Landela izinombolo ukuqinisekisa ukuthi iminikelo isetshenziswa kahle
Akukho mbuzo ukuthi iMelika inomkhuba wokupha izinsizakalo. Ngokwe-Lilly Family School of Philanthropy e-Indiana University, amakhasimende angu-81% ase-United States anikeze izinhlangano ezisiza abantu ngo-2012 ngemali engenayo yonyaka ka-$ 900 kuphela ekhaya ngalinye. Lokhu kuhumusha ku-$ 228 wezigidigidi ngonyaka wezimali ka-2012, izizinda ezidlula kakhulu, izinkokhelo neminikelo yenkampani ihlangene.
Lapho ukhetha i-HIV yokusiza, kubalulekile ukuthi ulandele inhliziyo yakho njalo. Kodwa ngesikhathi esifanayo, kubalulekile ukuthi ungavumeli izinhlangano ezingaphansi kuka-ezinyathelisayo zisebenzise leyo nzuzo. Futhi, ngeshwa, kwenzeka-njalo kaningi kunalokho umuntu angase acabange.
Ngo-2012, i-Federal Trade Commission (i-FTC) ibike ukuthi ithola izikhalazo ezingu-1,071.977 zokukhwabanisa ngohlelo lwazo lwezithungelwano zabathengi, okungaba ngu-86,495 abaphangi nabahlaziyi.
Ekugcineni, ufuna ukuzizwa ulungile mayelana nokuthi uyinikela ngemali yakho eyinkimbinkimbi, futhi uqiniseke ukuthi imali iya lapho uhloselwe ukuya khona. Ukuze wenze lokhu, udinga ukwazi okuningi mayelana nosizo ngangokunokwenzeka.
Nazi amathiphu ambalwa okuthi ungcono kanjani ukufeza lokhu:
1. Qinisekisa ukuthi bangobani abathi bakhona.
Uma ungajwayele usizo, qiniseka ukuthi uqinisekisa isimo se-501 (c) senkokhelo yentela. Ungenza kanjalo ngokuwenza usesho lwe-Intanethi ku-Internal Revenue Services 'Exempt Organizations Select Check Checker noma ngokubiza i-IRS mahhala mahhala ku-1-877-829-5500.
Uma ukhetha ukunikela ekusizeni okungenasikhala, kunzima kakhulu ukuqinisekisa ukuthi idokhumenti yakho yokunikezwa isetshenziswa kanjani (futhi, ngokubaluleke kakhulu, umnikelo wakho ngeke ususwe intela).
2. Landela izinombolo.
Ukuhluleka ukuqinisekisa ukubonakala kwezezimali kumane nje kungumthengisi. Umkhuba ojwayelekile wegolide wezinhlangano zokusiza namuhla kufanele uthumele izintela zabo ezingu-990 kwiwebhusayithi yabo.
Nakuba umbiko wonyaka uphelele kahle, ekugcineni ukhonjiswe ngokuziphakamisa okuthile. Ngokwengxenye yethu, singathanda ukuhlola izinombolo ngokwethu, elula futhi elula.
3. Yenza izibalo.
Uma ukubuyiselwa intela kuka-990 kuyatholakala, hlola ngokushesha kwiNgxenye VII - Ukubuyiswa kwamaGosa, Abaqondisi nama-Trustees , kodwa kunakekelwa ngokukhethekile kwiNgxenye IX - Isitatimende sezindleko zokusebenza . Lapha kubalulekile ukuqhathanisa ikholomu B ( Izindleko ZemiSebenzi Yohlelo ) ngekholomu C noD ( Ukuphathwa Nezindleko Ezijwayelekile kanye Nezindleko Zokuxhaswa ). Lokhu kuzokunikeza ukuqonda kangcono mayelana nokuthi yiziphi amaphesenti emali yakho esetshenziswayo ezinhlelweni zangempela, futhi ikuvumele ukuthi ubuze imibuzo uma izibalo zibonakala ngandlela-thile "zivuliwe." (Nasi isibonelo esihle sokubuyela kwentela ye-990 .)
4. Qaphela noma yiluphi uhlobo losizo oluchitha imali engaphansi kuka-50% yesabelomali salo lwemali kwizinhlelo.
Ngokwengxenye yethu, sivame ukuhlose izinsiza ezisiza abantu abachitha imali engaphezu kwama-70%. Abanye bangase bathi le ndlela ilula kakhulu, ikakhulukazi ngoba ezinye zezinsiza zomphakathi zidinga ukuchitha okuningi ekuxhaseni imali kunabanye. Lokho kusho ukuthi uma ukuxhaswa ngemali kwehluleka ukukhulisa imali ngokweqile ukusetshenziswa kwemali, ngakho-ke kulungile ukuhlolisisa ukuphathwa kwezimali zosizo.
5. Ungahluleli ngezinombolo wedwa.
Inhlangano encane eyenziwe emphakathini, evame ukusebenza kangcono emazingeni aphansi, ayikwazi ukuthi ibe nezindinganiso ezifanayo zezezimali njengenhlangano kazwelonke ngeminikelo yonyaka engaphezu kwezigidi ezingu-10 zamaRandi. Beka phansi ngezansi kwezimali zakho, kodwa basekela isahlulelo sakho kulokho owaziyo kanye / noma okuhlangenwe nakho kwakho naleso nhlangano. Lokhu kuzokuqinisekisa kangcono ukwesekwa kwakho kwesikhathi eside , okuzuzisa kokubili kanye nosizo. Uma ungabaza, ungakwazi njalo ukuchaza indlela umnikelo wakho ozosetshenziswa ngayo-kungakhathaliseki ukuthi uyasetshenziselwa izinhlelo ezithile, ama-scholarships, imikhankaso emikhulu, njll.
6. Sebenzisa ama-watchdogs e-intanethi.
Nakuba akufanele kube ngempela ukuphela-yonke imithombo uma unquma ukuthi yiziphi izinhlangano zokuzikhethela, ama-watchdogs e-intanethi njenge-CharityNavigator, CharityWatch, ne-GiveWell inikeza ukwazisa okungasiza ukuqondisa isinqumo sakho (ngenkathi unikeza imibono ehlukile ngokuthakazelisayo ngalokho okushiwo ukusizwa okufanelekayo ).
7. Qaphela noma yikuphi inhlangano ebiza imali engaphezulu kwama-95% ukuya ezinhlelweni.
Ngezinye izikhathi lezi zimangalo ziyi-fundraising kuphela "e-spins" engekho neze, ehlose ukudukisa. Ngemuva kwalokho, 99% izwakale imnandi ngaphezu kwe-79%, akunjalo? Kodwa, izikhathi eziningi, lezi zibalo zihambelana futhi zifaka izinto ezinjalo ezingezona isabelomali njengemali egcinwe ekugcineni ukusetshenziswa kwesikhathi esizayo. Engqondweni yethu, ama-79% asetshenziselwe izinhlelo zizwakala kahle, futhi kuphela izinsiza ezintathu ze-HIV esazi ukuthi ziye zafinyelela ezingeni eliphezulu le-platinum lama-95%.
8. Ungatholi inkanyezi.
Nakuba ukubamba iqhaza kwezinkanyezi kuvame ukubaluleka ekuboniseni nasekukhuliseni izimali zosizo, akufanele uvumele ukuvunyelwa kube yisiqalo sokugcina kwesinqumo sakho. Kuzo zonke izinkampani ezinikezwa izinkanyezi ezenza umsebenzi onobuhle-njenge-Elton John Foundation noma i-Sharon Stone nge-AMF-cishe cishe abaningi abaye baphazamisa noma bavale iminyango yabo engxabano (kubandakanya izinsizakalo ezakhiwe yinkanyezi ye-baseball Alex Rodriguez nomculi wokurekhoda u-Wyclef UJean). Ungavumeli amandla enkanyezi akuvimbele ekubuzeni imibuzo enzima.
9. Ungazivumeli ukuba ugijime.
Njalo qaphela uma usizo lufika kuwe ngesikhathi somcimbi wezindaba eziningi kakhulu noma izimangalo eziseduze ekupheleni kwesigungu sezimali. Asikho isikhathi sonyaka lapho umnikelo ongawamukeli imali yakho, ngakho-ke akudingeki ukuba ugijimele. Izinhlangano zomphakathi ezingenasisekelo azicindezeli abaxhasi abangabanikazi (nakuba ama-fundraisers abo ngezinye izikhathi enza). Uma kwenzeka ucindezelwa ngokucindezela umnikelo nge-telemarketer, cabanga ukuvimbela izingcingo kwi-National Do Not Call Registry.
10. Ungalokothi unikeze imali.
Njalo ufune irisidi. Futhi akekho, uphendule ekuncengezeni okuyimpumputhe, ku-intanethi noma kwefoni, okucela ulwazi lwekhadi lesikweletu, imininingwane yasebhange, nanoma yiluphi olunye ulwazi lomuntu siqu.
> Imithombo:
> Lilly Family School of Philanthropy. "Ukunikeza i-USA: Iminikelo Yobulungiswa Yathungatha ngo-2012, kodwa kancane kancane, Njengomnotho." I-Indiana University; I-Indianapolis, e-Indiana; enyatheliswa ngoJuni 18, 2012.
> US Federal Trade Commission (FTC). "Incwadi Yedatha Yezintambo Zomthengi we-Consumer Network ngoJanuwari-Disemba 2012." Washington, DC; ikhishwe ngoFebruwari 2013.
> I-Goldberg, E. "I-A-Rod Family Foundation Yaba 1% kuphela Yezinkokhelo Zosizo: Bika." I-Huffington Post ; Ngo-February 27, 2013.
> Adams, G. "U-Wyclef Jean ubhekene necala lokulwa nobugebengu phezu kweHaiti." I-Independent ; Ngo-Okthoba 13, 2012.