Thola i-Autism Treatments Insurance Assured by Health

Amathiphu namasu okuthola ukwelashwa kwe-autism yengane yakho ehlanganiswe nomshuwalense

Ungathola yini umshuwalense wakho wezempilo ukumboza izindleko zokwelashwa kwe- autism ? Amathuba angcono kunalokho ongase ucabange.Lezi ziqondiso ezihamba ngezinyathelo, ezinikezwa uchwepheshe u-Christina Peck CPC, zingenza umehluko omkhulu emalini wakho !

  1. Shayela umhlinzeki wakho womshuwalense wezempilo bese ubuza le mibuzo ebucayi: 1) Ngabe umuntfu ngamunye nomndeni wami abangaphandle kwe-pocket baxoshwa? Yiziphi izimali zami ezingaphandle kwe-pocket ngaphambi kokubuyisela imali engu-100%? 2) Bangaki ukuvakashelwa okhethekile (ie PT , OT , Speech ) ingabe iplanethi yami yomshuwalense ivumela ngonyaka abahlinzeki bezinhlelo ezingaphandle? 3) Ingabe kukhona ukulinganiselwa kokutholakala kwamakhodi? 4) Ingabe uhlelo lwami luba nempilo yengqondo?
  1. Okungcono, uzothola izimpendulo eziqondile neziwusizo emibutheni oyibekayo ku-Step One. Uma ungenjalo, kungase kube yisikhathi sokushintsha abahlinzeki bomshuwalense. NgokukaKristuina Peck, uhlobo oluhle lomshuwalense wezempilo lomzali wengane ene-autism yi-PPO noma i-Preferred Provider Organisation. Uma uhlanganiswa ngaphansi kwe-HMO futhi ungenza ushintsho ngomqashi wakho noma ngokwakho, uPeck ukhuthaza ukuthi wenze njalo.
  2. Thola imininingwane ekusakazweni kwezinqubo ezithile zokwelapha. Iningi lezingane ezine-autism lizodinga ukwelashwa ngokomzimba, emsebenzini nokukhuluma. Kungase futhi badinga ukwelashwa kwengqondo , yokudla, yokuzenzela nokuziphatha (ABA) . Ingabe inkampani yakho yomshuwalense ihlanganisa lezi zindlela zokwelapha? Uma kunjalo, yiziphi izinzuzo ezidonswayo? Ngabe ukwelapha okungakanani kuhlanganiswa ngonyaka?
  3. Thola imininingwane ekuthengisweni kwempahla nemishini. Uma ingane yakho ene-autism idinga idivaysi yokukhuluma engathandwayo noma imishini ethile, izindleko zingase zihlanganiswe.
  1. Yazi amakhodi wakho omshwalense namayunithi. I-Peck iphawula ukuthi zonke izinkampani zomshuwalense zisebenzisa amakhodi afanayo ezihlolweni ezifanayo kanye nemithi yokwelapha - kodwa kunezikhombisi ezahlukene zamadivaysi ahlukene asebenziwe kulezo zindlela zokwelapha. Isibonelo, ikhodi yehora elilodwa lokukhulisa inkulumo lihlukile ikhodi yemizuzu engu-15 nje yokwelapha ngokomzimba. Qinisekisa ukuthi abakwa-thérapeti bakho bayazi ukuthi iyiphi ikhodi efanelekayo enkonzweni yabo, nokuthi mangaki amayunithi okumele akhokhiswe. Isifo sakho somzimba, isibonelo, kungadingeka ukuthi ukhokhise amayunithi ayisishiyagalolunye wezokwelapha ukumboza izindleko zeseshini sehora elilodwa.
  1. Thola ubuciko kumangalo wakho omshuwalense. Izinkampani eziningi zomshuwalense zikhawulela ukwelashwa njengoba zihlobene ne-autism ngayinye, kodwa uPeck ukhombisa ukuthi abazali bacabanga ngaphandle kwebhokisi le-autism uma benza izicelo zabo. Isibonelo, uthi, "Ingane yakho ithola i-Occupational or Physical Therapy ngoba ine-autism? Noma ingenxa yokuthi i-hypertonia (ithoni elincane le-muscle)? Kungani kufanele umuthi wakho asebenzise ikhodi ye-autism esikhundleni sokubhala ikhodi yangempela? "
  2. Hlela amaphepha akho. U-Christina Peck, encwadini yakhe ethi Blessed with Autism, uhlanganisa isethi yamaphepha okusebenzela ongawasebenzisa ukuhlela ulwazi mayelana nezimangalo ozenzile, ukubiza okusalindile, nezikhalazo ongase uzifake.
  3. Uma unomuzwa wokuthi unelungelo lokubambisana nomshuwalense ngokusekelwe kwinqubomgomo yakho, futhi usebenza ezinkingeni ukuthola leyo ncwadi, cabanga ngokuphindaphinda, ulandele isimangalo sakho ngisho nokufaka isikhalazo. Ngokuhlanganiswa kolwazi nokulandela okulandelayo, ungase ukwazi ukugcina imali eningi ngokuhamba kwesikhathi.
  4. Uma usuqonda ngokuqinile lokho umshuwalense wakho wezempilo oyokumboza, cwaninga iminikelo yakho yombuso. Amanye amazwe adinga ukuthi izinkampani zomshuwalense zihlanganisa izimangalo ezihlobene ne-autism; abanye banikela ngezinsizakalo ngokusebenzisa uMnyango WezeMpilo Yengqondo nokuzibuyisela. Ngokuxuba nokufanisa umshuwalense kanye nokuxhaswa ngemali kahulumeni, ungathola ukuthi izinsizakalo eziningi zengane yakho zihlanganisiwe.