Ukuhlolwa Kwezempilo Okuvikelayo Kuyatholakala Ngaphansi kwe-ACA

Njengengxenye ye- Care Affordable Act (ukulungiswa kwempilo kwezempilo), ububanzi obuhlukahlukene bokuhlolwa kwezempilo nokuvimbela izinsizakalo zitholakala ngaphandle kwezindleko ezingaphandle kwezeMelika ezinomshuwalense, noma iMedarela uma nje izinsizakalo zinikezwa ngabahlinzeki be-inthanethi . Kuhlanganiswe izinsiza eziningi ezahlukene zamadoda, abesifazane nezingane, kusukela ekugonyeni kuya kumammograms kwabesifazane emva kweminyaka yobudala 40 kuya autism ukuhlolwa.

(Sicela uqaphele ukuthi nakuba lezi zibuko zizwakala sengathi zikhululekile, kungenzeka ukuthi azikho. Bheka inothi ngezansi.)

Nazi izinhlu ezingezansi zezinhlobo zamasevisi nezivivinyo ezitholakala kuloluhlelo.

Ukuhlolwa kwezempilo okuvimbela bonke abantu abadala

Ukuhlolwa Kwezempilo Okuvimbela Abesifazane

Abesifazane nabesifazane abakhulelwe bangazuza ku:

Ukuhlolwa kwezempilo okuvimbela izingane kubandakanya

Mayelana Nokuqapha Kwezinkinga

Uma le ngxenye yoMthetho Wokunakekelwa Okungenakuthengiswa kuqala ihlanganisa ukulawulwa kokubeletha / ukukhulelwa kwesosigaba esingabizi, abanye abaqashi benkolo banqabe. Ngemuva kokulalelwa kwe-Congressional, isinqumo sashintshiwe. Abaqashi abathile benkolo ngeke besadingeka ukuba babhale phansi izindleko zomshuwalense ukuze banikeze izindlela zokulawula ukubeletha kwabesifazane.

Amanothi engeziwe mayelana nokukhokha

Akukho izindleko ezingaphandle kwe-pocket okusho ukuthi akukho mali ekhokhelwayo futhi akukho mshwalense wokubambisana. Akusho ukuthi amaphrimiyamu akho ngeke akhuphuke.

Futhi, khumbula ukuthi njengoba ngeke ususe noma yini ephuma ephaketheni lakho, ngeke kuthinte i-deductible yakho.

Kungase kube nezindleko ezivela kulezi zivivinyo nokuhlolwa. Ungabona udokotela wakho futhi ube neyodwa noma ngaphezulu yalezi zibuko ezenziwe, kodwa noma yiziphi izidingo ezengeziwe noma amasevisi avela kulezi zibuko ngeke "zibe mahhala." Isibonelo, ungaya kudokotela wakho ukuze uhlole lokho okuhlanganiswe nalolu hlu, kodwa kufanele inkinga itholwe futhi uthunyelwe olunye uhlolo, lokho kuhlolwa ngeke kuhlanganiswe ngalolu hlelo. Kungase kuhlanganiswe ngenye indlela ngumkhokhi wakho kodwa hhayi ngaloluhlelo.

Okokugcina, uma ukhokhiswa nganoma iyiphi yalezi zinsizakalo , futhi uyazi ukuthi zanikezwe ngumhlinzeki we-in-network (udokotela, umhlengikazi, isikhungo sokuhlolwa esivunyelwe noma esinye), bese uxhumane nomnyango wokukhokha umhlinzeki bese ucela ukuthi izinkokhelo zisuswe .