Isifo sikashukela yisifo esingenza ube nemizwa yokuphelelwa ithemba nokuphelelwa ithemba. Ngeshwa, kunabantu abangathanda ukuzuza futhi basebenzise ngokunenzuzo leyo mizwa. Nasi uhlu lwezidakamizwa ezivamile zesifo sikashukela, ukuthi ungaba kanjani ohlakaniphile, nokuthi yini ongayifuna ukuvikela i-pocketbook yakho kanye nempilo yakho. Uma wazi othile onesifo sikashukela esingenayo i-internet savvy, phrinta ikhophi yalolu lwazi ukubasiza ukuthi bazi ukuthi yini okufanele bayibheke.
I-inthanethi iyisisetshenziswa esikhulu sokucwaninga, umphakathi, nolwazi mayelana nokuphila nesifo sikashukela. Kodwa-ke, ingavula futhi umnyango wabantu abangathanda ukukusebenzisa ngokunenzuzo. Ukukhwabanisa kungatholakala kumawebhusayithi, ku-imeyili, kumanethiwekhi omphakathi, nasezinkundleni. I-intanethi ingenza futhi kwenzeke ukuthi abanye bakuthole ungaxhumekile ku-intanethi ngeposi leposi kanye nezinxusa zefoni.
Sonke sinethemba lokuthola ukwelashwa noma mhlawumbe ukuthola ukwelashwa okuyisimangaliso okufihlekile. Ezinye izindlela zokwelapha noma ezinye izindlela zingase zisize, kepha ngokuvamile azicwaningi kahle. Ngaphandle kwalolu cwaningo, alukho ulwazi olwanele lokwenza izincomo zokulinganisa okuhle. Sonke sinezimo ezihlukene, izifo zomzimba, nezindlela zokuphila. Okungasebenza kumuntu oyedwa kungase kungasebenzi kuwe. Ngaphezu kwalokho, ngaphandle kokutadisha okuhle, akukho ulwazi oluningi mayelana nemiphumela engaba yingozi, kokubili okusheshayo nesikhathi eside. Abantu abazama ukuhlambalaza bangase bathembele kakhulu ezindabeni zabo, tshela izifundo ezingabonakali ezincwadini ezihlonishwayo, noma zama ukukuphazamisa ngokudayiswa kokudayiswa.
Yimaphi ama-Scammers After
Iningi labakwa-scammers lilandela imali yakho, inombolo yokuphepha yomphakathi, inombolo ye-Medicare, i-akhawunti yasebhange nezinombolo zekhadi lesikweletu, ulwazi lwezezimali, noma inhlanganisela yalezi zinto. Futhi, khumbula ukuthi uma bathola ikheli lakho le-imeyili, uvula enye indlela abantu abanenhloso yokungathembeki bangazama ukuxhumana nawe.
7 Amafulegi Alubomvu eSikhumbuzo Soshukela
- Indlela umkhiqizo owethulwa ngayo . Qaphela uma iwebhusayithi noma isikhangiso sokwabelana ngezimpawu nge-old-time saleser oil-oil or infomercial day. Bheka amawebusayithi enza ama-claim ahlambalazayo, abe nobufakazi obuyisimangaliso, angabi namaqiniso aqinile, futhi abe nezindlela eziholela ekuthumeni okuthukuthele noma ekucela ukuthi ufake imininingwane yomuntu.
- Ayikho ucwaningo oluhloniphekile, oluqinisekisiwe . Uma kukhona izinkomba ezenzelwe ucwaningo noma ucwaningo, ingabe banikeza ulwazi oluningiliziwe? Ungathola yini ulwazi oluthe xaxa futhi uqinisekise izimangalo ezenziwe? Qinisekisa ukuthi ulwazi luvela kumaphephandaba abuyekezwa ontanga noma izinhlangano ezihlonishwayo.
- Ikhuthaza ukwenza manje . Ungakhuthazwa ukuba uthathe isinyathelo manje noma umkhiqizo noma isevisi izokwanda ngamanani, futhi uzolahlekelwa ngokusebenza okukodwa kanye nokuphila. Kungase kube nokwesabisa amaqhinga aqashiwe okwenza ukholelwe ukuthi impilo yakho izoba yingozi kakhulu noma iyobhujiswa uma ungathengi ngokushesha.
- Imali ibuzwa phambili ngaphambi kokuba uthole ulwazi lwangempela . Isayithi noma isikhangiso singase sibe yizo zonke izimangalo futhi akukho ulwazi oluqinile lwangempela. Mhlawumbe umkhiqizo nokuthi usebenza kanjani ugcwele imfihlakalo. Uma ucelwa ukuthi ukhokhe ukuze uthole ulwazi oluthe xaxa, lokho kuyisici esihle sokuthi uyisihluku.
- Intshisekelo enkulu emininingwaneni yakho . Uma uceliwe ukuba unikeze ulwazi lwakho lomuntu siqu, ikakhulukazi ngaphambi kokuhleleka noma ngokushintshanisa amadili akhethekile noma amahholo, kufanele usolise. Amaphephandaba noma ama-imeyili afundisayo anganikezwa, kodwa lokhu kungavumela abakwa-scammers ukuthi bathole ikheli lakho le-imeyili bese belithengisa kumuntu ofuna ulwazi lokuxhumana kubantu abanesifo sikashukela.
- Umkhiqizo uhle kakhulu ukuthi ungaba yiqiniso . Uma umkhiqizo uhle kakhulu, kungani izindaba zingakaze zisakaze njengomlilo osendle? Uma umkhiqizo usebenza njengamangalelwa, kufanele uthola okuningi kokukhangisa ngezwi-ngomlomo. Yenza ucwaningo ngomkhiqizo ngaphandle kwewebhusayithi yabo. Ngenkathi wenza lokhu, khumbula ukuthi kuvamile ukuthi izinzuzo zemali zinikezwe kwabanye ukuthengisa umkhiqizo noma isevisi. Uma ucwaninga futhi uthola ubufakazi, bheka ukunikeza izixhumanisi zokuthenga umkhiqizo. Bheka isixhumanisi "ohlelweni lokubambisana" kuwebhusayithi yomkhiqizo. Ngokuvamile lokhu kungatholakala ezixhumaneni ezincane ezansi kwekhasi.
- Ukungathembeki kuthengiswa . Ukungathembeki kokubeletha odokotela kanye nohulumeni kuyindlela enhle yokuveza ukuthembeka lapho umkhiqizo wakho noma isevisi yakho ingaziwa noma ingekho ucwaningo oluhle. Abaningi bethu kakade banomthamo onempilo wokungathembeki nokugxeka futhi asidingi omunye umuntu ozama ukusebenzisa lokho ukuze kuzuze.
5 Isifo Sikashukela Esivamile
- Ukuphulukiswa kwesifo sikashukela esiphuphuthekile noma esihlanganisiwe . Lezi zingafika ngesimo samaphilisi, ama-vitamin noma ama-mineral supplements, imikhiqizo yokudla, neziphuzo.
- Ukwelashwa kwemvelo noma okunye . Lezi zingabandakanya amaphilisi esinamoni , ama-herbal teas, amamitha, nokuningi. Imithi ehlukile futhi ehlanganisayo iyathandwa, kodwa yiba smart futhi wenze ucwaningo lwakho. Ingabe uthenga umkhiqizo noma isevisi engavumelekile kusuka kuwebhusayithi? Uyazi noma ubani ohlonishwayo ongakwazi ukuwafakazela?
- Ukuphulukiswa encwadini . Khumbula. akukona okwamanje ukwelashwa kwesifo sikashukela. Nakuba eziningi zalezi zincwadi zinikela ngolwazi oluhle olungasiza ekulawulweni kwesifo sikashukela , ungavumeli isimangalo somuthi sikukhohlise ukuba usebenzise imali ongakwazi ukuyisebenzisa. Umbhali angase anikele imikhiqizo noma amasevisi ukuthuthukisa uhlelo lwabo. Hlola ukuze ubone ukuthi bacela okungaphezu kwentengo yokuthenga yale ncwadi.
- Izikhalazo zefoni . Qaphela uma othile ekubiza ukuthi uhlinzeka ngempahla yamahhala noma ephansi kakhulu noma imithi. Bangase bathi bathambile inkampani yesifo sikashukela noma inhlangano kahulumeni, kodwa ungazi kanjani ngokuqinisekile? Akunzima ukuthi umuntu aqambe amanga futhi aziphathe kabi lapho umgomo ukukutshela. Uma wenza empeleni ukuthola noma yikuphi okunikezwayo, kungase kube izinga eliphansi kakhulu noma amanga. Ngaphezu kwalokho, ngokuhamba kwesikhathi ungase ubhekane nokukhanda ikhanda lokuthola izinto ongazange ulandele futhi ukukhokha okungalungile. Vuka uma becela izinombolo ze- Medicare ngokushintshana kwempahla yamahhala noma eminye imikhiqizo. Eqinisweni, uhulumeni wesifundazwe uncoma ukulenga kulezi zingcingo ngokuphelele.
- Izikhalazo ze-imeyili : Izikhalazo ze- imeyili zingaqiniseka futhi zihlakaniphile. Ama-imeyili angabheka ubuchwepheshe futhi avele avela ezinkampani ezihloniphekile noma amawebusayithi owasebenzelana njalo. Bangase baxwayise ukuthi kudingeka ulungise okuthile ku-akhawunti yakho ngokushesha noma isevisi yakho izoqedwa. I-imeyili ingase ivele ifaka irekhodi, ukulethwa, noma ukuthengiswa kwebhange okwenziwe egameni lakho. Kungase kubonakale sengathi i-imeyili yomuntu siqu evela kumuntu ofuna ukwabelana ngemithi noma umkhiqizo wesimangaliso. I-imeyili izokunikeza isixhumanisi ukuze uthole ulwazi oluthe xaxa, silungise inkinga, noma ungene ku-akhawunti yakho. Isixhumanisi singase siholele kukhasi lokungena lokungena, ngakho-ke sibeka imininingwane yakho yokungena ngemvume. Ukuchofoza isixhumanisi ku-imeyili kungase futhi kubangele igciwane, i-malware noma i-spyware efakwe kukhompyutha yakho. Ungakhohliswa ekuchofozeni isixhumanisi uma ikheli lewebhu linye oyithembayo. Kunezindlela zokufihla ikheli lewebhu lobuqili. Uma ukhathazekile nge-akhawunti yakho, vula isiphequluli sakho futhi ufinyelele isayithi njengoba uvame ukwenza.
Ama-Tips Takeaway Okusheshayo Ukuzivikela Ekudleni Sikashukela
- Vikela inombolo yakho yokuphepha yomphakathi, inombolo ye-Medicare, nolwazi lwezezimali. Inombolo yakho yokuphepha yomphakathi ingasetshenziselwa ukwebiwa kwezazisi kanye nenombolo yakho ye-Medicare ukuze omunye umuntu athole ukunakekelwa kwezokwelapha ngaphansi kwegama lakho.
- Qaphela ukunikeza ikheli lakho le-imeyili kuwebhusayithi engaziwa futhi ehlonishwayo.
- Hlola izimali zakho ze-Medicare nezaziso. Bheka izinto ongazange uzilandele futhi zezinkokhelo eziningi.
- Thumela noma wenqabe ukulethwa kwezinto ongazange uzenze. Qaphela usuku kanye negama lomthumeli futhi wazise umhlinzeki wakho wokunakekela impilo kanye neHhovisi loMhloli Omkhulu uma usola isikhalazo.
Okufanele Ukwenze Uma Usola Ukukhwabanisa
Yiya kuwebhusayithi yeHhovisi le-Inspector General ukubika ukukhwabanisa. Ungabika ku-intanethi, ngocingo, ngefeksi, ku-TTY, naku-imeyili.