Abantu abaningi abathandi ukucabanga ngokufa kwabo. Ukuhlela umngcwabo wakho kusho ukuvuma ukuthi uzokufa ngolunye usuku. Kusho ukuthatha lokho okufunayo ngenani elifanele ngenkathi uzinika wena nokuthula kwengqondo komuntu othandekayo wakho. Uma ucabangele ukuhlela umngcwabo wakho, zikhona izizathu ezinhlanu zokuyeka ukuziqeda futhi uqale ukuhlela:
Isizathu # 1: Thola Okufunayo
Uma uhlela umngcwabo wakho siqu, uqinisekisa ukuthi uthola konke okufunayo futhi akukho okungawutholi. Ungakwazi ukunquma ukuthi yini ofuna ukuyenza ngezinsalela zakho, kungakhathaliseki ukuthi kungcwatshwa, ukushiswa noma ukunikezwa isayensi. Uma ukhetha ukungcwatshwa, ungakhetha isakhiwo sakho sokungcwaba, i-mausoleum (engaphezulu kwethuneni lomhlabathi) kanye nekhekhethi. Uma ngabe uthanda ukucwiliswa, ungakhetha ukuthi ubeke umlotha wakho ku-columbarium, okuyi-mausoleum ezinikezele kule njongo noma isakazwe ngokuvumelana nemithetho kahulumeni.
Ungakhetha futhi uhlobo lwenkonzo yesikhumbuzo oyifunayo ngokucela ukuthi abathandekayo bakho baphonse iphathi ukugubha impilo ephilayo, ngaphandle komzimba wakho, noma banquma ukuba nenkonzo yomngcwabo yendabuko ngokubuka ibhokisi lakho - noma yini Iphakathi. Ukuhlela insizakalo yakho kuzoqinisekisa ukuhlonishwa kwabavakashi futhi bakhumbule ngendlela ongathanda ngayo.
Isizathu # 2: Gcina Imali
Imingcwabo eminingi ihlelwe ngemuva kokuba umuntu esefile kakade. Yenziwe ngamalungu omndeni akhathazeka ukulahlekelwa ngumuntu omthandayo. Isiqunto sokuthi ukhokhe u-R $ 1,200 for a quaint, ibhokisi elipholile noma $ 8,000 for the platinum, i-cask-line encane ngegolide golden trim ezenziwa enhliziyweni, hhayi ikhanda.
Ukwenza izinqumo kusengaphambili kunganciphisa inani lemali "engokomzwelo" esetshenzisiwe.
Ngokuhlela phambili, ungabuye uqinisekise ukuthi abathandekayo bakho bayazi noma yiziphi izinzuzo zokufa ezikhona. Ukuvikeleka kwezenhlalakahle kubhadela imali yesikhathi esisodwa, kanti i-Veterans Administration inezinzuzo kubalandeli bezilwane. Umshuwalense wakho wangasese, inyunyana noma isonto lingase libe nezinzuzo ozifanele. Ukuhlela kusengaphambili kusho ukuthi ungaba nalo lonke lolu lwazi kubathandekayo bakho.
Isizathu # 3: Khokha kusengaphambili
Ngenkathi kungavunyelwe ukukhokhela izinsizakalo zakho zomngcwabo kusengaphambili, kungase kube yinto ofuna ukuyihlola uma uzama "ukuchitha phansi" amafa akho ukuze ufanelekele i-Medicaid. Lokhu kuzokwenziwa kuphela uma uhlela ukuhlala lapho ukhona futhi uzizwe uqiniseka ukuthi inkampani oyikhethayo izohlala ebhizinisini okwesikhashana.
Indlela engcono kakhulu kubantu abaningi ukubeka eceleni imali yokukhokha umngcwabo wakho kumuntu wesithathu we- trust fund. Ngale ndlela imali yakho izoqhubeka nokwandisa inzalo kuze kudingeke. Konke okuzodingeka ukwenze umise umuntu ophethe i-akhawunti futhi uqiniseke ukuthi bayakwazi ukuyifinyelela kanjani lapho kufika isikhathi.
Isizathu # 4: Nciphisa Umthwalo Kulabo Obathandekayo
Ukulahlekelwa umuntu omthandayo kuyisikhathi somzwelo futhi esinzima kakhulu.
Ukunciphisa ukwenza amalungiselelo omngcwabo futhi uthole imali yokuyikhokhela akuzona izindlela ezinhle zokuchitha izinsuku ezimbalwa zokuqala zokulila. Ngokuhlela umngcwabo kusengaphambili, unikele abathandekayo bakho isipho. Ubavumela ukuba bagxile ekuhluphekeni kwabo futhi bagubhe impilo yakho ngaphandle kokukhathazeka ngalokho okufanele ukwenze ngokulandelayo.
Isizathu # 5: Ukuthula Kwengqondo
Okokugcina, ukuhlela umngcwabo wakho kukunika ukuthula kwengqondo. Uzokwazi ukuthi, uma kufika isikhathi, izinto zizokwenziwa ngendlela yakho ngemali yakho. Uzobe uthathe umthwalo wabathandekayo bakho futhi wenze izinqumo zakho. Ngeke ngiphakamise ukuthi uzobe usulungele ukubhekana nokufa uma sekuyisikhathi sakho, kodwa uzothola into eyodwa encane ukuthi ukhathazeke ngokuthi wenza nini.