Ukusebenzisa Usizo Kahulumeni Ukusiza Ukukhokhela Ukunakekelwa Kwe-Alzheimer

Ngaphandle komshuwalense wangasese, kungase kubonakale sengathi ukukhokhela ukunakekelwa kwe-Alzheimer kuzolimaza isabelomali somndeni. Kusukela ku-Medicare kuya emholweni wokukhubazeka, noma kunjalo, kunezinketho kulabo abangenawo umshuwalense. Nakuba losizo lungeke luqede ngokuphelele umthwalo wezezimali ohlotshaniswa nokuxilongwa kwe-Alzheimer's , lezi zinhlelo zikahulumeni nezombuso zinganikeza usizo ekuhambeni endleleni.

I-Medicaid

I-medicaid uhlelo oluxhasiwe ngamazwe olwenziwe ngokwezimali oluhlinzekwa ukunakekelwa kwezempilo kubantu abangaphansi noma eduze nesigaba sobumpofu esifundazweni. Umbuso ngamunye ubeka izindinganiso zakhe zokufaneleka, amasevisi ahlanganisiwe kanye nokukala kokubuyisela kwezinsizakalo. I-Medicaid ngokuvamile ihlanganisa zonke izinsizakalo zesibhedlela, ukunakekelwa kwezempilo ekhaya, ukunakekelwa kwesikhashana kanye nokuthutha ekuvakashelweni kukadokotela.

Imfuneko yokufaneleka yokuthola imali ye-Medicaid iqinile futhi ngezinye izikhathi ihilela "ukubukeka kweminyaka emithathu emuva." Abameleli be-Medicaid bazobheka umlando wezimali womuntu ukuze babone ukuthi ngabe yimaphi amafa adluliselwa noma athengiswa izindleko ezingezansi emndenini nabangane ukuze bafanelekele iMedicaid.

Kubalulekile ukuqaphela ukuthi akubona bonke abahlinzeki abamukela i-Medicaid, ngakho xhumana nabahlinzeki ngabanye ngaphambi kokuqala ukwelashwa. Vakashela i-Centres ye-website ye-Medicare ne-Medicaid Services ukuze uthole imininingwane yoxhumana nabo emahhovisi e-Medicaid.

Imali engenayo yezokuphepha

Ngaphezu komshuwalense womphakathi kanye nezinhlelo zosizo lwezokwelapha, uhulumeni unikeza usizo kubantu abathile abangakwazi ukusebenza ngenxa yokukhubazeka. Ezimweni eziningi, isifo se-Alzheimer sifinyeleleka njengokukhubazeka.

Ukuze ufanelekele i- Supplemental Security Income , noma kunjalo, umuntu kufanele abe ngaphansi kuka-$ 2,000 emithonjeni enetheni.

Umbhangqwana ongeke ube nemali engaphezu kwezingu-$ 3,000 emithonjeni enetheni. Imithombo yenetha yamagama ibhekisela emalini kuma-akhawunti asebhange, ukheshi, izimali kanye nemali engenayo yezindlu. Akubandakanyi izigcawu zokungcwaba, indlu yomndeni noma, ezimweni eziningi, imoto yomndeni. Xhumana nehhovisi lezokuPhatha kwezokuThuthukiswa koMphakathi ukuze ufunde kabanzi mayelana nohlelo. Ihhovisi likazwelonke lingatholakala ngokubiza (800) 772-1213.

Imali Yokukhubazeka Yokuphepha Komphakathi

Abantu abakhubazekile futhi abangasakwazi ukusebenza nabo banelungelo lokuthola Inzuzo Yokukhubazeka Kwezenhlalakahle . Ngokwe-Social Security Administration, ukukhubazeka kuchazwa kanje:

• Lo muntu ukhutshaziwe ngokuphelele futhi akakwazi ukusebenza nhlobo.
• Umuntu akakwazi ukwenza omunye umsebenzi ngenxa yokukhubazeka.
• Ukukhubazeka kuye kwagcina okungenani izinyanga ezingu-6 futhi kulindeleke ukuba kuqhubeke okungenani unyaka owodwa.

Izinzuzo zizohluka kakhulu ngabanye, kodwa zizoqhubeka kuze kube yilapho umuntu othola izinzuzo engadluli noma edlulela eminyakeni engu-65. Ngaleso sikhathi, nakuba imali kufanele ihlale ifana, izinkokhelo zizovela ohlelweni lokuthatha umhlalaphansi.

Medicare

Ngokujwayelekile uhlelo lwalabo abaneminyaka engama-65 ubudala, i-Medicare inikeza umshuwalense okhokhelwa uhulumeni kubantu abathile abathola Umshwalense Wokukhubazeka Kwezenhlalakahle.

Abantu abaneminyaka engaphansi kwengu-65 abanesithakazelo sokubhalisa kufanele bavakashele ama-Centers for website ye-Medicare ne-Medicaid Services noma uxhumane nehhovisi labo laseMedareya ngokubiza (800) MEDICARE.

Umshwalense we-Medicare uhlanganisa 80% ukunakekelwa okungafuneki esibhedlela kanye no-100% wokunakekelwa esibhedlela ngemuva kokuthola imali encane. Ngokusho kwe-Fisher Center ye-Alzheimer's Research Foundation, i-Medicare izokhipha "ukuvakashelwa kukadokotela ozwakalayo nokudingekile; ukuhanjelwa kukadokotela ngokomzimba , emsebenzini noma wezinkulumo; i-psychotherapy noma ukwelashwa kokuziphatha kokuziphatha ngumqeqeshi wezempilo yengqondo; kanye nezinsizakalo zokunakekelwa ekhaya" ezinamakhono okunakekelwa ekhaya "ezifanele iziguli ezine-Alzheimer's izifo.

Izinhlelo Zokusekela Abanakekeli

Iningi lamazwe linikeza usizo oluthile kumalungu omndeni enikeza ukunakekelwa kwesikhathi eside. Lezi zinhlelo zosizo zingabandakanya yonke into ekusizeni ngokuthola nokuxhasa ukunakekelwa kwelanga lomdala ekuhlinzekeni ukwelulekwa komnakekeli.

Izinhlelo, kanye nezidingo zokufaneleka, ziyahlukahluka kakhulu. Ukuze uthole olunye ulwazi noma ukuthola ihhovisi likahulumeni, thintana nohlelo lweNational Family Caregiver Support Programme, ukuhlukaniswa kwe-US Administration of Aging, ku- (202) 619-0724.

_Imithombo:

_{Feinberg, uLynn Friss, uSandra Newman noWendy Fox-Grage. Imisebenzi Yokusekela Umndeni: Ukusekela Umndeni Ongakhokhelwa Nabangane Ngesikhathi Sokuvinjelwa Kwezimali Zomphakathi. I-AARP Institute Policy Institute April 2005.}

_{I-Medicaid. I-Fisher Center ye-Alzheimer's Research Foundation: Ukukhokhela Ukunakekelwa Kwezempilo. 2008. Isikhungo se-Fisher se-Alzheimer's Research Foundation.}

_{Medicare. I-Fisher Center ye-Alzheimer's Research Foundation: Ukukhokhela Ukunakekelwa Kwezempilo. 2008. Isikhungo se-Fisher se-Alzheimer's Research Foundation.}

_{I-Supplemental Security Income (SSI). I-Social Security Online: I-Electronic Booklet. Juni 2007. Ukuphathwa kwezokuPhepha koMphakathi.}

_{Okushiwo Ngokukhubazeka. I-Social Security Online: Umkhuba Wokukhubazeka. NgoJanuwari 2008. Ukuphathwa Kwezokuphepha Komphakathi.}

_{Okudingeka Ukwazi Uma Uthola Izinzuzo Zokukhubazeka Zokuphepha Komphakathi. I-Social Security Online: I-Electronic Booklet. Jan. 2008. Ukuphathwa kwezokuThuthukiswa koMphakathi.}