Funda Indlela Yokuvikela Ubunikazi Bakho
Ubugebengu bezokwelapha buya phezulu. Ngo-2017 yedwa, ukwephulwa kwedatha kwezempilo kwahilela amarekhodi ezempilo angu-3,286,498. Akuzange kusize ukuthi amakhadi we-Medicare athumele izinombolo zakho zokuphepha zezenhlalakahle njengeNombolo Yezicelo zeMedare kuze kube manje.
Qonda ukuthi inombolo yakho ye-Medicare isebenza kanjani - eyedlulile, yamanje, neyesikhathi esizayo - ukuvimbela ukwebiwa kwemininingwane.
Okushiwo yiNomboro (kanye Nezincwadi) ku-Medicare Card yakho
Ukubhalisa kwe-Medicare empeleni kulawulwa yi-Social Security Administration (SSA), hhayi ngamaCenter for Medicare neMedicaid Services (CMS).
Esikhundleni salokho, i-CMS igxile emithethweni nemithethonqubo yohlelo lwe-Medicare, ukucacisa izinzuzo zakho zokuthola nokuthi izibhedlela kanye nabahlinzeki bazokhokhelwa kanjani. Ama-ejensi amabili ase-federal asebenza ekhonsathini.
Ngokuvikeleka kwezenhlalakahle ku-helm, akufanele kusimangaze ukuthi inombolo yakho yesibalo se-Medicare ivame ukufaniswa nenombolo yakho yesibalo sezokuphepha. Kukhona okuhlukile, okwamanje. Uma uthola izinzuzo zokuvikeleka kwezenhlalakahle ngokusekelwe kwirekhodi lomunye umuntu (isb., Umlingani wakho noma umzali wakho) inombolo yomuntu wokuphepha yomuntu izofakwa ohlwini njengeNombolo Yakho Yembuzo Ye-Medicare esikhundleni salokho. Uma ufanelekela izinzuzo zokuphepha kwezenhlalakahle kumlando wakho (isb., Umhlalaphansi) iNombolo Yemangalo YeMithi izoshintshwa kuNombolo Yakho Yobumfihlo Yezenhlalakahle.
Kukhona zonke izinombolo zokukhomba nezinhlamvu ze-alpha ekhadini lakho futhi. Ungasebenzisa le mhlahlandlela ukukusiza ukuthi uhumushe ikhadi lakho:
- A - Ungummangalelwa oyinhloko osemhlalaphansi.
- B - Ungumlingani wommangali oyinhloko.
- C - Ungumntwana wommangali oyinhloko.
- D - Ungumfelokazi noma umfelokazi.
- E-Wena ungumzali ongumfelokazi kummangali oyinhloko.
- F - Ungumzali wommangali oyinhloko.
- H - Ufanelekile ngokusekelwe ekukhubazekeni.
- J no-K - "Ungumzukulu okhethekile"
- M - Awufanelekile kwiNgxenye A yamahhala kepha ubhalisiwe kuNgxenye B.
- T - Uyakufanelekela izinzuzo zeMedare kodwa hhayi izinzuzo zokuphepha kwezenhlalakahle.
- W - Ungumfelokazi okhubazekile noma umfelokazi wommangali oyinhloko.
Ubani owazi ukuthi ungafunda okuningi ngomuntu ngokusekelwe ekhadini elilodwa elincane?
Izinombolo Zokuphepha Komphakathi kanye Nekhadi LeMithi Yakho
Ingxabano mayelana nokuthatha izinombolo zokuphepha kwezenhlalakahle namakhadi akwaMedare waqhubeka iminyaka eminingi. Ihhovisi le-Inspector General lenze lesi sincomo ngombiko ohlelekile ngo-2006 futhi futhi ngo-2008. Ihhovisi lase-US likaGunyaza ukuHlelwa kweHulumeni alizange lishicilele umbiko kuphela ngale ndaba ngo-2012 kodwa futhi lanikeza izincomo zendlela yokwenza ngayo ngo-2015. kusuka kumakhadi ephepha kuya kumakhadi e-Medicare e-elektroniki, esikhundleni sezinombolo ze-Social Security ngolunye ulwazi oluvelayo olufakwa kuma-barcode.
Ngeshwa, ngaso sonke isikhathi sehlele kuma-dollar namasenti. Ngonyaka we-2011, i-CMS ilinganise ukuthi izindleko zokushintsha wonke amakhadi aseMedare akhona angeke avunyelwe, ngaphezulu kuka $ 845 million. Lokho okwashiya abahlomuli be-Medicare, abantu empeleni abasengozini yokuthola ukweba , ukukhokha inani eliphakeme kakhulu. Okusho ukuthi, kuze kube sekugcineni uMthetho we-Medicare Access kanye ne-CHIP Reauthorization Act (MACRA) ka-2015 ubeke abazuzi kuqala.
Umthetho kaMengameli uBarack Obama, umthetho udinga ukuthi iNombolo yezokuThuthukiswa kweNhlalakahle isuswe kumakhadi e-Medicare ngo-Ephreli 2019. Ukushintsha ngeke kwenzeke ngobusuku bonke. UMnyango WezeMpilo kanye Nezinsizakalo Zabantu Kuyiminyaka emine, kuze kube ngu-2019, ukwenza lolu shintsho kubantu abasha ku-Medicare kodwa iminyaka eyisishiyagalombili, kuze kube ngu-2023, ukushintsha amakhadi kulabo asebevele beMedare.
I-CMS ayilinde. Empeleni baqala ukuthumela amakhadi amasha e-Medicare kubo bonke abazuzi, abasha nabadala, kusukela ngo-Ephreli 2018. Kuyoba nenkathi yokuguquka lapho abantu nabanikezeli bezempilo / izakhiwo zezempilo bangasebenzisa noma inombolo entsha noma entsha ukushintshanisa idatha ne-CMS.
Le nkathi yokuguquka izoqhubeka kusukela ngo-Ephreli 2018 kuze kube nguDisemba 2019. Ngethemba ukuthi lokho kuyoba yisikhathi esanele sokuqeda inkambo.
Okufanele Ukwenze Ngekhadi Lakho Lomuthi Omusha
Ngenkathi ulinda ikhadi lakho elisha le-Medicare (nangisho nangemva kokuba uthola), ungazivikela kanjani ekubanjweni kobunikazi?
- Ungathwali ikhadi lakho le-Medicare. Ukuhamba eduze nanoma yimaphi amakhadi noma amadokhumenti ngenombolo yakho yezokuphepha kwezenhlalakahle kuyo kuza nenengozi enkulu. Uma ngabe isikhwama sakho sikhwama silahlekile noma sebiwe, ungase unikeze ikusasa lakho lezezimali kumasela angubani.
- Kopisha ikhadi lakho le-Medicare. Abantu abaningi balandela izincomo ezenziwe yi-Private Rights Clearing House ukwenza amakhophi ekhadi labo le-Medicare bese ugcina okokuqala ekhaya. Bayeluleka ukuthi unqume ikhophi yephepha phansi usayizi wekhredithi bese uqeda amadijithi amane okugcina eNombolo yakho Yemangalo Ye-Medicare, okusho inombolo ye-Medicare ID.
- Khipha ikhadi lakho le-Medicare. Ngaphandle kwalokho, ungasebenzisa umaka ohlala unomphela amanani amadijithi amane okugcina enombolo yakho ye-ID. Ngenkathi uzodinga ikhadi lakho laseMedare lokuqala uma uqala ukubona umhlinzeki wezempilo , le khadi elikopishiwe lingaba yisisetshenziswa esisebenzayo sokuvakashela ukulandelwa.
- Qaphela abantu abacela inombolo yakho ye-ID. Nganoma yiluphi ushintsho ohlelweni lwezempilo, kuyoba khona umuntu ozama ukuphinga uhlelo. Unganiki inombolo yakho ye-ID ngaphezu kwefoni. Abakwa-Scammer bazenzisa ukuthi uhulumeni wesifundazwe usebizile izakhamuzi eziphezulu futhi ecela ulwazi lomuntu siqu, echaza ukuthi badinga ulwazi ukuze athumele ikhadi elisha leMedare. Baye basongela ukukhansela ukukhokhelwa uma bengatholi ulwazi. I-CMS ngeke ikubize ukuthi ucele imininingwane yomuntu siqu noma eyimfihlo. Uma uthola ucingo olunje, sicela uxhumane neziphathimandla ngokushesha.
Izwi kusuka
Kungenzeka ukuthi awuzange uqaphele ukuthi ikhadi lakho le-Medicare lingakanani ngawe. Akugcini nje ukwabelana ngenombolo yakho yokuphepha yomphakathi, yenza abantu bazi ukuthi ukhubazekile noma bafelokazi noma banezingane. Amasela e-Identity azuze okuningi kulolu lwazi ngenkathi unokuningi okumele ulahlekelwe uma ikhadi lakho lilahleka, libiwe, noma likhishwe. Uhulumeni wesifundazwe ekugcineni uthathe izinyathelo zokususa lolu lwazi kusuka ekhadini lakho le-Medicare ukuvikela abahlomuli bayo. Qaphela ikhadi lakho elisha le-Medicare kusukela ngo-Ephreli 2018.
> Imithombo:
> Idatha yokunakekelwa kwezempilo enkulu kunazo zonke Ukuhlukunyezwa kuka-2017. I-HIPPA Journal. https://www.hipaajournal.com/largest-healthcare-data-breaches-2017/. Ishicilelwe ngo-January 4, 2018.
> Amakhodi Amasha Amasha Ahlinzeka Ukuvikelwa Okukhulu kunama-57.7 Miliyoni aseMelika. Amasevisi weMedicaid neMediare Services. https://www.cms.gov/Medicare/New-Medicare-Card/index.html. Kushicilelwe ngoMeyi 30, 2017.
> Amakhodi Amasha E-Medicare Ngeke Abonise Izinombolo Zokuphepha Komphakathi. Ihhovisi le-Inspector General. http://oig.ssa.gov/newsroom/blog/apr29-medicare-card-SSN. Kushicilelwe ngo-Ephreli 15, 2015.
> MEDICARE: Izenzo Kudingeka Ukukhipha Izinombolo Zokuphepha Komphakathi Emakhadini e-Medicare. Ihhovisi Lokuziphendulela Uhulumeni wase-United States. http://www.gao.gov/products/GAO-12-949T. Kushicilelwe ngo-Agasti 1, 2012.
> MEDICARE: Ukusetshenziswa Okusemandleni Amakhadi Efundwa Ngomshwalense Abahlomuli Nabahlinzeki. Ihhovisi Lokuziphendulela Uhulumeni wase-United States. http://www.gao.gov/assets/670/669228.pdf. Kushicilelwe ngo-Mashi 2015.