Mayelana nesici esisodwa sokushiya esibhedlela esivumelana phakathi kwazo zonke iziguli ukuthi sonke senza ngokushesha noma kamuva. Ukukhishwa kwesibhedlela yiyona inqubo oyilungiselela kuyo, bese usuka esibhedlela.
Ezweni elihle, ukukhishwa kwesibhedlela kuzokwenzeka uma wena nodokotela wakho nicabanga ukuthi isikhathi siphelile. Uyoba namandla ngokwanele futhi unempilo ngokwanele yokwengamela hhayi kuphela imisebenzi ebalulekile yokukhipha kanye nemininingwane, kodwa futhi ukuzinakekela uma ufika lapho uya khona.
Noma kunjalo, asihlali ezweni elihle. Ukuze uqonde ukuthi kungani kuphakama izinkinga ngesikhathi sokukhishwa kwesibhedlela, futhi yini engenziwa ngakho, sidinga ukuqonda ukuthi isinqumo senziwe kanjani ngesilinganiso sesikhathi oyobe usungenwe esibhedlela.
Kungani Ukukhipha Isinqumo Sakho Somkhokheli
Ngaphambi kokungeniswa esibhedlela, sonke esibhedlela kanye nanoma yikuphi ukuhlolwa, izinqubo, kanye nokwelashwa okubikezelwe kufanele kuvunyelwe ukukhokhwa ngabakhokhi bethu-inkampani yethu yomshuwalense noma umkhokheli womphakathi njengama-Medicare, Tricare, i-VA noma i-state Medicaid ekhokhayo.
Ukuze uthole ukuthi bazokhokhaphi, abakhokha bathembele kumakhodi wokuxilonga , abizwa ngamakhodi e-ICD, nezinqubo zokusebenza (izinsizakalo) ezibizwa ngamakhodi we-CPT ukuchaza ukuthi yini engalungile kuwe, ngakho-ke, yimuphi ukwelashwa noma ukuhlolwa okudingeka kwenziwe ukuze kukusize. Kulezo zincazelo kukhona isilinganiso esilinganiselwe sesikhathi ovunyelwe ukuba ube esibhedlela ukuqedela imisebenzi ewela ngaphansi kwalezo zimakhodi.
Yiqiniso, yini "isilinganiso" kusho ukuqagela kwanoma ubani. Isekelwe embonweni yenkampani yomshuwalense ngokuthi yini isiguli esihle, umuntu ongenayo izinkinga ezengeziwe, ayodinga. Akusikho konke okusekelwe ezigulini ngabanye nesimo sabo.
Ngakho-ke, ngokusekelwe kulabo amakhodi okulindelekile abelwe wona, uma isikhathi sakho siphelile, ukhokhe wakho ngeke asayikhokha ukuhlala kwakho.
Uma bengeke bakhokhe, ke uma ungakakhokhi imali, isibhedlela sizokuthumela ekhaya. Ngakho-ke, usuku lwakho nesikhathi sokukhishwa akusekelwe ekulungeni ngokomzimba. Zisekelwe ekukhokheni okukhokhelwe okungenzeka kube ngokuphambene ngokuqondile nokulungela kwakho.
Kungani Iziguli Kufanele Zigcine Isibhedlela Eside?
Izinkinga zizolimala uma "ungajwayelekile." Mhlawumbe umzimba wakho unenkinga yokuphulukiswa kusuka ekuhlinzekeni. Kungenzeka ukuthi uthola ukutheleleka esibhedlela , noma ube yisisulu sephutha lesidakamizwa. Abantu asebekhulile bathatha isikhathi eside ukuze babuyele ezinyaweni zabo.
Ngenxa yalezi zizathu kanye nabanye, wena noma udokotela wakho anganquma ukuthi lowo okhokha isikhathi esingeke abe yisikhathi esanele kuwe. Uma kube khona inkinga eyengeziwe (njengokutheleleka noma iphutha lesidakamizwa), isibhedlela singazama ngokuzenzekelayo ukunweba inkokhelo yokuhlala kwakho, futhi ngeke uzwe ngakho. Kodwa lokho akukwenzeka njalo.
Kunezizathu zemali zokuthi ufuna ukuhlala usuku olulodwa noma ezimbili, futhi. Isibonelo, uma udinga ukukhishwa esikhungweni sobuhlengikazi abanekhono noma u-rehab, uMedare ngeke akhokhele ngaphandle kokuthi uhlale okungenani izinsuku ezintathu. Ngakho ungabanjwa ngokubopha. Yini engalungile ngawe-ngokusekelwe kukhodi yakho yokuhlonza-kungase kusho ukuthi uzokhokha izinsuku ezimbili kuphela.
Kodwa uma ukhishwa ezinsukwini ezimbili, ungabanjwa izindleko zenye indawo-mhlawumbe izinyanga noma iminyaka.
Yiziphi Izizathu Akumelwe UZIFUNA Ukuhlala Zinde?
Kungenzeka nokuthi ukungafuni ukushiya akusekelwe esimeni sakho sezempilo nhlobo; kunalokho kungenxa yokuntuleka kokunakekelwa kokunakekelwa ekhaya, noma ngisho nokwesaba ukuthi ngaphandle komuntu okuqapha wena 24/7, ukuthi into enkulu ingenzeka engayikubonwa. Mhlawumbe unesizungu futhi uthanda ukunakekelwa esibhedlela.
Iqiniso, ezimweni eziningi, lezi azizathu ezifanele zokuhlala.
Kungani?
Ngoba izibhedlela ziyindawo eziyingozi. Iziguli ezigula kakhulu kuphela ezitholakala ezibhedlela, futhi zitholakale nezisifo ezimbi kunazo zonke ezitholakalayo kakhulu.
Izifo nazo zivuselela izinhloko zabo ezimbi kakhulu lapho abasebenzi basebhedlela abakunakekela-odokotela, abahlengikazi nabanye-ungasebenzi ngokuzimisela ukuyeka ukusakazeka kwabo, abangakwenza ngokugeza izandla zabo nokuthatha ezinye izinyathelo zokukugcina uphephile.
Ngaphezu kwalokho, siyazi ukuthi amakhulu ezinkulungwane zabantu baseMelika bafa ezibhedlela njalo ngonyaka , hhayi ngenxa yokuthi babethelwe esibhedlela ukuqala, kunalokho ngoba into eyenzeka ngesikhathi sokuhlala esibhedlela yababulala.
Uma unquma ukulwa nokukhishwa kwesibhedlela sakho, qiniseka ukuthi kungenxa yokuthi kudingekile ukuba usinde futhi akukubeki engozini enkulu kulezi zinkinga zezempilo.
Ukuhlala isikhathi eside kungakubiza kakhulu
Njengoba ucabangela ukufaka isikhalazo, ungakhohlwa ukuthi ukuhlala isikhathi eside kungakudonsula ngaphezulu kwephaketheni lakho, futhi. Kungenzeka ube ne-co-pay, deductibles kanye no-inshuwalense ozokweleta esibhedlela ukuze ukwandiswe.
Yenza isikhalazo ukuze uhlale esibhedlela
Uma usunikezwe usuku lokukhishwa kwesikhashana futhi udokotela wakho uyavuma ukuthi kufanele ukhulise ukuhlala kwakho, uzofuna ukukhalaza (ulwe) usuku okhishwe ngalo.
Izinyathelo zokukhangisa usuku lokukhishwa zizohluka esibhedlela kuya esibhedlela, futhi kusuka kuhulumeni kuya kwesifunda ngaphandle uma ungumuthi weMedare. I-Medicare inenqubo ecacile kakhulu yokulandela kungakhathaliseki ukuthi uhlala kuphi noma yisiphi isibhedlela ovunyelwe kuso.
Lezo ziqondiso zingase zisetshenziswe esibhedlela ngeziguli ezingekho zeMedare, ngakho-ke uma unquma ukukhalaza futhi awusona isiguli seMedare, ungazama ukulandela imiyalelo yazo noma kunjalo.
Nazi ezinye izinto ezingaba usizo kuwe kungakhathaliseki ukuthi umkhokheli wakho uwuphi:
- Izibhedlela eziningi zinikeza eziningi zephepha uma uvuma. Kufakwe kufanele kube isitatimende samalungelo akho, okumele afake ulwazi mayelana nokukhishwa kwakho nokuthi ungakhansela kanjani ukukhishwa. Uma unganikezwa ngesaziso sokukhishwa nokufaka isicelo sokudlulisa isikhalazo, cela isicelo esisuka kummeli wesiguli noma ummeli . Bese ulandela leyo mihlahlandlela.
- Umuntu ozoyithinta ubizwa ngokuthi "i-QIO" emele i-Quality Information Officer. Uhulumeni wesifundazwe unesidingo esiqinile sokuthi indlela i-QIO isingatha ngayo izikhalazo.
- "Ukukhishwa okuphephile" yisikhathi esiyinhloko iMedare esebenzisa, futhi ungayisebenzisa, futhi. Uma ufaka isikhalazo sakho, qiniseka ukuthi usho ukuthi awukholelwa ukuthi uhlelo lokukhishwa kwamanje luhlangabezana nezidingo ze-"Ukukhishwa Okuphephile" njengoba kuchaziwe yi-Medicare, noma ngabe awusona isiguli seMedare. Ukusebenzisa isichazamazwi kungase kusho ukuthi isinqumo sizoba mnandi kuwe.
Isibhedlela singakusiza ukuba ulwa nokukhishwa
Ukukhumbula ukuthi izibhedlela zenza imali kuphela lapho imibhede yabo igcwele, kuzoba nezimo lapho befuna ukuya khona ukuze bakusize ukukusiza ukuba uhlale khona. Yiqiniso, uma uhlala isikhathi eside, imali eyengeziwe. Ngakho-ke, ungase ukwazi ukuthembela kuzo ukuze ukhombise umkhokha wakho ukuze agcine khona.
Ngaphezu kwalokho, imithetho emisha edlule eminyakeni embalwa eyedlule inikeze izinhlawulo ezithinta ingeniso yesibhedlela uma izinkinga zivela ekukhuculeni okukhulu kakhulu.
Kungakhathaliseki ukuthi uthatha isinqumo, qiniseka ukuthi kuyisithakazelo esivelele esimweni sakho sempilo nesobuchwepheshe nokuthi ukucindezeleka kwenkambiso akunawo umphumela omubi kuwe.