17 Izinsiza Wonke Umuntu Onomdlavuza Kufanele Akwazi
I-Cancer ingabamba imithwalo yemithwalo esindayo yezomnotho kubantu abaphila nalesi sifo. Kunzima ngokwanele kulabo abanezempilo, kodwa kuthiwani ngalabo abanomshwalense omncane noma ongenawo?
Kulaba bantu ngabanye, kunezinhlelo eziningi zokusiza ngezezimali ezingasiza ukumboza izindleko zokunakekelwa kwezempilo ngezinsiza ezivela ezinhlelweni zikahulumeni ezixhaswe kumasevisi asekelwe emphakathini.
Abantu abanomdlavuza akufanele neze bangabaze ukuxoxa nodokotela wabo ngokukhathazeka kwabo ngokwezezimali, abangakwazi ukuwadlulisela kubasebenzi bezenhlalakahle noma umxhumanisi wokunakekela abakwazi ukuwaxhumanisa nosizo lwezezimali abadinga.
Lokho akusho ukuthi akufanele uqale ukuzifinyelela ngokwakho. Ngenhlanhla, kunezinhlobo ezikhulayo zama-ejensi angakusiza ekutholeni izindlela zokufinyelela nokukhokha ukunakekelwa okudingayo.
Izinhlangano ezingekho ngaphansi kukahulumeni
Izinhlangano ezingezona zikahulumeni ezilandelayo zivame izindawo ezinhle zokuqala ekusesheni kwakho usizo lwezezimali, iningi lazo linikeza izincwadi zesiNgisi / iSpanishi kanye nendiza yokusiza ngezilimi ezimbili:
- I-American Cancer Society (ACS) iyinkampani kazwelonke esekelwe eWashington, DC engakunikela ehhovisi le-ACS lendawo endaweni yakini. I-ACS inikeza izinhlelo ezisiza abantu, imindeni nabangane ukuba babhekane nezinqumo zokwelapha nezinselele ezingokomzwelo ababhekana nazo. I-helpline yamahora angu-24 isebenza ngo-800-227-2345 (800-ACS-2345) ngengxoxo inthanethi etholakalayo ekhasini lokuqala lasekhaya.
- I-CancerCare iyinhlangano kazwelonke, engeyona inzuzo ehlinzeka ngokusekelwa mahhala, ulwazi, nokusiza kwezezimali kubantu abanomdlavuza nabathandekayo babo. Izinsizakalo zinikezwa abasebenzi be-oncology bezenhlalakahle ngocingo, ngomuntu siqu, nakwebhusayithi ye-organization. Ukufinyelela kwe-CancerCare kufinyelela nakwabasebenzi bezempilo, ukuhlinzeka ngemithombo yezemfundo abayidingayo. Ifoni 800-813-4673 (1-800-813-HOPE) noma i-imeyili info@cancercare.org.
- Uhlelo lwe-AVONCares lwabesifazane ababhekene neCancer yiluhlelo olulawulwa yiCancerLokhu okuhlinzeka usizo lwezezimali kubesifazane abangenayo imali engenayo, abangagunyaziwe, nabangenakuqhathaniswa kuwo wonke amasevisi asekela e-US ahlanganisa ukuthutha, ukunakekelwa kwengane nokunakekelwa ekhaya ukuthuthukisa izimpilo zalabo abaphathwa ukwelashwa kwebele umdlavuza noma umdlavuza wesibeletho . Ifoni 800-813-4673 (800-813-HOPE) noma i-imeyili info@cancercare.org.
- I-Candlelighters Childhood Cancer Foundation (CCCF) yinhlangano engeyona inzuzo ehlinzeka ngolwazi, ukusekela kontanga, nokukhuthaza ngokushicilela kanye nenethiwekhi yamacembu okusekela wendawo. I-CCCF igcina uhlu lwezinhlangano lapho imindeni efanelekayo ingafaka isicelo sosizo lwezezimali. Ifoni 800-366-2223 (800-366-CCCF).
- I-Leukemia neLymphoma Society (LLS) inikeza ulwazi nolwazi lwezezimali kubantu abane-leukemia, i-non-Hodgkin's lymphoma, i-Hodgkin's lymphoma, noma i- myeloma eminingi . Abafakizicelo bangase bacele incwajana echaza uhlelo lwe-LLS Aid Aid, kanye nenombolo yehhovisi labo LLS lendawo. Ifoni 800-955-4572.
- Isiguli se-Advocate Foundation (PAF) inikeza imfundo, ukwelulekwa kwezomthetho, nokudluliselwa kubantu abanomdlavuza mayelana nomshuwalense, izindaba zezimali, ukubandlululwa komsebenzi, kanye nenkinga yesikweletu. Uhlelo lwe-Assistance Assistance Programme luyisibonelelo se-PAF futhi lunikeza usizo lwezezimali ezigulini ezihlangabezana nezidingo zokufaneleka. Funda kabanzi ngokubiza u-866-512-3861.
- Izinhlelo Zokusiza Iziguli (PAPs) zihlinzekwa ngabakhiqizi abaningi abahola imithi ukusiza ukukhokhela imithi noma izindleko ze-copay. Ngenkathi izidingo zokufaneleka zihluka, ifomu elilodwa lokufaka isicelo elihlanganisiwe livumela ukubhaliswa okulula nezinkampani eziningi zemithi.
- Umgwaqo Wokubuyisela kuyisevisi enikezwa i-American Cancer Society evumela abasebenzisi be-intanethi ukuthi bafune futhi baxhumane nezinsizakalo zokuthutha zendawo zendawo mahhala noma ezincane zisebenzisa i-zip code noma ulwazi lomuzi / wesifunda.
AmaHhovisi wezeMpilo e-Federal and State
Ngaphezu kwezinhlelo ezingenzi inzuzo, kuneziteshi zikahulumeni ezinganikeza usizo oluqondile kubantu abanomdlavuza:
- I-Medicaid iyisimiso sezempilo se-federal-state esivumelanisiwe ngokuhlanganyela kubantu abadinga usizo lwemali ezindleko zezokwelapha. Okungenani, amazwe kumele anikele ngezinsizakalo zokunakekelwa kwekhaya kubantu abathola usizo lokuthola imali njenge-Social Security Income noma Usizo lweMindeni enezingane ezixhomekile. Ukuhlinzekwa kwezidakamizwa kuhlanganisa ukunakekelwa kwesikhashana, izinsizakalo zokunakekela ekhaya, kanye nempahla / imishini yokwelashwa. Ukwaziswa mayelana nokukhishwa kuyatholakala emahhovisini enhlalakahle kahulumeni wendawo, iminyango yezempilo yombuso, izinhlaka zezinsizakalo zomphakathi, noma ihhovisi likaMedical Medicaid.
- I-Medicare wuhlelo lomshuwalense wezempilo olusemthethweni lwe-American iminyaka engama-65 noma ngaphezulu, kanye nabantu abakhubazekile abangaphansi kweminyaka engama-65 kanye nabantu abanokuhluleka kwesibindi unomphela. I-Medicare inganikeza ukubuyisela kweminye imisebenzi yokunakekela ekhaya noma ukuhlinzekwa kwezinsizakalo zokubeletha kulabo abamukelwe ohlelweni oluqinisekisiwe lweMedare. Ukuze uthole ulwazi mayelana nokufaneleka noma incazelo yokufakaza, shayela u-800-622-4227 (800-MEDICARE) noma 877-486-2048 kubasebenzisi be-TTY.
- UkuPhathwa KwezokuThuthukiswa Komphakathi yi-ejensi kahulumeni ephethe i-Social Security ne-Supplemental Security Income (SSI). Ukuvikeleka kwezenhlalakahle kunika imali engenayo yenyanga kubantu abadala asebekhulile nabakhubazekile, kuyilapho i-SSI ihlanganisa lezo zinkokhelo kulabo abahlangabezana nezidingo zokuthola imali. Ulwazi mayelana nokufaneleka, izinzuzo, kanye nezidingo zohlelo lokusebenza ziyatholakala ngokubiza ngo-800-772-1213 (TTY 800-325-0778).
- Uhlelo lwe-Assurance Health yezingane (CHIP) lubambisene nesifundazwe esinikeza inzuzo yomshuwalense wezempilo engabizi noma yamahhala ezinganeni ezingaqinisekisiwe emindenini engenayo engenayo. Ukuze uthumele umqondisi wakho we-CHIP wombuso, shayela usizo lwazo lukazwelonke ku-877-543-7669 (877-KIDS-NOW) ngolwazi mayelana nokufaneleka nezidingo zohlelo lokusebenza.
- Ukuphathwa Kwezilwane (VA) inikeza izinzuzo zezokwelapha kulabo bezilwane ezifanelekayo nabancike kubo, okungabandakanya ukwelashwa komdlavuza ku-VA Medical Centre. Ukwelashwa kwezimo ezixhunyiwe zenkonzo kunikezwa, kanti ukwelashwa kwazo zonke ezinye izimo kungatholakala ngokususelwa kwisidingo sezimali somdala. Ifoni 877-222-8387 (877-222-VETS).
- I-Hill-Burton wuhlelo lapho izibhedlela ezithola izimali zokwakha ezivela kuhulumeni wesifundazwe zidingwa ngumthetho ukuhlinzeka ngezinsizakalo ezithile kubantu abangakwazi ukukhokhela izibhedlela zabo. Ulwazi mayelana nezindawo ezihlanganisa lolu hlelo luyatholakala ngokubiza ngo-800-638-0742.
Ezinye Izinsiza Zokusiza Ngezezimali
- Izinhlangano zenkonzo yomphakathi njengeSalvation Army, Lutheran Social Services, i-Social Social Services, amaCatholic Charities kanye neLions Club zinganikeza usizo lwezezimali. Lezi zinhlangano zingatholakala kuhla lwemibhalo yefoni yangakini.
- Ukuxhaswa kwemali yomphakathi kanye nokuxoshwa kwamanye amazwe yizinye izindlela okufanele zicatshangelwe. Abantu abaningi bathola ukuthi abangani, umndeni, kanye nokuxhumana nabantu abaningi bazimisele kakhulu ukufaka imali uma bebona isimo esinzima. Amawebhusayithi e-fundraising e-inthanethi afana ne-GoFundMe avame ukusetshenziswa kulezi zinhlelo zemikhankaso, okuvumela imindeni ukuba ithinte ukwesekwa okubanzi ngokusebenzisa iziteshi zokuxhumana zenhlalo.
- Ukuncishiswa kwentela yokukhokha kukuvumela ukuba udonsise izindleko zakho eziningi zezokwelapha kusukela ngenzuzo yangonyaka ngaphambi kwentela. Izibonelo zezindleko ezikhokhwayo zentela zingabandakanya izindleko zokuhamba ngezinyathelo zokuhamba, kusukela ekuqeshweni kwezokwelapha, izindleko ezingaphandle kwamapokheji ukwelashwa, izindleko zemithi / imishini yemithi, kanye nezindleko zokudla ngesikhathi sokuhlala isikhathi eside sempilo. Ihhovisi lakho langaphakathi le-Internal Revenue Service (IRS) lingakusiza ukuthi unqume ukuthi yiziphi izindleko ezidonswa.