Abamukeli bemali yokukhubazeka yokuphepha kwabasebenzi
Umsebenzi wokukhubazeka uvumela abantu abamukelayo Izinzuzo zokukhubazeka kwezenhlalakahle zokuthola imali eyengeziwe ngenkathi kugcina izinga lazo lamanje lamanje. Izisebenzi ezikhubazekile zinezinketho ezintathu zomsebenzi ngenkathi zithola izinkokhelo zokukhubazeka: umsebenzi kumqashi ovunyelwe ngeThikithi LokuPhatha KwezokuThuthukiswa Komphakathi kuya emsebenzini noma iThikithi kuya emsebenzini Wasekhaya, uthole umsebenzi uqobo, noma uziqashile.
Inani lemali abavunyelwe ukuyenza ngenkathi bethola izinzuzo zokukhubazeka kwezenhlalakahle kuxhomeke ukuthi basebenzela ibhizinisi noma bazisebenzele ngokwabo, nombuso abahlala kuwo.
Ukusebenzela Umqashi
Abantu abakhubazekile banezinketho eziningi zomsebenzi wesikhathi sesikhathi ngenkathi bethola Imali Yokukhubazeka Yokuphepha Komphakathi. Iningi labantu lingasebenza isikhathi esithile futhi lihlale ngaphakathi kwemikhombandlela engenayo ebekwe yizwe labo. Nakuba abantu abaningi abakhubazekile basebenzisa iThikithi Yomsebenzi noma Ithikithi Ekusebenzeni Ekhaya, bangase bathole umsebenzi wabo. Uma umuntu ekhetha ukufuna umsebenzi wakhe, kufanele aqonde imihlahlandlela engenayo ngaphambi kokwamukela umsebenzi. Le mihlahlandlela yokuthola imali iyatholakala kwihhovisi lezokuPhatha kwezokuThuthukiswa koMphakathi, noma kwiwebhusayithi yeSSA.
Abasebenzi abakhubazekile abaziqashile
Izinketho zokuqashwa kwabantu abakhubazekile zihlukahlukene njengoba ukukhubazeka laba basebenzi bebhekana nazo.
Umuntu oziqashile angakha umsebenzi ohambisana nezidingo zabo futhi abanikeze ukuguquguquka ngokuvamile akatholakali kwimvelo yomsebenzi wendabuko. Isibonelo, bangathatha amakhefu njalo uma kudingeka, basebenze ezindlini zabo zokulala uma bezwa kahle, futhi bagweme izindleko kanye nobunzima bokuthola ukuthutha ukuya nasemisebenzini yendabuko.
Ukuphathwa kwezokuThuthukiswa koMphakathi kunemithetho ehlukene ngokuphathelene nokuqashwa, ngokuphambene nokusebenza ibhizinisi. Imikhombandlela yokuthola imali ingaphansi kakhulu kunelabo abasebenza ibhizinisi.
Ukucabangela Umsebenzi Wesikhathi Esigcwele
Abanye abantu bangathola ukuthi ukuhlala kwabo lapho bebenza umqashi bavumela ukuba basebenze kahle isikhathi esigcwele. Uma isisebenzi sithola Imali Yokukhubazeka Kwezenhlalakahle futhi isebenza ngokugcwele, kudingeka ibike amaholo abo kwihhovisi le-SSA lendawo. Abantu abenza okungaphezu kwemikhombandlela engenayo yombuso wabo bangagcina befuna ukubuyisela izinzuzo abazitholile ngenkathi bedlula iziqondiso zombuso.
Uma ufuna ukusebenza isikhathi esigcwele futhi uthola Imali Yokukhubazeka Yokuvikeleka Komphakathi, khuluma nehhovisi le-SSA langakini. Bangakwazi ukukuchazela okukhethwa kukho bese bekwazisa ngemikhombandlela yenzuzo yakho yombuso. Ngaphezu kwalokho, bangaphendula noma yimiphi imibuzo ehlobene nomsebenzi ongase ube nayo.
Ukunikeza Imali Yokukhubazeka Yokuvikeleka Komphakathi
Kungokwemvelo ukufuna ukugcina Inzuzo Yokukhubazeka Kwezenhlalakahle uma ukhubazekile unomphela ngoba inikeza inetha lokuphepha, kodwa kwabanye, imikhombandlela yokuthola imali inzima kakhulu. Abanye abantu bavele basebenze okungaphezulu ukuze bakhokhe izindleko zabo, futhi bangase badinge ekugcineni banqume ukuthi kufanele banikeze izinzuzo zabo ze- SSDI .
Uma unquma ukuthi ufuna ukwenza imali engaphezulu kunemikhombandlela yakho yokuthola imali, uvumeleke ukuthi ungaphinda usebenzise izinzuzo esikhathini esizayo, uma ungasakwazi ukusebenza futhi. Imikhombandlela ye-SSA yamanje ithi uma ushiya umsebenzi wakho wesikhathi esigcwele kungakapheli iminyaka emihlanu futhi ufisa ukuthola izinzuzo zakho, ungenza ngaphandle kokusebenzisa kabusha.
Ngaphezu kwalokho, uma ufuna "ukuzama" umsebenzi ngemuva kokuthi ukhubazekile, ungenza kanjalo izinyanga ezingu-18 ngaphambi kokunquma ukuthi uthanda ukuqhubeka yini. Ngokuya ngemali oyikhokhela emsebenzini, ungakwazi ukugcina izinga lakho lokuhlomula ngesikhathi usebenza ezinyangeni ezingu-18 zokuqala emsebenzini omusha.
Abamukeli beMedare bangase baqhubeke bethola le nzuzo uma nje bekhokha i-premium yenyanga, noma ngabe bayeka ukuthola Imali Yokukhubazeka Yokuphepha Kwezenhlalakahle. Lokhu kusiza abantu abaningi abakhubazekile, abangenakukwazi ukuthola enye umshuwalense ngenxa yemibandela ekhona ngaphambili, balondoloze izinga labo lamanje lokunakekelwa kwezokwelapha.