Ukugula Okungapheli Kungakudonsa Ngezezimali
Kubantu abaningi, ukuletha imithi kuyinkinga enzima yokunqoba. Imishanguzo emisha ivame ukubiza futhi ingeke ihlanganiswe yomshuwalense. Ngisho nalapho izidakamizwa zihlanganiswa nomshuwalense, ama-copays anganezela ngokushesha, ikakhulukazi kubantu abane- inflammatory disease (IBD), abangase bathathe imithi eminingi noma imishanguzo enegunya lobunikazi futhi ayinayo enye indlela etholakalayo.
Ngenhlanhla, kunethemba lapho ungakwazi ukukhokhela izidakamizwa zakho. Kuzothatha umsebenzi oyingxenye yakho, kodwa kungcono kwenye indawo engekho imithi yakho.
Ingabe i-Generic Version iyatholakala?
Isinyathelo sokuqala ukuthola ukuthi ungashintsha yini kuhlobo oluthile olubizayo lomuthi. Kungenzeka ukuthi umuthi wakho wemithi uzophakamisa lokhu uma udokotela wakho engakwenzi. Kodwa-ke, uma engekho owakushoyo, ungesabi ukubuza! Zineziguli eziningi ezisesabelomali, futhi bazoziqonda.
Uma imithi isanda kakhulu ukuze inguqulo yesizukulwane ibe khona, ungaxhumana nenkampani eyenza umuthi ngokuqondile. Abazikhangisi ngokubanzi, kodwa izinkampani eziningi zinezinhlelo zokusiza izidakamizwa ezitholakalayo. Lokhu kungathatha umsebenzi othile wokuhlola, njengoba uzodinga ukuthola igama lenkampani eyenza isidakamizwa, futhi uthole inombolo yocingo ngokukhathazeka okuhlobene nesiguli.
Inkampani engasiza ekutholeni igama nenombolo yenkampani yezokwelapha i-Needymeds.org. Bagcina imininingwane yezinkampani ezihlukaniswe izidakamizwa abazikhiqizayo. Ungacinga lolu hlu bese uthole ikheli, inombolo yocingo, iwebhusayithi, nolunye ulwazi mayelana nezinhlelo zosizo lwezidakamizwa.
Ungesabi Ukucela Usizo
Ngokuvamile lezi zinhlelo zokusiza izidakamizwa zisebenza ngokubambisana kwesiguli, udokotela, kanye nenkampani yezidakamizwa. Udokotela wakho angadinga ukubiza inkampani yezokwelapha bese ugcwalisa eyodwa noma ngaphezulu amafomu. Futhi, ungesabi ukucela lolu sizo. Ithimba lakho lokunakekelwa kwezempilo likhona ukukusiza ukuthi uthole ukunakekelwa okudingayo, futhi bangathanda ukugcwalisa amafomu kunokuba uhambe ngaphandle kwezidakamizwa ezidingekayo ukuze uphathe isimo sakho.
Enye indlela ukufaka isicelo se-Medicaid. I-Medicaid ichazwa ngokuthi "inhlangano yomshuwalense wezempilo wase-Federal-State ohlanganyelwe ngokuhlanganyela kubantu abathile abahola kancane nabaswele." Imigomo yokwamukelwa ohlelweni lweMedicaid ayisekelwe emalini engenayo kuphela futhi ihlukahluka ngombuso. Uzofuna ukuxhumana ne-ejensi esifundazweni sakho ukukusiza ukuthi unqume ukuthi ufanelekile yini nokuthi uma ngabe imishanguzo yakho yesiguli izovezwa yini.
Ingabe Umbuso Wakho Unayo Uhlelo Lokusiza Imithi?
Ezinye izifunda zinikeza izinhlelo zabo zokusiza ukumboza izindleko zemithi kadokotela. Lezi ziNhlelo zoMsizakalo zoMnyango wezoMithi ziyatholakala emazweni angaba ngu-30. INkomfa kaZwelonke yamaSishayamthetho kaHulumeni igcina uhlu lolwazi lokuxhumana (kufaka phakathi amawebhusayithi) kulezi zindlela zokusiza.
Buza Pharmacist wakho
Kwezinye izimo, umuthi wezokwelapha angakwazi ukukunika okuncane okusemthethweni ukuba akubambe kuze kube yilapho ungathola umyalelo oqoshiwe odokotela. Lokhu akuyona into yokuthembela kuyo, kodwa akulimazi ukubuza umuthi wakho wezemithi uma lokhu kungakwenza kuwe uma ungena esitsheni. Lokhu, ngokusobala, ngeke kwenzeke izinto ezilawulwayo noma imithi ebiza izindleko, kodwa kungenzeka kube nezidakamizwa ezivamile, ezibiza izindleko.
Amasampuli eDakamizwa
Futhi ekugcineni, kodwa hhayi okungenani, cela udokotela wakho uma unezibonelo zesampula. Abamele imithi bavakashela amahhovisi odokotela njalo.
Bavame ukushiya amasampula emithi yabo, ngezinye izikhathi ngisho nezidakamizwa ezintsha noma ezibiza ngokweqile. Udokotela wakho angase abe nemigomo mayelana nokuthi ubani ongathola lezi zidakamizwa nokuthi nini.
Ngokusobala, ukusebenzisa amasampula ehhovisi odokotela akusimeme isikhathi eside, kepha amasampula ambalwa angakwazi ukukubamba kuze kube yilapho ikhambi langempela litholakala.