Okufanele Ukwazi Ngokuphathwa Kwezifo

Ukulawulwa kwezifo kuyindlela yokunakekelwa kwezempilo okufundisa iziguli ukuthi ungayiphatha kanjani isifo esingelapheki. Iziguli zifunda ukuthatha imithwalo yemfanelo yokuqonda indlela yokuzinakekela ngayo. Bafunda ukugwema izinkinga ezingase zibe khona kanye nokukhungatheka, noma ukuwohloka, kwenkinga yabo yezempilo.

Umqondo wokufundisa iziguli izifo zezifo wanda kusukela esifiso sokuthuthukisa izinga lokunakekelwa kwesiguli. Ngo-2005, izinkampani zomshuwalense wezempilo zagxila ekuphatheni izifo ngomzamo wokulawula izindleko zezempilo . Le mbono yukuthi uma iziguli zifunde ukunakekelwa kangcono kwezinkinga zabo zezempilo, zingasindisa imali yenkampani yomshuwalense.

I-Health Policy Institute yaseGeorgetown University inqume ukuthi ama-44% aseMelika ahlala ekhaya anezimo ezingapheli futhi alandisa ngamaphesenti angu-78 emisebenzi yokunakekelwa kwezempilo e-United States. Ukulawulwa kangcono kwezifo ezingapheli kungadala izindleko zezempilo.

Izingxenye Zokuphathwa Kwezifo

I-Association Management Association of America iveza lezi zakhi:

Izimo ezibhekiswe ukuphathwa kwezifo

Lezi zimo zivame ukuthi zifakwe ohlelweni lokuphathwa kwezifo:

Ukuphumelela Ukuphathwa Kwezifo

Ekupheleni kuka-2007, imibiko yokuqala yokulawulwa kwezindleko ngokulawulwa kwezifo yabonisa ukuthi izindleko azilawulwa. Lokhu ukwehluleka ukufeza umgomo oyinhloko wokufaka lezi zinhlelo kwakwethusa. Kodwa kwaba nemiphumela emihle yokwaneliseka kwesiguli kanye nokuthuthukiswa kwekhwalithi yabo yokuphila nezinhlelo zokuphathwa kwezifo.

Uhlelo lwe-Medicare Health Support lugxile kubantu abanesifo sikashukela noma ukuhluleka kwenhliziyo. Umbiko oqhathanisa iziguli ezingu-163,107 ezineqembu elilawulayo zathola ukuthi izinhlelo zokulawulwa kwezifo azizange zinciphise ukuvakashelwa esibhedlela noma ukuvakashelwa kwamagumbi okuphuthumayo. Kwakungekho ukugcinwa kwemali kulezi ziguli.

Kodwa-ke, ukuhlolwa okungahleliwe kokuphathwa kwezifo ze-chronic obstructive pulmary disease okwenziwa yi-Veterans Administration wathola ukwehla kwamakamelo okuphuthumayo nokuvakasha kanye nokulondoloza izindleko.

Ukubuyekezwa okuhlelekile kwezinhlelo zokulawulwa kwezifo akubonisanga imali yokugcina izindleko noma imiphumela yezempilo yesiguli esithuthukisiwe. Lokhu kungabonisa isidingo sokuthuthukisa izinhlelo zokulawulwa kwezifo ukuze ziphumelele kakhulu kokubili imigomo.

> Imithombo:

> Dewan NA, et al. (2011). "Ukuhlolwa Kwezomnotho Uhlelo Lokulawulwa Kwezifo Ngezifo Eziphuthumayo Zokuvimbela Izifo". COPD 8 (3): 153-9. doi: 10.3109 / 15412555.2011.56012

> Mattke, S; Seid, M; Ma, S (Dec 2007). "Ubufakazi Bokuthi Ukuphathwa Kwezifo: Ingabe i-$ 1 Billion Yonyaka Imali Engenayo Yezokutshalwa Kwezimali?" (PDF). Umagazini waseMelika Wokunakekelwa Okuphethwe 13 (12): 670-6.

> McCall N, uCromwell J (2011). "Imiphumela ye-Medicare Health Support Programme-Management Pilot Program". N Engl J Med 365 (18): 1704-12. i-doi: 10.1056 / NEJMsa1011785