I-Do ne-Don'ts yokukhetha i-Medicare Advantage noma i-Medicare Part D Plan
Kusukela ngo-Okthoba 15 kuya kuDisemba 7 njalo ngonyaka, amaCenter for Medicare and Medicaid (CMS) anika ukubusa kwamahhala ukuze ushintshe ukukhishwa kweMedare. Sebenzisa ngokunenzuzo i- Medicare Open Registration Period noma ungabambelela ohlelweni lwakho lonyaka ozayo, ama-premiums nabo bonke.
Ongakwenza Ngesikhathi Ukubhalisa Okuvulekile
Ukubhalisa okuvulekile yisikhathi sakho sokukhetha uhlelo lwe-Medicare olunikeza ukuhlinzekwa okuhamba kahle kwexabiso elihle kakhulu.
Nazi izinketho zakho ezihlukile.
Ungashintsha kusuka ku- Original Medicare ukuya ku-Medicare Advantage .
- Ungashintsha kusuka ku-Original Medicare ( Ingxenye A neNgxenye B ) ohlelweni lweMederal Benevantage (Ingxenye C).
- Ungashintsha kusuka ku-Original Medical kuya kwi-Medicare Advantage Plan nge- Part D ukufakwa (uhlelo lwe-MA-PD).
- Ungashintsha kusuka ku-Original Medicare bese uhlela uhlelo lweNgxenye D ohlelweni lwe-Medicare Advantage.
- Ungashintsha kusuka ku-Original Medical kanye nohlelo lwe-Part D ohlelweni lwe-MA-PD.
Ungashintsha kusuka ku-Medicare Advantage kuya ku-Original Medicare.
- Ungashintsha kusuka ohlelweni lwe-Medicare Advantage ukuya ku-Original Medicare.
- Ungashintsha ohlelweni lwe-Medicare Advantage ukuya ku-Original Medicare kanye nesicwangciso se-Part D.
- Ungashintsha kusuka ohlelweni lwe-MA-PD ukuya ku-Original Medicare.
- Ungashintsha kusuka ohlelweni lwe-MA-PD ukuya ku-Original Medicare kanye nesicwangciso se-Part D.
Ungashintsha kusuka ku-Medicare Advantage kuya ku-Medicare Advantage.
- Ungashintsha kusuka ohlelweni olulodwa lwe-Medicare Advantage ukuya kwelinye uhlelo lwe-Medicare Advantage.
- Ungashintsha kusuka ohlelweni lwe-Medicare Advantage ukuya ohlelweni lwe-MA-PD.
- Ungashintsha kusuka ohlelweni olulodwa lwe-MA-PD ukuya kwelinye uhlelo lwe-MA-PD.
- Ungashintsha kusuka ohlelweni lwe-MA-PD ukuya ohlelweni lwe-Medicare Advantage.
Ungashintsha ukuthengiswa kwezidakamizwa zakho zemithi .
- Ungabhalisela uhlelo lwe-Part D.
- Ungashintsha kusuka kwesinye isigaba D kuya kwesinye isigaba seD.
- Ungakwazi ukukhansela ukufakwa kwe-Part D yakho.
Lokho Ongenakukwenza Ngesikhathi Ukubhalisa Okuvulekile
Ukubhalisa okuvulekile kunemingcele yawo. Awukwazi ukubhalisa ku-Original Medicare okokuqala noma ubhalisele iNgxenye B, noma ngabe usuvele unayo Ingxenye A.
Udinga ukubhalisela iNgxenye A kanye / noma Ingxenye B ngesikhathi sakho sokuqala sokubhalisa (IEP). IEP ixhomeke eminyakeni yobudala futhi iqala izinyanga ezintathu ngaphambi nokuphela kwezinyanga ezintathu emva kokuzalwa kwakho kweminyaka engu-65 .
Ngaphandle kwalokho, uma unomshuwalense ngokusebenzisa umqashi, ungakwazi ukulibala ukubhalisa kwakho kokuqala. Lokhu kwenzeka kuphela uma inkampani osebenzayo iqasha okungenani abasebenzi abangu-20 besikhathi esigcwele. Isikhathi sakho sokubhalisa esikhethekile siqala uma ushiya umsebenzi wakho noma ulahlekelwa ukuhlinzekwa kwezempilo okuxhaswe ngumqashi, noma yikuphi okuza kuqala, futhi kuthatha izinyanga ezingu-8.
Uma ulahlekelwa yisikhathi sakho sokubhalisa sokuqala, kuzomele ulinde kuze kube yisikhathi sokubhalisa i-Part A kanye / noma Ingxenye B. Isikhathi Esijwayelekile sokubhalisa senzeke kanye ngonyaka kusukela ngoJanuwari 1 kuya kuMashi 31.
Izwi kusuka
Ungacabangi ukuthi uhlelo lwakho lwamanje luhlelo olungcono kakhulu kuwe. Abaningi kakhulu abadala bawela isisulu ukuze kube lula futhi bathathe umzila olula uma ushintsho emahlelweni lungasho ukunakekelwa okungcono, okungaphezulu kakhulu. Izindleko zishintsha.
Ukushintshwa kokusebenza. Izinguquko zakho zezempilo. Kuyinto enhle kakhulu ukwenza izinto ezitolo ezungeze njalo ngonyaka.
Uma ungaqiniseki ukuthi ungayitholaphi usizo, ungaqhathanisa izinhlelo ezihlukene ku-medicare.gov/find-a-plan. Ungase ucabange nokufinyelela ohlelweni lwakho lwe-State Health Assistance Program (SHIP) ukuze uthole iseluleko.