Uma iziguli zikhishwa Ngaphambi Kokuqala, Isibhedlela Kungase Silahle Imali
Namuhla usuku lokuhlinzwa okuhleliwe. Ufika esibhedlela ngehora elimisiwe, unakekele konke ukucubungula kanye nemaphepha, ulungiselele ekamelweni lakho, unamasondo ekuhlinzekeni kwakho, ufike emahoreni ambalwa kamuva, kanti umhlengikazi uthi, "uma nje unayo ukuhamba kwesisu, sikuthumela ekhaya. "
Ungacabangi ukuthi manje unembobo eminingi emiswe ngesisu sakho (phansi phansi umlenze wakho, ngaphesheya kwehlombe lakho, noma?) Izinga lakho lobuhlungu liphahleni, futhi uzizwa sengathi uhlaselwe iloli elincane.
Ngeke ucabange ukuthi bangazicabangela ukuthi bafuna ukukuthumelela ekhaya ngokushesha.
Kunezizathu ezimbalwa esibhedlela singase sikufune ukuthi ushiye ngemuva nje kokuhlinzwa kwakho. Zifana nezizathu ezifuna ukukhipha iziguli ngokushesha kungakhathaliseki ukuthi zamukelwe yini. Okungukuthi, ngesinye isikhathi abakwazi ukukwazi ukwenza imali eyaneleyo ukuze bazuze isikhathi sabo ukuze bakugcine khona.
Nazi ezinye zezizathu abafuna ukukuxosha ngokushesha kunokuba kamuva:
- Umshuwalense noMedare banezinkombandlela zokuthi izivakashi ezizimisele ukukhokhela izifo eziningi eziphathelene nokuxilongwa kanye nokwelapha (ezibizwa nge- ICDs ) zingase zivunyelwe. Uma usuqedile leso sikhathi sokugcina, isibhedlela asisakwazi ukukhokhwa ngokuhlala kwakho ngaphandle kokuthi enye inkinga inqunywe ukuthi ingayikhokhisa ini futhi ibuyiswe.
- Uma ungumguli weMedare futhi kukhona engozini yokuthola isifo, kungakhathaliseki ukuthi kuvela ekuhlinzekeni, noma ngenxa yokuthi uye wavimbela igciwane lesandulela ngculaza, isibhedlela sifuna ukuba ushiye ngaphambi kokuba leyo nsuko iqale ukukhombisa. Lokhu kungenxa yokuthi uma uthola isimo esivinjelwe ngenkathi esesibhedlela (okuthiwa awukho umcimbi, noma umcimbi obikayo ), futhi yiyona iphutha lesibhedlela owawutholile, ngakho-ke iMedare ngeke ibuyisele esibhedlela ukunakekelwa okumele ikunikeze ngesikhathi ukuhlala kwakho okude. Ngakho-ke, ngokusobala, ngokushesha uma ukhululiwe, amathuba amancane noma yikuphi ukutheleleka kuzovela, noma imicimbi evimbelayo ingenzeka ngenkathi usekhona.
Isizathu sesibili sibonisa umthetho wemiphumela engalindelekile noma umthetho weNewton's Healthcare Motion. Ngesikhathi izibhedlela zixwayiswa ngo-2010 ukuthi zizoqala ukulahlekelwa ukubuyiswa uma iziguli zabo zithola amaphutha akwazi ukugwema, baqala ukukhipha iziguli ngaphambi kwesikhathi kuneziguli eziningi ezazikulungele.
Nakhu okwenzekile ngokulandelayo: iziguli zizofika ekhaya, noma zizokhishwa ekhaya lokuhlengikaza noma ezikhungweni zokuhlala kabusha, kuphela ukuthola izinkinga ezinkulu ngokukwazi ukuphulukisa, kuhlanganise nokutholakala ukuthi bane-HIV, noma abazange babe neziqondiso ezifanele , noma kuphi-ne-konke, ukuphatha ukubuyiswa kwabo. Ngakho babebuyela esibhedlela ukuze bahanjiswe, lapho kwenzeka khona isibhedlela singase siqale ukwenza imali kubo ngoba inkinga abavunyelwe ukungakaze iboniswe kuze kube yilapho sebephuma esibhedlela okokuqala. Ukubuyela esibhedlela kwakungcono ezigulini, futhi njengoba kungenzeka ukuthi kubuyiselwe imali, kwakungcono nesibhedlela. (Ungalokothi ukhumbule ukucindezeleka okungeziwe futhi wehlisa ukuphulukiswa okubangelwa ukuhambisa isiguli kusuka lapha kuya lapha futhi emuva futhi njengoba ekhishwa okokuqala.)
Akuzange kuthathe isikhathi eside ku-Medicare ukuthola ukuthi izibhedlela zenzani, nokuthi bekubiza kangakanani uhlelo. Ngakho njengengxenye ye-Care Affordable Act Act (ObamaCare, ebizwa nangokuthi i-ACA), nokho omunye umthetho omusha wawufakiwe. Okusho ukuthi uma isibhedlela sifunda isiguli seMedareya zingakapheli izinsuku ezingama-30 ngemuva kokukhishwa, sizohlawuliswa ngokubuyisela okuphansi. Ngonyaka wezi-2012, izibhedlela ezingaphezu kuka-2 000 zagwetshwa.
Yini Okumele Yilindelwe Ezimweni Zokutholwa Kwezibhedlela ze-ACA
Uma ungene esibhedlela, ungabona izinguquko eziningana, okunye okuhle futhi okunye okunenkinga.
Okokuqala, njengalapho uzoqala ukubona izinga eliphakeme lokuxhumana okusebenzayo okuvela kubasebenzi basebhedlela ngoba bayazi ukuthi uzobahlulela ngokwengqondo ngokuhlola okwaneliseka kwesiguli, uzoqala futhi ukuhlela ukukhishwa okuphumelelayo. Cishe uzonikezwa izinto eziningi zokufunda, ungase ubuzwe ukuthi ubuke amavidiyo mayelana nokuthi ungazinakekela kanjani ngemva kokukhishwa, futhi ungase uthole ucingo uma usuhlala ekhaya (noma esikhungweni sokubuyiselwa kabusha) ukuhlola wena.
Lezi yiyo yonke imizamo yokusebenza kwamakhasimende okuhle futhi nakanjani inzuzo kuwe.
Kodwa-ke, singase futhi siqale ukubona eminye imiphumela engalindelekile isebenze indlela yabo ngaphesheya kwesistimu. Maphakathi no-2012, indlela entsha (futhi engacatshangwa kalula) ingatholakali lapho kutholakala ukuthi izibhedlela zingenza imali xaxa uma ziphatha iziguli, ngisho nangesikhathi esithile sezinsuku ezimbalwa noma amasonto, ngaphandle kokuzivuma. Ikakhulukazi, iziguli zeMedare zigcinwa "esimweni esingabheki ukubuka " esichaza ukuthi kuzodingeka ukuthi bakhokhele emaphaketheni abo okunakekelwa.
Umgomo wokulawula ukuthi izibhedlela zibuyiselwa kanjani iziguli ukuqeda ukukhwabanisa nokukhwabanisa , izihluthulelo ezinkulu zokuphumelela kwe-ACA. Ukuqinisekisa ukuthi lezo zimiso azikhohlisi ezinkingeni ezengeziwe ezigulini zizodinga iziguli ezihlakaniphile ukuba ziqhubeke uma zibona izinkinga eziphumela.
Ungakwazi Ukulwa Nokukhipha?
Yebo, ngokuqinisekile uyazi. Uma wena noma othandekayo wakho eqaphela ukuthi kungaba kuhle ukuba uhlale esibhedlela, ungakhansela isinqumo sokukushiya .