Uma kufika isikhathi sokuthenga umshuwalense wamazinyo, ungase uzibuze ukuthi yiziphi izinketho ezitholakalayo. Kukhona izinhlobo ezimbili zemisebenzi yomshuwalense wamazinyo: ukubuyiselwa okuqondile nezinhlelo zendabuko yamazinyo.
Kuyini Ukubuyiswa Okuqondile?
Uhlelo lokubuyisela ngqo luhlelo lomshuwalense wamazinyo ngokuvamile oluxhaswa ngokuphelele ngumqashi wakho futhi likuvumela ukuthi ukhethe noma yimuphi umama wamazinyo ngaphandle kokuhlukunyezwa kwamanethiwekhi.
Ngecebo lokubuyisela ngqo, uyabuyiselwa imali esetshenziselwa umsebenzi wamazinyo, ongagcini ezinkambisweni ezithile. Abanye abaqashi bangakhetha ukukubuyisela ngemuva kokukhokha umsebenzi wakho wamazinyo, kanti abanye bangakhetha ukukhokha udokotela wamazinyo ngokukushiya ngokukhipha imali ephansi.
Izinzuzo
- Ungakhetha noma yimuphi umama wamazinyo.
- Azikho amaphrimiyamu akhokhelwa ngenyanga.
- Ngokuvamile awekho ama-deductibles.
- Ukugunyazwa kwangaphambi kokusebenza akudingeki.
- Ungakwazi ukubala isabelo sakho ngokunembile kusuka ohlelweni lokunakekelwa olunikezwa ngudokotela wamazinyo wakho, kungekho izindleko ezifihlekile.
- Uhlelo lwe-inshuwalense yamazinyo lokubuyisela ngqo alinayo izikhathi zokulinda. Isibonelo, izinhlelo eziningi zendabuko zinomshwana othi kufanele uhlanganiswe isikhathi esithile ngaphambi kokuba akhokhe izimpande zamanzi, umqhele, kanye nezinye izinsiza ezinkulu.
- Azikho izinqunyiwe zamazinyo ezingekho.
- Ukukhokha ngokuvamile kuvunyelwe kunoma yiluphi uhlobo lwenqubo yamazinyo. Ezinye izinhlelo ezibuyiselwayo zokubuyisela ngisho nokuhlinzeka ngezinsizakalo zokuzithokozisa, njengamazinyo ukugcoba .
Isebenza kanjani
Njengahlelo lomshuwalense wamazinyo wendabuko, uhlelo lokukhokhela umshuwalense wamazinyo ngokuqondile ngqo luba nesabelo seminyaka esiphezulu. Lokhu kusho ukuthi uhlelo luzokhokhela kuphela inani elithile lomsebenzi wamazinyo unyaka ngamunye. Isilinganiso semali yonyaka kunoma yiluphi uhlobo lwezinyathelo zamazinyo lizungeze u-$ 1,000 kuya ku-1,500.
Uhlelo olujwayelekile lokubuyisela imali luzokhokhwa ngamaphesenti angu-100 e $ 100 yokuqala echitha amasevisi wamazinyo; Ama-80% we-$ 500 elandelayo; kanye no-50% we-$ 1,000 elandelayo.
Ukukhetha uhlelo lwe-inshuwalense yamazinyo yisinqumo esibalulekile nokuqonda izinhlobo ezahlukene zemishwalense yomshuwalense wamazinyo etholakalayo kuzokwenza le nqubo ibe lula, futhi izokusiza ukuba ugweme izinkinga emgwaqweni.
In and Out of Network Dentists
Abantu abanezinhlelo zokubuyisela ngqo akudingeki ukuba bakhathazeke ngamanethiwekhi. Kodwa-ke, labo abanezinhlelo zomshuwalense wamazinyo ngabanye benza. Kusuka :
Izinqubo eziningi zomshuwalense wamazinyo ezizimele zizokhokhela kuphela izinsizakalo zamazinyo uma uya kumuntu wama-dentist wangaphakathi neNethiwekhi. Thola uma kudingeka ukuba uye kumhlengikazi osebenzayo noma uma ungakhetha owakho . Uma lolu hlelo ludinga ukuthi ubone i-In-Network Network wamazinyo, cela uhlu lwamagqirha wamazinyo endaweni yakho abathintekayo kuyo ukuze unqume ukuthi unomama wamazinyo ongayibona ukuthi uyakubona.