebenza ngokuhlinzwa okukhulu futhi kulindeleke ukuthi siphumelele ezinsukwini ezimbalwa esibhedlela singumlwelwe.
Ukuqaphela: Isiguli esesibhedlela esinesikhathi eside sokulinda kwesinye isikhathi samabili. Isibonelo: Uwela futhi uphule ingalo yakho ntambama, uya ekamelweni eliphuthumayo futhi ngemuva kokubona udokotela utshelwe ukuthi uzohlala esibhedlela ubusuku bonke, uhlinzekwe ekuseni bese uhamba ekhaya sekwephuzile ntambama.
Isiguli : Isiguli esibonakala ekamelweni eliphuthumayo, isiguli esithola izinsizakalo zokuphulukisa izifo ezifana ne-x ray, ukunakekelwa kwezilonda, ukuhlolwa kwelabhoratri , ukuhlola izithombe noma ukuhlinzwa okungadingi ukulaliswa esibhedlela ngesikhathi sokuphumula. Futhi, isiguli esisesibhedlela esinokulindela kokuhlala phakathi kwamabili kwamabili yisiguli esibhekene nesiguli kanye nesiphalamende.
Kuvunyelwe: Isifanisi sesiguli.
Iziguli ezilindeleke ukuba zibe esibhedlela iminyaka emibili noma ngaphezulu.
Isibonelo: Uphula i-hip yakho bese uthathwa ekamelweni eliphuthumayo. Uvunyelwe esibhedlela ukuze uhlinzekwe ekuseni ngakusasa. Uhlinzwa futhi ezinsukwini ezimbili kamuva ukhululiwe ukuze uqhubeke uphila ekhaya.
Kungani Isiguli Sinezifo Eziphuthumayo?
Ingxoxo yansuku zonke, "Ngangeniswa esibhedlela" kusho ukuthi uzokwelapha esibhedlela, ekamelweni elinombhede nokunakekelwa. Ku-Medicare, nezinye izinhlobo zezinkampani zomshuwalense, ukungeniswa esibhedlela kusho ukuthi uzohlala esibhedlela okungenani izinyanga ezimbili.
Kulezi ziguli ezine-Medicare, umehluko ungabalulekile. Izinsizakalo eziphuthumayo zihlanganiswa njengengxenye ye-Medicare Part B, kanti izinsizakalo zezokwelapha zihlanganiswa ngaphansi kwe-Medicare Part A. Imithi ingase iwele ngaphansi kwengxenye D. Kunemithetho nemithethonqubo eminingi eqondisa lokho okukhokhwa yilophi uhlobo lweMedare kanye ne-copay ungaba nomthwalo wemfanelo. Ingabe udidekile okwamanje? Lindela, konke kungashintsha futhi uma ungeniswa njengesiguli sokubona ngokuhlala okufushane okulindelwe kodwa ugcine ukuhlala isikhathi eside futhi ube yisifo sengqondo.
Ukuze uthole olunye ulwazi oluthe xaxa mayelana nalokho umuthi okhokhela khona ngesikhathi sesibhedlela, nansi umhlahlandlela owusizo wokuqashwa: https://www.medicare.gov/Pubs/pdf/11435.pdf
Kulungile ukucela usizo!
Khumbula ukuthi nakuba le migomo idideka, zonke izibhedlela zinamalungu abasebenzi abathola ukusiza ukuchaza ukuthi ngabe uyisiguli noma isiguli esivumelekile, ukuthi inkampani yakho yomshuwalense izokwenzenjani futhi kungenzeka ukuthi udinga ukukhokha. Uma usukhululiwe kusuka kulesi sikhungo futhi udidekile mayelana nomthethosivivinywa wakho, umnyango wokukhokha ujwayele ukuchaza umehluko ngezinhlobo zokukhokha futhi ungaba usizo olukhulu uma kuziwa ekuqondeni isikweletu sakho esibhedlela nokuthi yini ongayikhokha lesi sikhungo .
Umthombo:
Ingabe uyisifo esibhedlela noma isiguli: Uma unemithi, cela! https://www.medicare.gov/Pubs/pdf/11435.pdf